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HomeMy WebLinkAboutCC-08-17-20-03 Revenue Deposit AgreementSponsors: Councilors Finkam, Rider, Worrell RESOLUTION CC-08-17-20-03 RESOLUTION OF THE COMMON COUNCIL OF THE CITY OF CARMEL, INDIANA, AUTHORIZING AN AMENDED AND RESTATED REVENUE DEPOSIT AGREEMENT BETWEEN THE CITY OF CARMEL, INDIANA, AND THE CITY OF CARMEL REDEVELOPMENT COMMISSION Synopsis: This Resolution approves and authorizes the City and the CRC to execute an updated Amended and Restated Revenue Deposit Agreement in order to supplement the list of Allocation Areas governed by the terms of the Agreement, reflect certain refunding bonds of the Redevelopment Authority, update the Supplemental Reserve Fund requirement and make certain technical corrections thereto. WHEREAS, the City of Carmel Redevelopment Authority (the “Authority”) has been created pursuant to Indiana Code 36-7-14.5 as a separate body corporate and politic, and as an instrumentality of the City of Carmel, Indiana (the “City”) to finance local public improvements for lease to the City of Carmel Redevelopment Commission (the “Commission”); and WHEREAS, the Commission, as the governing body for the District pursuant to the Act, has previously created certain “allocation areas” in order to capture property tax proceeds derived from incremental assessed valuation of real and certain depreciable personal property in such allocation areas which is in excess of the “base assessed value” (such property tax proceeds hereinafter referred to as “TIF Revenue”), all pursuant to and as described Indiana Code 36 -7- 14-39 and Indiana Code 36-7-14-39.3; and WHEREAS, the Commission has previously incurred certain obligations in order to finance certain improvements located in, or serving or benefitting, one or more of such allocation areas, and the Commission reasonably expects to repay such obligations from TIF Revenue to be received from such allocation areas; and WHEREAS, the City and the Commission have previously executed the Amended and Restated Revenue Deposit Agreement, dated as of April 9, 2019 (the “Existing Revenue Deposit Agreement”), in order to establish a procedure for setting aside the TIF Revenue, as and when received, for the purpose of ensuring the timely payment of such obligations as the same shall become due in accordance with their respective terms; and WHEREAS, a need exists to (a) supplement the list of allocation areas described and identified on Exhibit A to the Existing Revenue Deposit Agreement by adding (i) the South Rangeline Allocation Area (less developer portion), (ii) the Magnolia Allocation, (iii) the Franciscan Allocation Area (less company portion), (iv) the Smokey & Monon Allocation Area (less developer portion), (v) the Firehouse Allocation Area (less developer portion), and (vi) the South Pennsylvania Allocation Area (collectively, the “Additional Allocation Areas”), (b) revise the definition of certain obligations described therein to reflect the issuance of refunding bonds, (c) revise the requirements for the Supplemental Reserve Fund (as defined therein), and (d) make certain technical corrections to the Existing Revenue Deposit Agreement (clauses (a) through and including (d), the “2020 Amendments”); and DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 2 WHEREAS, the Common Council now desires to authorize and approve a new Amended and Restated Revenue Deposit Agreement, in the form presented at this meeting (the “New Revenue Deposit Agreement”). NOW, THEREFORE, BE IT RESOLOVED BY THE COMMON COUNCIL OF THE CITY OF CARMEL, INDIANA, as follows: Section 1. Approval of New Revenue Deposit Agreement. The Common Council hereby authorizes and approves the New Revenue Deposit Agreement in order to make the 2020 Amendments. The Mayor is hereby authorized to execute the New Revenue Deposit Agreement on behalf of the City, subject to the Commission’s adoption of a similar resolution authorizing and approving the New Revenue Deposit Agreement prior to the execution thereof. Section 2. Authorization of Other Actions. Each of the Mayor, any member of the Common Council, the Clerk and the Controller is hereby authorized and directed, for and on behalf of the City, to execute and deliver execute all such instruments, documents or certificates and to take any action as such person determines to be necessary or appropriate to accomplish the purposes of this Resolution, such determination to be conclusively evidenced by such person’s execution of such instruments, documents or certificates