HomeMy WebLinkAboutPacket for CC 11-20-23
MEMORANDUM
Date: November 9, 2023
To: Carmel City Council
From: Adrienne Keeling
Re: Ordinance Z-686-23
HOA Rental Restriction UDO Amendment
Forwarded with a favorable recommendation from Carmel Plan Commission:
Ordinance Z-686-23 (Docket No. PZ-2023-00166 OA: HOA Rental Restrictions Amendment)
The applicant seeks to amend the Unified Development Ordinance in order to require that Owners’
Association governing documents allow changes to rental restrictions with a simple majority vote of the
owners. Filed by the Department of Community Services on behalf of the Carmel Plan Commission.
Background:
Over the last several years, large, out-of-state investment firms have purchased a significant number of owner-
occupied, single-family homes across Indiana for the purpose of turning them into rental properties. While we
are not aware of any Carmel neighborhoods where this has occurred, it has been a growing concern in some of
our neighboring communities. The presence of rentals isn’t inherently bad; however, these bulk purchases of
single-family homes by investment firms can make it more difficult for individuals to purchase a home by
decreasing the supply of for-sale homes in a community.
Subdivisions may choose to place rental restrictions in their declaration of covenants or other homeowners’
association governing documents. However, each subdivision is responsible for the process to amend said
governing document, which may require the consent of up to 75% of the owners in accordance with Indiana
Code Section 32-25.5-3-9.
Proposed Ordinance Summary: See blue text in the attached UDO amendment.
The proposed amendment adds a new “Amendment of Covenants” paragraph to UDO Section 7.20: Owners’
Association Standards. It specifically acknowledges the Indiana Code section referenced above but goes on to
specify that no more than a majority (50%+1) of the owners shall be required to consent to an amendment of the
governing documents specifically relating to rental restrictions.
NOTE: If adopted, this ordinance DOES NOT AMEND any covenants or governing documents of an
existing subdivision, nor does it require subdivisions to adopt rental restrictions. This would only apply to
newly formed subdivisions/owners’ associations established after the effective date of this ordinance.
Plan Commission Overview:
The Plan Commission discussed the intent and technical details of the ordinance, including (1) if 50% consent
vs. 50%+1 votes should be required, (2) whether this threshold should apply to both the creation and potential
reduction of rental restrictions, and (3) whether Commercial Subdivisions should be subject to these provisions.
After a few revisions, the Plan Commission voted to send this proposal to City Council with a favorable
recommendation.
The information in this packet is arranged in the following order:
1. Plan Commission Certification (expires January 28, 2024)
2. Proposed Ordinance Z-686-23
CERTIFICATION
OF THE CARMEL PLAN COMMISSION’S RECOMMENDATION
ON THE PETITION TO THE CITY OF CARMEL
TO AMEND THE ZONING ORDINANCE
PURSUANT TO INDIANA CODE 36-7-4-605
ORDINANCE
Z-686-23
HOA Rental Restrictions Amendment
To: The Honorable Common Council
Of the City of Carmel
Hamilton County, Indiana
Dear Members:
The Carmel Plan Commission offers you the following report on the application Docket
No. PZ-2023-00166 OA - petitioning to amend the Unified Development Ordinance in
order to require that Owners Association governing documents allow changes to rental
restrictions with a simple majority vote of the members.
The Carmel Plan Commission’s Commercial Committee recommendation on the petition
of the applicant is ‘Favorable.”
At its regularly scheduled meeting on October 17, 2023, the Carmel Plan Commission
voted Six (6) in Favor, Zero (0) Opposed, Three (3) Absent, to forward to the Common
Council the proposed Ordinance No. Z-686-23 with a “Favorable Recommendation”.
Please be advised that by virtue of the Plan Commission’s Favorable Recommendation,
pursuant to IC 36-7-4-607(e), the Council has ninety (90) days to act on this petition
before it becomes effective as Certified by the Commission. Ninety days from the date of
the Certification is Sunday, January 28, 2024.
