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Home My WebLink About07040197 Certificate of Insurance Insurance Memorandum Occurrence Coverage ADMINISTERED BY, . Marsh Aftinity Group Services a service of Seabury & Smith 1776 West Lakes Parkway West Des Moines, IA 50398 ICERTlFICATE NUMBER: AHC 70065381 COMPANY AFFORDING COVERAGE Chicago Insurance Company 55 E. Monroe St. Chicago, Illinois 60603 (SEND INQUIRIES TO: Marsh Aftinity Group Services) INSURED Thc American Massage Therapy Association and Individual Professional (Active Status), Associate, or Student Members of the association who reside in the United States of America, its territories or possessions Or Canada. 500 Davis Street, Suite 900 Evanston, Illinois 60201-4695 COVERAGE EFFECTIVE: FROM: 06/01/2006 TO: 05/3 I/2007 COVERAGES: Professional Liability Including Pcrsonal Injury General Liability Including: Contractual Liability Advertising Liability Host Liquor Liability Fire Legal Liability Product Liability LIMIT OF LIABILITY $2,()()(),O()() each incident $6,OO(),()OO aggregate* COMMENTS: *The aggregate limit of liability shall apply separately to each soJe proprietorship, partnership or other organization owned and operated by one or more individual Professional (Active Status), Associate. or Student membcr(s) of AMTA as well as any other individual Professional (Active Status), Associatc or Student member who is not a soIe proprietor. partner. executive oHieer, director, stockholder. or employee of an enlily defined herein. Membership Inception Date: 06/0] /2006 MEMORANDUM HOLDER ID #: 192213 Member Type: STU CANCELLATION Should any of the above described policies be canccllcd before the expiration date thercof, the issuing company will endeavor to mail 10 days written notice to thc memorandum holder named to the left. but failurc to mail such notice shall impose no obligation or liability of any kind upon the company, its agents or representatives. Amber Hubble 8363 Basswood Dr Apt 3C Indianapolis, IN 46268-3582 Authorized Representative: Marsh Affinity Group Services AMTA PROFESSIONAL LIABILITY INSURANCE PROGRAM Claims Handling Procedures An important value of your AMTA Professional Liability Insurance coverage is the ability of the insurance company to respond when you have a claim. The AMTA policy not only provides a description of what is covered and what is not covered, it also sets out your obligations as an insured and, ,...here appropriate, the obligations of others involved with you. The Chicago Insurance Company and Marsh Affinity Group Services are committed to providing you efficient claim service. You, as an insured AMTA member, trigger this service when YOll report a claim quickly and accurately. III the el'en' (?f all incident which may result ill II claim, all actual claim, or your receipt of suit paper~ {lri~iing out ofyollr sen1ices as a Massage Therapist, ple(lse follow the procellures outlined helow: Notices of each incident, claim or suit must be sent immfdiately to: Chicago Insurance Company, Professional Liability Claims ~ clo Marsh Affinity Group Services, a service of Seabury & Smith 1440 Renaissance Drive. Park Ridge, Illinois 60068-1400.800-503-9228. Online: 1I'II'H,seaburychicago.com Your claim notice should include the following: Membership ID Number; Join Date/E:\piration Date: Your name. address, and phone !lumber: A copy of your CCl1ificate of Insurance fom1 ~ this wi]] include important information regarding your coverage; The date or period of duration (start date/finish date) of the professional service in question and the date you first became aware of the problem or potcntia] problem: A brief description of the problem: Copies of any lettcrs of demand and any legal papers (i.e.: summons and complaints. notices of arbitration, etc.) which you have received; Client Intake Form. Do not discuss the claim with any adverse party or their representative. Do not admit any liability or pay any portion of alleged damagcs. Do not attcmpt to handle the matter yourself. Anyone of these actions may void your coverage, (Ifyoll waive your fee. or any part of it, in conjunction with a dissatisfied customer and do not admit any liability. the terms of your coverage may not be compromised. Send us a notice of any such incidcnt immediately.) You will be colltacted by a representative of the Chicago Insurance Company"s Claim Department. This representative, who specializes in the handling and adjusting of Massage Therapists' professional liability claims. will COnfil111 receipt of the loss notice directly to you, provide a company claim number for all future con'espondence. refer to legal counsel ifnecessary. and discuss further handling of the matter with you. NOTE: Additiollal illsureds are 110t {lllt01ll('lica/~1' Irlll',~fer,.ed 10 your Ilell' policy at the time of your renewal. You mtlst contact Marsh Affinity Group Sen'ices (800-503-9228) every' time you rellew your A1HT.4 membership to mid on Additional JlI.'mreds to YOIlr polic}~ ANSWERS TO COMMON INQUIRIES What is my Scope of Coverllge? Your coverage under the AMTA Professional Liability Insurance Plan is triggered by your "Scope of Pmctice" which is defined as "Therapeutic Massage and Body Work:' The AMTA Professional Liability Insurance Plan policy is not intended to be procedure of modality specific.. .but instead, the policy was wrinen such a way that it will coveryoll for any procedures you are qualified to pertonn as a massage therapist. Do 1 Need a License to Practice? If a License is required in the state or Location in which you currently practice, you must be functioning within the scope or that liccnsure. However, in some states. there is not certification, registration or licensing required. in tllis case, the AMTA Professional Liability Insurance Plan policy would respond for those activities within your education and training as a massage therapist Is my Coverage Affected by Zoning Ordinance,,,,-? Actually. there is no correlation between Zoning Ordinances and Professional Liability coverage which would he covcrcd under the AMTA policy. In other words. ifan individual is found to be in violation of city or state zoning ordinances. but is sued tor Professional Liability. the AMTA policy would provide Professional Liability coverage for the individual. What is Additionallnsurer! Coverage? This extension ofliability coverage is utilized when contracts yOll may have with hotels, landlords, health & fitness clubs. etc. require you to name these entities as additional insureds. Please read your contracts carefully to be certain that you are required to add these entities. It is not necessal)' to name yourself or your business Ilamc as additional insureds. as you and your business are automati- cally insured so long as you arc a member of AMT A in good standing. It is also unnccessary to name any other AMTA member with whom you may do business, as they are automatically covered by the AMTA plan. The insurance contract should not be extended to add employers as additional insureds. Employers should purchase their own policies to cover regular business aClivities. I r you have any additional questions concerning the AMTA Professional Liability Insurance Plan, please don 'l hesitate to contact our oflice. We are dedicntcd to giving YOll the best service possible. Thank you for the opportunity to serve you.