HomeMy WebLinkAbout07040202 Certificate of Insurance
04/11/07 15:53 FAX 1 847 864 5196
AMTA MEMBERSHIP SERVICES
I4i 0021003
,
AMERICAN MASSAGE THERAPY ASSOCIATION"
Insurance Memorandum Occurrence Coverage
ADMINISTERED BY
Marsh Affinity Group Services
a service of Seabury & Smith
1440 Renaissance Drive
Park Ridge, lIIinois 60068-1400
ICERTIFICATE NUMBER: ARC 20065381
COMPANY AFFORDING COVERAGE
Chicago Insurance Company
55 E. Monroe St.
Chicago, Illinois 60603
(SEND INQUIRlES TO: Marsh Affinity Group Services)
INSURED
The American Massage Therapy Association and Individual Professional (Active Status), Associate, or Student
Members of the association who reside in the United States of America, its territories or possessions or Canada.
500 Davis Street, Suite 900
Evanston, Illinois 60201-4695
COVERAGE EFFECTIVE:
FROM: 12/01/2006 TO:
11/30/2007
COVERAGES:
Professional Liability Including Personal Injury
General Liability Including:
Contractual Liability
Advertising Liability
Host Liquor Liability
Fire Legal Liability
Product Liability
LIMIT OF LIABILITY
$2,000,000 each incident
$6,000,000 aggregate*
COMMENTS:
*The aggregate limit of liability shall apply separately to each sole proprietorship, partnership or other organization
owned and operated by one or more individual Professional (Active Status), Associate, or Student member(s) of
AMTA as well as any other individual Professional (Active Status), Associate or Student member who is not a sole
proprietor, partner, executive officer, director, stockholder, or employee of an entity defined herein.
Membership Inception Date: 12/01/2000
10#: 119033 Member Type: Prof
CANCELLATION
Should any of the above described policies be cancelled
before the expiration date therent, the issuing company
will endeavor to mail 10 days written notice to the
memorandum holder named to the left, but failure to
mail such notice shall impose no obligation or liability
of any kind upon the company, its agents or representatives.
. MEMORANDUM HOLDER
Sandra E. Steinkeler
12518 Windsor Dr.
Carmel, IN 46033-3148
Authorized Representative: Marsh Affinity Group Services
___.~4-"~1~07_..-.!~-,-5:_~AX 1.8.47_llB~~~9_6..__AMTA MEMBERSHIP SERVICES
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AMrA PROFESSIONAL LIABILITY INSURANCE PROGRAM
Claims Handling Procedures
An important value ofyouT AMTA Professional Liability Insurance coverage is the ability of the insurance company to respond when you have a claim.
The AMTA policy not only provides an exact description of what is covered and what is not covered, it also sets out your obligations as an insured and,
where appropriate, the obligations of others involved with you. The Chicago Jnsurance Company and Marsh Affinity Group Services are committed to
providing you efficient claim service. You, as an insured AMTA member, trigger this service when you report a claim quickly and accurately.
III the eve"t of an illcident which may result in a claim, an actual claim, or your receipt ofslIiI papers arisillg out o/your services as a Massage
Therapist, please follow the procedures outlined below:
Notices of each incident, claim or suit must be sent immediately to:
Chicago Insurance Company, Professional Liability Claims - c/o Marsh Affinity Group Services, a service of Seabury & Smith
1440 Renaissance Drive. Park Ridge, Illinois 60068-1400 . 800-503-9228 . Online: www.seaburychicago.com
Your claim notice should include the following:
Membership In Number;
Join Date/Expiration Date;
Your name, address, and phone nwnber;
A copy of your Certificate of Insurance fonn - this will include important infoffilation regarding your coverage;
The date or period of duration (start date/finish date) of the professional service in question and the date you first became aware ofthe problem or
potential problem;
A brief description of the problem;
Copies of any letters of demand and any legal papers (i.e.: summons and complaints, notices of arbitration, etc.) which you have received;
Client 1ntake Fonn.
Do not discuss the claim with any adverse party or their representative. Do not admit any liability or pay any portion of alleged damages. Do, not
attempt to handle the matter yourself. Anyone of these actions may void your coverage. (~f you waive your fee, or any part of it, in conjunction
with a dissatisfied customer and do not admit any liability, the terms of your coverage may not be compromised. Send us a notice of any such
incident immediately.)
You will be contacted by a representative of the Chicago Insurance Company's Claim Department. This representative, who specializes in the handling
and adjusting of Massage Therapists' professional liability claims, will confinn receipt ofthe loss notice directly to you, provide a company claim
number for all future correspondence, refer to legal counsel if necessary, and discuss further handling of the matter with you.
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NOTE: Additional insureds are not automatically tramil/erred to your new policy at the time o/your renewal. You mllst contact Mar.<jh Affinity
Group Services (800-503.9228) every time you reneW your AMTA membership to add 011 Additional Insureds to your policy.
ANSWERS TO COMMON INQUIRIES
What is my Scope of Coverage? Your coverage under the AMrA Professional Liability Insurance Plan is triggered by your '''Scope of Practice"
which is defined as "Therapeutic Massage and Body Work." The AMTA Professional Liability Insurance Plan policy is not intended to be procedure of modality
specific... but instead, [he policy was written such a way that it will cover you for any procedures you are qualified to perfonn as a massage thempisL
Do I Need a License to Practice? If a License is required in the state or Location in which you current practice, you must be functioning
within the scope of that licensure. However, in some states, there is not certification, registration or licensing required. 1n this case, the AMTA
Professional Liability 1nsurance Plan policy would respond for those activities within your education and training as a massage therapist.
Is my Coverage Affected by Zoning Ordinances? Actually, there is no correlation between Zoning Ordinances and Professional
Liability coverage which would be covered under the AMTA policy. In other words, jf an individual is found to be in violation of city or state zoning
ordinances, but is sued for Professional Liability, the AMTA policy would provide Professional Liability coverage for the individual.
What is Additional Insured Coverage? This extensio~ of liability coverage is utilized when contracts you may have with hotels, landlords,
h~alth & fitness clubs, etc. require you to name these entities as additional insureds. Please read your contracts carefully to be certain that you are
requ1red to add these entities. It is not necessary to name yourself or your business name as additional insureds, as you and your business are automati-
cally insured so long as you are a member of AMTA in good standing. It is also unnecessary to name any other AMTA member with whom you may
do business, as they are automatically covered by the AMTA plan. The insurance contract should not be extended to add employers as additional
insureds. Employers should purchase their own policies to cover regular business activities.
If you have any additional questions concerning theAMTA Professional Liability Insurance Plan, please don't hesitate to contact our office. Wc ar~
dedicated to giving you thc best service possible. Thank you for the opportunity to serve you.
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