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HomeMy WebLinkAboutBPW-10-18-06-01 Insurance Premium IncreaseRESOLUTION BPW 10- 18 -06 -01 A RESOLUTION ADJUSTING EMPLOYER AND EMPLOYEE PREMIUM RATES FOR THE CITY OF CARMEL EMPLOYEE HEALTH BENEFIT PLAN WHEREAS, the primary source of revenue for the City of Carmel Employee Health Benefit Plan (the "Plan") consists of bi- weekly employer and employee premium contributions; and WHEREAS, health care costs continue to increase significantly from year to year; and WHEREAS, forecasted revenue for the Plan is currently insufficient to cover anticipated Plan claims and expenses and to also maintain an adequate reserve throughout the 2007 Plan year; and WHEREAS, the Board of Public Works and Safety, as the Plan Administrator, is responsible for ensuring adequate current and reserve funding for the Plan. NOW, THEREFORE, BE IT RESOLVED by the Carmel Board of Public Works and Safety as follows: Effective January 1, 2007, health insurance premium rates for the City and its employees participating in the Plan will be as stated on Attachment A, incorporated herein by this reference. CITY OF CARMEL, INDIANA By an • through its Board of Public Works and Safety i - ames Braman , Presiding 1 Mary An Lori icer urke, Board Member also ATTES oard Member iana Cordray,I C, Clerk- Treasurer Date Date Attachment A 2007 BI- WEEKLY HEALTH INSURANCE RATES TOBACCO USERS WILL PAY A $10 BI- WEEKLY SURCHARGE, IN ADDITION TO THE RATES BELOW Plan A Total Premium City Portion City % Employee Portion Employee % Employee Only $240.12 $180.09 75% $60.03 25% Employee /Spouse $556.38 $417.29 75% $139.10 25% Employee /Child(ren) $511.28 $383.46 75% $127.82 25% Employee /Family $835.08 $626.31 75% $208.77 25% Plan B Total Premium City Portion City % Employee Portion Employee % Employee Only $203.60 $173.06 85% $30.54 15% Employee /Spouse $471.67 $400.91 85% $70.76 15% Employee / Child(ren) $433.54 $368.50 85% $65.04 15% Employee /Family $707.96 $601.75 85% $106.21 15% Plan C Total Premium City Portion City % Employee Portion Employee % • Employee Only $189.12 $173.06 92% $16.06 8% Employee /Spouse $438.25 $400.91 91% $37.34 9% Employee /Child(ren) $402.72 $368.50 92% $34.22 8% Employee /Family . $657.79 $601.75 91% $56.04 9% Dental Total Premium City Portion City % Employee Portion Employee Employee Only • $13.60 $10.20 75% $3.40 25% Employee /Spouse $26.31 $19.73 75% $6.58 25% Employee / Child(ren) $24.78 $18.59 75% $6.20 25% Employee /Family $37.48 $28.11 75% $9.37 25%