CARMEL PLAN COMMISSION
BY: _____________________________________
Brad Grabow, President
ATTEST:
_____________________________________
Joe Shestak, Secretary
Carmel Plan Commission
Dated: October 30, 2023
11/09/2023
Ordinance Z-686-23
1
Sponsor: Councilors Campbell, Aasen and Finkam 1
2
ORDINANCE Z-686-23 3
AN ORDINANCE OF THE COMMON COUNCIL OF THE 4
CITY OF CARMEL, INDIANA 5
___________________________________________________ 6
An Ordinance updating owners’ association standards in the Unified Development Ordinance. 7
8
Synopsis: 9
This ordinance requires that owners’ associations allow changes to governing documents relating to 10
rental restrictions with no more than a simple majority of its owners. 11
12
WHEREAS, over the last several years, large, out-of-state investment firms have purchased a 13
significant number of owner-occupied, single-family homes across Indiana for the purpose of turning them into 14
rental properties; and 15
WHEREAS, such bulk purchasing of single-family homes by investment firms makes it more difficult 16
for a person to purchase a home and decreases the number of owner-occupied homes in a community; and 17
WHEREAS, pursuant to Indiana Code § 36-7-4-602, the Common Council has the authority to amend 18
the text of the Carmel Unified Development Ordinance (the “UDO”); and 19
WHEREAS, it is in the best interest of the citizens of the City of Carmel to amend the text of the UDO 20
to require that the governing documents of newly formed homeowners associations contain a provision that 21
makes it easier for owners within said associations to restrict rentals if they so desire. 22
NOW, THEREFORE, BE IT ORDAINED by the Common Council of the City of Carmel, Indiana, 23
that, pursuant to IC 36-7-4-600 et seq. and after Docket No. PZ-2023-00166 OA having received a favorable 24
recommendation from the Carmel Advisory Plan Commission on Tuesday, October 17, 2023, it hereby adopts 25
this Ordinance to amend the Carmel Unified Development Ordinance (Ordinance Z-625-17, as amended), to 26
read as follows: 27
28
Section I: Amend Article 7: Design Standards, Section 7.20: Owners’ Association Standards, as follows: 29
30
7.20 Owners’ Association Standards Page 7-29 31
This Owners’ Association Standards (OA) section applies to the following types of development: 32
CS, RS, TS, CM 33
A. Applicability: Any development with common area, private streets, shared parking, an amenity 34
center, shared or private utilities, retention pond, and the like shall meet the Owners’ 35
Association Standards. 36
B. Establishment of Owners’ Association: 37
1. Perpetuity: An owners’ association shall be created in perpetuity to make decisions about 38
and to maintain all common property and/or common facilities. 39
2. Organization: An owners’ association shall be a legally incorporated entity or shall be 40
created by other legal mechanism which provides shared ownership or shared responsibility 41
of common property and/or common facilities. A board of directors or other means for 42
representation in decision-making shall be established. 43
3. Recording of Legal Mechanism: The legal mechanism binding all property owners or 44
vested parties shall be recorded in the Office of the Hamilton County Recorder. 45
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Ordinance Z-686-23
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4. Declaration of Covenants: The owners’ association shall be responsible for the 46
administration of any elective restrictive covenant utilized to further restrict improvements 47
and uses in the development. The “Declaration of Covenants” shall be recorded in the Office 48
of the Hamilton County Recorder following final plat approval and prior to selling any lots 49
or units. A copy of the recorded document shall be delivered to the Department of 50
Community Services within two (2) weeks of it being recorded. 51
5. Deed Restrictions: All requirements (See Section 7.20(E): Required Language below) or 52
other restrictions that resulted as a commitment or condition of approval shall be included in 53
an independent legal document (e.g. deed restriction or similar legal mechanism) and 54
recorded for each lot. 55
6. Association Fee: An association fee or other financial mechanism shall be included in the 56
Declaration of Covenants or other legal mechanism and be equal to the financial needs of the 57
owners’ association to maintain common property and/or common facilities, and to 58
accumulate a reserve account for long-term large expenditures, emergencies, and 59
contingencies. 60
7. Amendment of Covenants: In accordance with IC 32.25.5-3-9, the governing documents of 61
the owners’ association must contain a provision allowing the owners to amend the 62
governing documents at any time, from time to time and such amendment may not require 63
the consent of more than seventy-five percent (75%) of all owners; provided, however, the 64