or such taking of such action by such officer. Section 3. Severability. If any part of this Resolution shall be adjudged to be invalid by a court of proper jurisdiction, it shall be conclusively presumed that the Common Council would have passed the remainder of this Resolution without such invalid part. Section 4. Repeal of Conflicting Resolutions. All ordinances, resolutions and orders, or parts thereof, in conflict with the provisions of this Resolution, are, to the extent of such conflict, hereby repealed. Section 5. Effectiveness. This Resolution shall be in full force and effect from and after its adoption by the Common Council and upon compliance with the procedures required by law. DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 3 PASSED by the Common Council of the City of Carmel, this _____ day of _____________, 2020, by a vote of ______ ayes and _____ nays. COMMON COUNCIL FOR THE CITY OF CARMEL, INDIANA ___________________________________ Laura D. Campbell, President Sue Finkam, Vice-President ___________________________________ ____________________________________ H. Bruce Kimball Kevin D. Rider ___________________________________ ____________________________________ Anthony Green Jeff Worrell ___________________________________ ___________________________________ Tim Hannon Miles Nelson ___________________________________ Adam Aasen ATTEST: __________________________________ Sue Wolfgang, Clerk Presented by me to the Mayor of the City of Carmel, Indiana this ____ day of _________________________ 2020, at _______ __.M. ____________________________________ Sue Wolfgang, Clerk Approved by me, Mayor of the City of Carmel, Indiana, this _____ day of ________________________ 2020, at _______ __.M. ____________________________________ James Brainard, Mayor ATTEST: ___________________________________ Sue Wolfgang, Clerk Prepared by: Bruce D. Donaldson Barnes & Thornburg LLP 11 South Meridian Street Indianapolis, IN 46204 DMS 17856996.1 DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD September 2:45 23rd P 22nd 21st 11:30 ASeptember 9 0 September AMENDED & RESTATED REVENUE DEPOSIT AGREEMENT Between CITY OF CARMEL, INDIANA, And CITY OF CARMEL REDEVELOPMENT COMMISSION Dated as of _________, 2020 DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 1 AMENDED & RESTATED REVENUE DEPOSIT AGREEMENT This AMENDED & RESTATED REVENUE DEPOSIT AGREEMENT, dated as of __________, 2020 (the “Agreement”), is being entered into between the CITY OF CARMEL, INDIANA (the “City”), a political subdivision duly created and validly existing under the laws of the State of Indiana (the “State”), and the CITY OF CARMEL REDEVELOPMENT COMMISSION (the “Commission”), as governing body of the City of Carmel Redevelopment District (the “District”), a special taxing district duly created and validly existing under the laws of the State (each, a “Party” and, collectively, the “Parties”). WITNESSETH WHEREAS, the Commission, as the governing body for the District pursuant to the Act (as hereinafter defined), has previously created the Allocation Areas described in Exhibit A attached hereto in order to capture property tax proceeds derived from incremental assessed valuation of real and certain depreciable personal property in such Allocation Areas which is in excess of the “base assessed value” (such property tax proceeds hereinafter referred to as “TIF Revenue”), all pursuant to and as described in Sections 39 and 39.3 of the Act; and WHEREAS, the Commission has previously incurred and expects to incur certain obligations in order to finance or refinance certain improvements located in or serving or benefitting one or more of the Allocation Areas; and WHEREAS, the Commission reasonably expects to repay such obligations from TIF Revenue to be received from the Allocation Areas and other revenues of the Commission; and WHEREAS, the City and the Commission desire to establish a procedure for setting aside the TIF Revenue as and when received to ensure the timely payment of such obligations as the same shall become due in accordance with their respective terms; NOW, THEREFORE, in consideration of the premises and the covenants and agreements contained herein, the Parties now desire to enter into this Agreement and hereby agree as follows: DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 2 ARTICLE I DEFINITIONS The following words and phrases shall have the following meanings, unless the context or use clearly indicates another or different meaning or intent. Any terms defined in the Act or other