HomeMy WebLinkAboutZ-686-23/HOA Rental Restriction11/09/2023
Ordinance Z-686-23
1
Sponsor: Councilors Campbell, Aasen and Finkam
ORDINANCE Z-686-23
AN ORDINANCE OF THE COMMON COUNCIL OF THE
CITY OF CARMEL, INDIANA
___________________________________________________
An Ordinance updating owners’ association standards in the Unified Development Ordinance.
Synopsis:
This ordinance requires that owners’ associations allow changes to governing documents relating to
rental restrictions with no more than a simple majority of its owners.
WHEREAS, over the last several years, large, out-of-state investment firms have purchased a
significant number of owner-occupied, single-family homes across Indiana for the purpose of turning them into
rental properties; and
WHEREAS, such bulk purchasing of single-family homes by investment firms makes it more difficult
for a person to purchase a home and decreases the number of owner-occupied homes in a community; and
WHEREAS, pursuant to Indiana Code § 36-7-4-602, the Common Council has the authority to amend
the text of the Carmel Unified Development Ordinance (the “UDO”); and
WHEREAS, it is in the best interest of the citizens of the City of Carmel to amend the text of the UDO
to require that the governing documents of newly formed homeowners associations contain a provision that
makes it easier for owners within said associations to restrict rentals if they so desire.
NOW, THEREFORE, BE IT ORDAINED by the Common Council of the City of Carmel, Indiana,
that, pursuant to IC 36-7-4-600 et seq. and after Docket No. PZ-2023-00166 OA having received a favorable
recommendation from the Carmel Advisory Plan Commission on Tuesday, October 17, 2023, it hereby adopts
this Ordinance to amend the Carmel Unified Development Ordinance (Ordinance Z -625-17, as amended), to
read as follows:
Section I: Amend Article 7: Design Standards, Section 7.20: Owners’ Association Standards, as follows:
7.20 Owners’ Association Standards Page 7-29
This Owners’ Association Standards (OA) section applies to the following types of development:
CS, RS, TS, CM
A. Applicability: Any development with common area, private streets, shared parking, an amenity
center, shared or private utilities, retention pond, and the like shall meet the Owners’
Association Standards.
B. Establishment of Owners’ Association:
1. Perpetuity: An owners’ association shall be created in perpetuity to make decisions about
and to maintain all common property and/or common facilities.
2. Organization: An owners’ association shall be a legally incorporated entity or shall be
created by other legal mechanism which provides shared ownership or shared responsibility
of common property and/or common facilities. A board of directors or other means for
representation in decision-making shall be established.
3. Recording of Legal Mechanism: The legal mechanism binding all property owners or
vested parties shall be recorded in the Office of the Hamilton County Recorder.
DocuSign Envelope ID: A3F043C1-CAFE-4899-B627-8D79F20BA6CF
11/09/2023
Ordinance Z-686-23
2
4. Declaration of Covenants: The owners’ association shall be responsible for the
administration of any elective restrictive covenant utilized to further restrict improvements
and uses in the development. The “Declaration of Covenants” shall be recorded in the Office
of the Hamilton County Recorder following final plat approval and prior to selling any lots
or units. A copy of the recorded document shall be delivered to the Department of
Community Services within two (2) weeks of it being recorded.
5. Deed Restrictions: All requirements (See Section 7.20(E): Required Language below) or
other restrictions that resulted as a commitment or condition of approval shall be included in
an independent legal document (e.g. deed restriction or similar legal mechanism) and
recorded for each lot.
6. Association Fee: An association fee or other financial mechanism shall be included in the
Declaration of Covenants or other legal mechanism and be equal to the financial needs of the
owners’ association to maintain common property and/or common facilities, and to
accumulate a reserve account for long-term large expenditures, emergencies, and
contingencies.