governing documents may not require the consent of more than the majority (50%+1) of all 65
owners to create or amend provisions relating to rental restrictions. This paragraph does not 66
apply to Commercial Subdivisions (CM). 67
C. Contractual Obligations: Prior to the transition from the developer to the owners’ association 68
being responsible for common property and/or common facilities, the developer shall not enter 69
into any contractual obligation on behalf of the owners’ association that extends more than one 70
(1) year past the date of transition. Thereafter, the owners’ association shall be responsible for 71
the renewal or termination of such contracts. 72
D. Common Area Inspection: Before the developer transfers control of the owners’ association 73
under the Declaration of Covenants to the property owners, including control of a board of 74
directors or other means of representation, the developer shall arrange for an inspection of all 75
improvements not located on a platted lot or for which the owners’ association has 76
maintenance responsibility (a “Common Area Improvement”), including street trees. For 77
purposes of this section, whenever another person or persons succeeds to the rights and 78
liabilities of the original applicant, the term “developer” includes successors and assigns of the 79
original applicant. 80
1. Inspection Requirements: Such inspection shall (i) be performed by an independent, 81
licensed professional engineer or land surveyor selected and paid for by the developer, and 82
(ii) determine whether each approved and/or committed Common Area Improvement has 83
been completed and maintained and is currently in compliance with all applicable 84
requirements of the City of Carmel, the Hamilton County Surveyor’s office; and any other 85
applicable governmental authority or utility. 86
2. Inspection Report: A reasonably detailed report of the inspection shall be provided to the 87
Carmel Department of Community Services. Upon written confirmation by the department 88
that the inspection demonstrates that all Common Area Improvements have been properly 89
completed and maintained, the developer may then turn over control of the owners’ 90
association to the property owners. 91
3. Corrections: If the inspection reveals that any Common Area Improvements have not been 92
properly completed and/or maintained, the developer shall cause, at its cost, all such 93
improper Common Area Improvements to be corrected so as to be in compliance with 94
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applicable requirements. Upon completion of such correction, the developer shall notify the 95
department in writing of details of the corrections made. The department shall have thirty 96
(30) days from the date of notice of completion of corrections to verify compliance. 97
Thereafter, upon receipt of notice from the department that all the improper Common Area 98
Improvements have been corrected, the developer may turn over control of the owners’ 99
association to the property owners. 100
4. Failure to Respond: If the department fails to respond to an inspection that shows no 101
improper Common Area Improvements or to a notice from developer of its correction of all 102
improper Common Area Improvements within thirty (30) days of receipt of such inspection 103
or notice, as applicable, then the developer may assume department approval and turn over 104
control of the owners’ association to the property owners. 105
E. Required Language: The following content shall be reflected in the Deed Restriction or other legal 106
mechanism: 107
1. Street Lighting: When a development installs a street light, then the owners’ association 108
shall be responsible for the maintenance, replacement, and electricity used. In this case, the 109
legal mechanism shall make the owners’ association responsible for all maintenance, 110
replacement, and electricity consumption in perpetuity. The City of Carmel shall not, now or 111
in the future, be obligated to accept the lights as public property. In the event the owners’ 112
association fails to maintain street lighting, the City of Carmel may make the improvements 113
and assess each property for the project cost plus applicable administrative expenses. 114
2. Detention, Drainage Systems, and Best Management Practices: When a retention pond 115
and/or other drainage systems are required or installed and established as common area, the 116
City of Carmel shall not, now or in the future, be obligated to accept them as public 117
infrastructure or to maintain those facilities. The owners’ association, or lot owner of the lot 118
in which the retention pond or other drainage system is located, shall bear the cost of such 119
maintenance. In the event the owners’ association fails to maintain the retention pond and/or 120
other drainage facilities, the City of Carmel may make the improvements and assess each 121