Indiana statutes, but not otherwise defined herein, shall have the meanings specified in the Act or other Indiana statutes, unless the context or use clearly indicates another or different meaning or intent. “Act” means Indiana Code 36-7-14, Indiana Code 36-7-25, and all related and supplemental statutes conferring powers or authority on the Commission. “Allocation Areas” means, collectively, the allocation areas identified on Exhibit A attached hereto and made a part hereof, which have been previously established by the Commission in accordance with the Act for the purposes of capturing TIF Revenue. “Allocation Funds” means, collectively, the allocation funds previously established by the Commission in accordance with the Act for each of the allocation areas identified on Exhibit A hereto, for the TIF Revenue collected in the respective Allocation Areas. “Auditor” shall mean the Auditor of Hamilton County, Indiana. “Business Day” or “business day” means a day other than Saturday, Sunday or day on which banking institutions in the city in which the principal corporate trust office of the Deposit Trustee is located are required or authorized by law to close or on which the New York Stock Exchange is closed. “City” shall mean the City of Carmel, Indiana. “Controller” means the Controller of the City. “Commission” means the City of Carmel Redevelopment Commission, governing body of the District. “District” means the City of Carmel Redevelopment District. “Energy Center Contracts” means, collectively, the three Energy Consumption Agreements between the City of Carmel Utilities Department and Carmel Civic Square Building Corporation, each dated as of November 1, 2010, relating to the City Hall, Fire Station and Police Station buildings. “Illinois Street Allocation Areas” means, collectively, the Illinois Street Allocation Area, the Illinois Street Expansion Allocation Area and the Amended Illinois Street Allocation Area. “126th Street Allocation Areas” means, collectively, the Amended 126th Street Allocation Area and the Amended 126th Street Expansion Allocation Area. DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 3 “PAC Bonds” means, collectively, the 2005 Bonds and the 2020B Bonds. “Payment Date” means (i) with respect to the 2006 COIT Bonds, June 15 and December 15 of each year; (ii) with respect to the PAC Bonds, the 2010C COPS, the 2016 Bonds, the 2017C- 2 Bonds and the 2019A-2 Bonds, January 1 and July 1 of each year; (iii) with respect to the 2012 Bonds, the 2013 Bonds and the 2011 Installment Purchase Agreement, January 15 and July 15 of each year; and (iv) with respect to the 2011A Bonds and the 2017 Installment Purchase Contract, February 1 and August 1 of each year. “State” shall mean the State of Indiana. “TIF Revenue” means the property tax proceeds received by the Commission, which the Commission reasonably expects to use for the repayment of the obligations described in Section 2.1 of this Agreement when due, which proceeds are derived from the incremental assessed valuation of real and certain depreciable personal property in the Allocation Areas in excess of the assessed valuation described in Section 39(b)(1) of the Act, as such statutory provision exists on the date of execution of this Agreement. “2004 Bonds” means the City of Carmel Redevelopment District Tax Increment Revenue Bonds, Series 2004A (Illinois Street Project). “2005 Bonds” means the City of Carmel, Indiana, Redevelopment Authority Lease Rental Revenue Bonds, Series 2005, dated December 21, 2005, issued in the original aggregate issued amount of $79,998,227.15. “2010C COPs” means the City of Carmel, Indiana, Redevelopment District Certificates of Participation, Series 2010C, dated November 12, 2010, issued in the original aggregate principal amount of $16,300,000, and any obligations issued to refinance all or a portion of the outstanding 2010C COPs, including the City of Carmel Redevelopment Authority Lease Rental Refunding Bonds, Series 2016C (Energy Center Project), dated May 5, 2016, issued in the original aggregate principal amount of $15,164,000. “2011 Installment Purchase Agreement” means the Installment Purchase Agreement, Secondary Number Two, dated December 7, 2011, between the Commission and Village Financial, LLC. “2011A Bonds” means the City of Carmel, Indiana Senior Economic Development Revenue Bonds, Series 2011A (Arts District Lofts & Shoppes Project), dated July 28, 2011, issued in the original aggregate principal amount of $9,630,000. “2012 Bonds” means, collectively, (i) the 2020A