7. Amendment of Covenants: In accordance with IC 32.25.5-3-9, the governing documents of
the owners’ association must contain a provision allowing the owners to amend the
governing documents at any time, from time to time and such amendment may not require
the consent of more than seventy-five percent (75%) of all owners; provided, however, the
governing documents may not require the consent of more than the majority (50%+1) of all
owners to create or amend provisions relating to rental restrictions. This paragraph does not
apply to Commercial Subdivisions (CM).
C. Contractual Obligations: Prior to the transition from the developer to the owners’ association
being responsible for common property and/or common facilities, the developer shall not enter
into any contractual obligation on behalf of the owners’ association that extends more than one
(1) year past the date of transition. Thereafter, the owners’ association shall be responsible for
the renewal or termination of such contracts.
D. Common Area Inspection: Before the developer transfers control of the owners’ association
under the Declaration of Covenants to the property owners, including control of a board of
directors or other means of representation, the developer shall arrange for an inspection of all
improvements not located on a platted lot or for which the owners’ association has
maintenance responsibility (a “Common Area Improvement”), including street trees. For
purposes of this section, whenever another person or persons succeeds to the rights and
liabilities of the original applicant, the term “developer” includes successors and assigns of the
original applicant.
1. Inspection Requirements: Such inspection shall (i) be performed by an independent,
licensed professional engineer or land surveyor selected and paid for by the developer, and
(ii) determine whether each approved and/or committed Common Area Improvement has
been completed and maintained and is currently in compliance with all applicable
requirements of the City of Carmel, the Hamilton County Surveyor’s office; and any other
applicable governmental authority or utility.
2. Inspection Report: A reasonably detailed report of the inspection shall be provided to the
Carmel Department of Community Services. Upon written confirmation by the department
that the inspection demonstrates that all Common Area Improvements have been properly
completed and maintained, the developer may then turn over control of the owners’
association to the property owners.
3. Corrections: If the inspection reveals that any Common Area Improvements have not been
properly completed and/or maintained, the developer shall cause, at its cost, all such
improper Common Area Improvements to be corrected so as to be in compliance with
DocuSign Envelope ID: A3F043C1-CAFE-4899-B627-8D79F20BA6CF
11/09/2023
Ordinance Z-686-23
3
applicable requirements. Upon completion of such correction, the developer shall notify the
department in writing of details of the corrections made. The department shall have thirty
(30) days from the date of notice of completion of corrections to verify compliance.
Thereafter, upon receipt of notice from the department that all the improper Common Area
Improvements have been corrected, the developer may turn over control of the owners’
association to the property owners.
4. Failure to Respond: If the department fails to respond to an inspection that shows no
improper Common Area Improvements or to a notice from developer of its correction of all
improper Common Area Improvements within thirty (30) days of receipt of such inspection
or notice, as applicable, then the developer may assume department approval and turn over
control of the owners’ association to the property owners.
E. Required Language: The following content shall be reflected in the Deed Restriction or other legal
mechanism:
1. Street Lighting: When a development installs a street light, then the owners’ association
shall be responsible for the maintenance, replacement, and electricity used. In this case, the
legal mechanism shall make the owners’ association responsible for all maintenance,
replacement, and electricity consumption in perpetuity. The City of Carmel shall not, now or
in the future, be obligated to accept the lights as public property. In the event the owners’
association fails to maintain street lighting, the City of Carmel may make the improvements
and assess each property for the project cost plus applicable administrative expenses.
2. Detention, Drainage Systems, and Best Management Practices: When a retention pond
and/or other drainage systems are required or installed and established as common area, the
City of Carmel shall not, now or in the future, be obligated to accept them as public
infrastructure or to maintain those facilities. The owners’ association, or lot owner of the lot
in which the retention pond or other drainage system is located, shall bear the cost of such
maintenance. In the event the owners’ association fails to maintain the retention pond and/or
other drainage facilities, the City of Carmel may make the improvements and assess each
property in the subdivision equally for the project cost plus administration costs.