property in the subdivision equally for the project cost plus administration costs. 122
3. Private Streets: When private streets are installed, the City of Carmel shall not, now or in 123
the future, be obligated to accept private streets as public property. The City of Carmel shall 124
bear no financial responsibility for snow removal, maintenance or replacement costs 125
associated with private streets. The owners’ association shall bear the cost of snow removal, 126
maintenance and replacement. In the event the owners’ association fails to maintain private 127
streets, the City of Carmel may make the improvements and assess each property for the 128
project cost plus administration costs. 129
4. Off‑street Trails: When trails are installed outside of a right-of-way, the City of Carmel shall 130
not, now or in the future, be obligated to accept the trail as public property. The City of 131
Carmel shall bear no financial responsibility for maintenance or replacement costs. The 132
owners’ association shall bear the cost of maintenance and replacement. In the event the 133
owners’ association fails to maintain the trail, the City of Carmel may make the 134
improvements and assess each property for the project cost. 135
5. On‑street Sidewalks: When sidewalks are installed inside of a right-of-way of internal 136
streets, the City of Carmel shall bear no financial responsibility for maintenance or 137
replacement costs. The owners’ association, and particularly abutting property owners shall 138
bear the cost of maintenance and replacement. In the event the owners’ association, or 139
abutting property owners, fails to maintain the sidewalks, the City of Carmel may complete 140
the maintenance work or make the improvements and assess the appropriate property 141
owners for the project cost. 142
6. Landscaping: When landscaping is required to be or elected to be installed in a right-of-143
way, common area or easement, the owners’ association shall be responsible for maintaining 144
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Ordinance Z-686-23
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the plant material in healthy condition, removing dead or diseased vegetation, and/or 145
replacing landscaping, as necessary. Required perimeter land- scaping shall be maintained 146
by the owners’ association as approved by the Plan Commission; or in a manner equal to or 147
in excess of what was approved if permitted by the Planning Administrator. See Section 148
7:06: Common Area Standards for more information. 149
7. Street Trees: Once a final plat is approved, the right-of-way becomes the property of the 150
City of Carmel. Therefore, the City retains the right to reasonably trim or remove any tree or 151
shrub impeding the street or sidewalk. When performing essential infrastructure work, the 152
City of Carmel may remove trees or shrubs within the right-of-way and shall not be 153
responsible for replacing said trees. The City of Carmel shall approve any new tree or shrub 154
being planted within the right-of-way and can deny such planting for any reason. 155
F. Enforcement: Failure of the owners’ association to maintain an effective legal mechanism or 156
failure of the owners’ association to fulfill its responsibilities within that legal mechanism shall 157
be deemed a violation of the Unified Development Ordinances and subject to Article 10: 158
Enforcement and Penalties. 159
160
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Ordinance Z-686-23
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PASSED, by the Common Council of the City of Carmel, Indiana, this ____ day of ________, 2023, 161
by a vote of _____ ayes and _____ nays. 162
163
COMMON COUNCIL FOR THE CITY OF CARMEL 164
165
166
___________________________________ 167
Jeff Worrell, President Laura Campbell, Vice-President 168
169
___________________________________ ____________________________________ 170
Kevin Rider Sue Finkam 171
172
___________________________________ ____________________________________ 173
Anthony Green Adam Aasen 174
175
___________________________________ ___________________________________ 176
Tim Hannon Miles Nelson 177
178
___________________________________ 179
Teresa Ayers 180
181
ATTEST: 182
183
__________________________________ 184
Sue Wolfgang, Clerk 185
186
Presented by me to the Mayor of the City of Carmel, Indiana this ____ day of 187
_________________________ 2023, at _______ __.M. 188
189
____________________________________ 190
Sue Wolfgang, Clerk 191
192
Approved by me, Mayor of the City of Carmel, Indiana, this _____ day of 193
________________________ 2023, at _______ __.M. 194
195
____________________________________ 196
James Brainard, Mayor 197
ATTEST: 198
199
___________________________________ 200
Sue Wolfgang, Clerk 201
202
203
Prepared by: 204
Adrienne Keeling, Planning Administrator, One Civic Square, Carmel, IN 46032 205