Bonds (which refunded the City of Carmel, Indiana, Redevelopment Authority Lease Rental Revenue Multipurpose Bonds, Series 2012 A), and (ii) the City of Carmel, Indiana, Redevelopment Authority Lease Rental Revenue Multipurpose Bonds, Series 2012 B (Taxable), issued in the original aggregate principal amount of $69,245,000, dated December 27, 2012. “2013 Bonds” means the City of Carmel, Indiana Redevelopment District Bonds of 2013, dated December 5, 2013, issued in the original aggregate principal amount of $6,535,000. DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 4 “2016 Bonds” means the City of Carmel, Indiana, Redevelopment Authority Lease Rental Bonds, Series 2016B (Economic Development Projects), dated May 5, 2016, issued in the original aggregate principal amount of $10,337,000. “2017C-2 Bonds” means the City of Carmel, Indiana, Redevelopment Authority Taxable Lease Rental Bonds, Series 2017C-1 (TIF Supported), dated December 14, 2017, issued in the original aggregate principal amount of $16,600,000. “2017 Installment Purchase Contract” means the Installment Purchase Contract (Garage Air Parcel/Garage Component), dated June 16, 2017, between the Commission and Monon and Main, LLC. “2019A-2 Bonds” means the City of Carmel, Indiana, Redevelopment Authority Taxable Lease Rental Bonds, Series 2019A-2 (TIF Supported), dated April 9, 2019, issued in the original aggregate principal amount of $8,170,000. “2020A Bonds” means the City of Carmel Redevelopment Authority [Taxable] Lease Rental Revenue Refunding Bonds, Series 2020A, dated _________, 2020, issued in the original aggregate principal amount of $____________. “2020B Bonds” means the City of Carmel Redevelopment Authority [Taxable] Lease Rental Revenue Refunding Bonds, Series 2020B, dated _________, 2020, issued in the original aggregate principal amount of $____________. “Transaction Documents” means, collectively, any trust indenture, installment payment contract, loan agreement, lease agreement or other instrument which has been previously executed by the Commission or the City of Carmel Redevelopment Authority in connection with the obligations described in Section 2.1 of this Agreement. (End of Article I) DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 5 ARTICLE II FUNDS AND ACCOUNTS Section 2.1. Deposit of TIF Revenue. Upon the receipt of each distribution of TIF Revenue from the Auditor, the Controller shall set aside and transfer the TIF Revenue as follows: (a) Prior to making any other transfers of TIF Revenue under this Agreement, the Controller shall first transfer to the paying agent for the 2004 Bonds an amount of TIF Revenue derived from the Illinois Street Allocation Areas sufficient to pay all amounts due with respect to the 2004 Bonds on the immediately succeeding payment date for the 2004 Bonds. (b) Next, the Controller shall transfer to the paying agent for the 2013 Bonds an amount of TIF Revenue derived from the Illinois Street Allocation Areas (available after payment of any required debt service on the 2004 Bonds) equal to the lesser of (i) all of such TIF Revenue, or (ii) an amount of such TIF Revenue sufficient to pay all amounts due with respect to the 2013 Bonds on the immediately succeeding Payment Date. In the event such TIF Revenue is insufficient to pay all amounts due with respect to the 2013 Bonds on the next Payment Date, the Controller shall transfer to the paying agent for the 2013 Bonds an amount of TIF Revenue derived from the 126th Street Allocation Areas equal to the lesser of (i) all of such TIF Revenue, or (ii) an amount of such TIF Revenue (together with TIF Revenue transferred from the Illinois Street Allocation Areas) sufficient to pay all amounts due with respect to the 2013 Bonds on the next Payment Date. (c) Next, the Controller shall transfer to the paying agent for the 2010C COPs an amount of TIF Revenue equal to the lesser of: (i) all of such semi -annual distribution of TIF Revenue, or (ii) an amount of TIF Revenue sufficient to pay all amounts due with respect to the 2010C COPs on the immediately succeeding Payment Date; provided, however, in making any such transfers pursuant to this Section, the Controller shall take into account any other revenues or funds previously transferred by, or on behalf of, the Commission to the paying agent for the 2010C COPs and held by the paying agent to pay debt service on such Payment Date. (d) Next, the Controller shall transfer to the bond trustee for the 2012 Bonds an amount of TIF Revenue equal to the lesser of: (i) all of