3. Private Streets: When private streets are installed, the City of Carmel shall not, now or in
the future, be obligated to accept private streets as public property. The City of Carmel shall
bear no financial responsibility for snow removal, maintenance or replacement costs
associated with private streets. The owners’ association shall bear the cost of snow removal,
maintenance and replacement. In the event the owners’ association fails to maintain private
streets, the City of Carmel may make the improvements and assess each property for the
project cost plus administration costs.
4. Off‑street Trails: When trails are installed outside of a right-of-way, the City of Carmel shall
not, now or in the future, be obligated to accept the trail as public property. The City of
Carmel shall bear no financial responsibility for maintenance or replacement costs. The
owners’ association shall bear the cost of maintenance and replacement. In the event the
owners’ association fails to maintain the trail, the City of Carmel may make the
improvements and assess each property for the project cost.
5. On‑street Sidewalks: When sidewalks are installed inside of a right-of-way of internal
streets, the City of Carmel shall bear no financial responsibility for maintenance or
replacement costs. The owners’ association, and particularly abutting property owners shall
bear the cost of maintenance and replacement. In the event the owners’ association, or
abutting property owners, fails to maintain the sidewalks, the City of Carmel may complete
the maintenance work or make the improvements and assess the appropriate property
owners for the project cost.
6. Landscaping: When landscaping is required to be or elected to be installed in a right-of-
way, common area or easement, the owners’ association shall be responsible for maintaining
DocuSign Envelope ID: A3F043C1-CAFE-4899-B627-8D79F20BA6CF
11/09/2023
Ordinance Z-686-23
4
the plant material in healthy condition, removing dead or diseased vegetation, and/or
replacing landscaping, as necessary. Required perimeter land- scaping shall be maintained
by the owners’ association as approved by the Plan Commission; or in a manner equal to or
in excess of what was approved if permitted by the Planning Administrator. See Section
7:06: Common Area Standards for more information.
7. Street Trees: Once a final plat is approved, the right-of-way becomes the property of the
City of Carmel. Therefore, the City retains the right to reasonably trim or remove any tree or
shrub impeding the street or sidewalk. When performing essential infrastructure work, the
City of Carmel may remove trees or shrubs within the right-of-way and shall not be
responsible for replacing said trees. The City of Carmel shall approve any new tree or shrub
being planted within the right-of-way and can deny such planting for any reason.
F. Enforcement: Failure of the owners’ association to maintain an effective legal mechanism or
failure of the owners’ association to fulfill its responsibilities within that legal mechanism shall
be deemed a violation of the Unified Development Ordinances and subject to Article 10:
Enforcement and Penalties.
DocuSign Envelope ID: A3F043C1-CAFE-4899-B627-8D79F20BA6CF
11/09/2023
Ordinance Z-686-23
5
PASSED, by the Common Council of the City of Carmel, Indiana, this ____ day of ________, 2023,
by a vote of _____ ayes and _____ nays.
COMMON COUNCIL FOR THE CITY OF CARMEL
___________________________________
Jeff Worrell, President Laura Campbell, Vice-President
___________________________________ ____________________________________
Kevin Rider Sue Finkam
___________________________________ ____________________________________
Anthony Green Adam Aasen
___________________________________ ___________________________________
Tim Hannon Miles Nelson
___________________________________
Teresa Ayers
ATTEST:
__________________________________
Sue Wolfgang, Clerk
Presented by me to the Mayor of the City of Carmel, Indiana this ____ day of
_________________________ 2023, at _______ __.M.
____________________________________
Sue Wolfgang, Clerk
Approved by me, Mayor of the City of Carmel, Indiana, this _____ day of
________________________ 2023, at _______ __.M.
____________________________________
James Brainard, Mayor
ATTEST:
___________________________________
Sue Wolfgang, Clerk
Prepared by:
Adrienne Keeling, Planning Administrator, One Civic Square, Carmel, IN 46032
DocuSign Envelope ID: A3F043C1-CAFE-4899-B627-8D79F20BA6CF
ANovember
10:40
Not Present
November
22nd
Not Present
22nd
7
November20th
A
10:30
0