the remainder of such semi-annual distribution of TIF Revenue, or (ii) an amount of TIF Revenue sufficient to pay all amounts due with respect to the 2012 Bonds on the immediately succeeding Payment Date; provided, however, in making any such transfers pursuant to this Section, the Controller shall take into account any other revenues or funds previously transferred by, or on behalf of, the Commission to the trustee for the 2012 Bonds and held by the trustee to pay debt service on such Payment Date. (e) Next, the Controller shall transfer to the bond trustee for the 2016 Bonds an amount of TIF Revenue equal to the lesser of: (i) all of the remainder of such semi-annual distribution of TIF Revenue, or (ii) an amount of TIF Revenue sufficient to pay all amounts due with respect to the 2016 Bonds on the immediately succeeding DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 6 Payment Date; provided, however, in making any such transfers pursuant to this Section, the Controller shall take into account any other revenues or funds previously transferred by, or on behalf of, the Commission to the trustee for the 2016 Bonds and held by the trustee to pay debt service on such Payment Date. (f) Next, the Controller shall transfer to the bond trustee for the 2017C- 2 Bonds and the 2019A-2 Bonds an amount of TIF Revenue equal to the lesser of: (i) all of the remainder of such semi-annual distribution of TIF Revenue, or (ii) an amount of TIF Revenue sufficient to pay all amounts due with respect to the 2017C-2 Bonds and the 2019A-2 Bonds on the immediately succeeding Payment Date; provided, however, in making any such transfers pursuant to this Section, the Controller shall take into account any other revenues or funds previously transferred by, or on behalf of, the Commission to the trustee for the 2017C-2 Bonds and the 2019A-2 Bonds and held by the trustee to pay debt service on such Payment Date. (g) Next, the Controller shall transfer to the bond trustee for the PAC Bonds an amount of TIF Revenue equal to the lesser of: (i) all of the remainder of such semi-annual distribution of TIF Revenue, or (ii) an amount of TIF Revenue sufficient to pay all amounts due with respect to the PAC Bonds on the immediately succeeding Payment Date; provided, however, in making any such transfers pursuant to this Section, the Controller shall take into account any other revenues or funds previously transferred by, or on behalf of, the Commission to the trustee for the PAC Bonds and held by the trustee to pay debt service on such Payment Date. (h) Next, the Controller shall transfer to the bond trustee for the 2011A Bonds an amount of TIF Revenue equal to the lesser of: (i) all of the remainder of such semi-annual distribution of TIF Revenue, or (ii) an amount (if any) of TIF Revenue required to pay all amounts due with respect to the 2011A Bonds on the immediately succeeding Payment Date; provided, however, in making any such transfers pursuant to this Section, the Controller shall take into account any other revenues or funds previously transferred by, or on behalf of, the Commission to the trustee for the 2011A Bonds and held by the trustee to pay debt service on such Payment Date (including, without limitation, tax increment revenues derived from the Arts District Lofts & Shoppes Tax Allocation Area and pledged to the payment of the 2011A Bonds). (i) Next, the Controller shall transfer to the Commission an amount of TIF Revenue equal to the lesser of: (i) all of the remainder of such semi-annual distribution of TIF Revenue, or (ii) an amount (if any) of TIF Revenue the Commission is required to pay under the 2017 Installment Purchase Contract on the immediately succeeding Payment Date; provided, however, in making any such transfers pursuant to this Section, the Controller shall take into account any other revenues or funds previously transferred by, or on behalf of, the Commission to make payments on the 2017 Installment Purchase Contract on such Payment Date (including, without limitation, tax increment revenues derived from DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 7 the Monon & Main Allocation Area and pledged to the payment of the 2017 Installment Purchase Contract). (j) Next, for years 2029 through 2034 only, the Controller shall transfer to the Commission any amounts the Commission is required to pay under the 2011 Installment Purchase Agreement on the immediately succeeding Payment Date; provided, however, in making any such transfers pursuant to this Section, the Controller shall take into account any other revenues or funds previously transferred by, or on behalf of, the Commission to make payments on the 2011 Installment Purchase Agreement on such Payment Date. (k) Next, the Controller shall transfer to a fund to be held as a supplemental reserve fund for all outstanding obligations referenced in this Agreement (the “Supplemental Reserve Fund”) the following amounts of available TIF Revenue: $750,000 in 2020 and $1,000,000 in each of years 2021-2031; provided, however, that the City and the Commission hereby agree to re-evaluate and renegotiate the amount of the required annual deposits into the Supplemental Reserve Fund every four years beginning in 2024 in connection with the preparation of the following year’s budget, based upon then current projections of TIF Revenue and projected shortfall amounts (if any) of TIF Revenue and other available revenues needed to cover all outstanding CRC obligations payable from the TIF Revenue over the remaining term of those obligations. Section 2.2. Excess TIF Revenue. In the event that there shall be any remaining TIF Revenue after making the deposits required by Section 2.1 hereof, the Controller shall retain such funds in the respective Allocation Funds to be used for the purposes permitted by the Act. Section 2.3. Notice of Deficiency. In the event that any semi-annual distribution received by the Controller shall be insufficient to make all of the deposits required by Section 2.1 to pay all amounts due on the immediately succeeding Payment Date for each identified obligation, after taking into account other revenues or funds contributed by the Commission for such purpose, the Controller shall within three (3) business days provide written notification to the Mayor and Common Council of the City and to the Commission of such deficiency. Section 2.4. Debt Service Schedules. The Commission through its municipal advisor shall immediately provide the Controller with updated debt service schedules for all of the outstanding obligations identified in Section 2.1, and shall provide debt service schedules for any obligations identified in Section 2.1 that are not yet issued immediately following the issuance of such obligations. Section 2.5. Other Commitments. The parties agree that all payments in lieu of taxes (PILOTs) made by The Barrington of Carmel retirement center located at 1335 South Guilford Road, Carmel, Indiana, shall be allocated to the Commission and treated as TIF Revenue for purposes of this Agreement. The City further agrees that, beginning in budget year 2017, all payments required to be made by the City under the Energy Center Contracts will be made in DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 8 accordance with the amounts required to be made under the currently effective versions of those contracts. Section 2.6. Annual SBT Determination. So long as any of the obligations described in Section 2.1 payable from a special benefits tax (SBT) back-up remain outstanding, the City and the Commission shall make an annual determination as part of the City’s annual budget process as to whether the SBT is required to be levied to meet the following year’s debt service requirements on such obligations, taking into account anticipated TIF Revenue and other revenues available to the Commission and the City and to be dedicated for such purposes. (End of Article II) DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 9 ARTICLE III MISCELLANEOUS Section 3.1. Governing Law. This Agreement is executed by the Parties and delivered in the State and with reference to the laws thereof, and the rights of all Parties and the validity, construction and effect of every provision hereof shall be subject to and construed according to the laws of the State. Section 3.2. Immunity of Officers, Directors, Members, Employees and Agents. No recourse shall be had for any claim based upon any obligation in this Agreement against any past, present or future official, officer, director, member, attorney, employee or agent of the Parties, as such, under any rule of law or equity, statute or constitution. Section 3.3. Counterparts. This Agreement may be executed in several counterparts, each of which when so executed shall be deemed to be an original, and such counterparts, together, shall constitute but one and the same instrument, which shall be sufficiently evidenced by any such original counterpart. Section 3.4. Performance Due on Day other than a Business Day. If the last day for taking any action under this Agreement is not on a Business Day, such action may be taken on the next succeeding Business Day and, if so taken, shall have the same effect as if taken on the day required by this Agreement. Section 3.5. Amendments. This Agreement may be terminated, supplemented or amended only upon the written agreement of the City and the Commission and only after approvals of the Common Council of the City and the Commission. So long as the 2020A Bonds are secured by a debt service reserve insurance policy provided by Build America Mutual Insurance Company (“BAM”), the City and the Commission covenant not to amend this Agreement in any way which would adversely impact the priority claim on the TIF Revenue currently provided to the 2020A Bonds hereunder, without the advance written consent of BAM. Section 3.6. Entire Agreement. This Agreement shall constitute the entire agreement of the Parties with respect to the subject matter, and shall supersede all prior oral or written agreements with respect to the matters that are the subject hereof. Section 3.7. Interpretation of Conflicting Provisions. In the event there shall be a conflict between any provision of the Transaction Documents and any provision of this Agreement, the City and the Commission hereby agree that the provisions of such Transaction Document shall be controlling, unless the terms of any of such Transaction Documents shall expressly provide otherwise. Section 3.8. Effective Date and Repeal of Prior Revenue Deposit Agreement. This Agreement shall take effect immediately upon the execution of the parties hereto. Upon such effective date, the Amended and Restated Revenue Deposit Agreement between the City and the Commission dated as of April 9, 2019 (the “Prior Revenue Deposit Agreement”), shall be terminated and of no further force and effect. Upon termination of the Prior Revenue Deposit Agreement, all funds contained in the Supplemental Reserve Fund created under that agreement DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 10 shall be transferred to and retained in the Supplemental Reserve Fund established in Section 2.1(k) of this Agreement. (End of Article III) DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD 11 IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed in their names and on their behalf as of the date first written above. CITY OF CARMEL, INDIANA By: ____________________________ Mayor CITY OF CARMEL, INDIANA, REDEVELOPMENT COMMISSION, as governing body of the City of Carmel Development District By: ____________________________ President DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD A-1 EXHIBIT A LIST OF ALLOCATION AREAS Amended 126th Street Allocation Area Amended 126th Street Expansion Allocation Area City Center Allocation Area City Center Expansion Allocation Area Hazel Dell North Allocation Area Hazel Dell South Allocation Area Illinois Street Allocation Area Illinois Street Expansion Allocation Area Amended Illinois Street Allocation Area Old Meridian Allocation Area Old Meridian Expansion Allocation Area Meridian & Main Allocation Area Meridian & Main Allocation Area/Spine Group I Site (less developer portion) Old Town Allocation Area Carmel Drive Allocation Area Lauth-Walker Allocation Area Old Town Shoppes Allocation Area Old Methodist Allocation Area Lurie Allocation Area Village of West Clay Allocation Area Merchants Pointe Allocation Area Merchants Pointe Expansion Allocation Area 116th Street Centre Allocation Area (less developer portion) Carmel Downtown Allocation Area No. 1 (less developer portion) Carmel Downtown Allocation Area No. 2 (less developer portion) CRC Parcel #12 Allocation Area Parkwood Crossing Allocation Area Parkwood East Allocation Area Grand & Main Allocation Area (less developer portion) Olivia on Main Allocation Area (less developer portion) Merchants Square Allocation Area Legacy Project Allocation Area (less reimbursement portion owed to City) KAR Allocation Area (less company portion) Sunrise Allocation Area (less developer portion) Motor Court West Allocation Area Meridian & Main – Indiana Spine Group II Allocation Area (less developer portion) Zotec Allocation Area (after replenishment of Supplemental Reserve Fund advance) South Rangeline Allocation Area (less developer portion) Magnolia Allocation Area Franciscan Allocation Area (less company portion) Smokey & Monon Allocation Area (less developer portion) Firehouse Allocation Area (less developer portion) South Pennsylvania Allocation Area DMS 17853780v2 DocuSign Envelope ID: 00A8582C-2437-4BCB-8A8D-1D5ED5AE7FBD