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HomeMy WebLinkAboutDeclaration of Ownership Bldg 2 RECORDED11 DULY ENT :RED FOR TAXATION Subject to final acce Nance for transfer .23. day of_ -�i�i. 201 60(nlak Auditor of Hamilton County _Parcel 2010062757 DECLARATIO $130.00 11/23/2010 04:18:51P 60 PGS Jennifer J Hayden HAMILTON County Recorder IN Recorded as Presented 11 III II MI NN IHII �I III Cross Reference: Instrument No.: f Lo 1 L9 DECLARATION OF CONDOMINIUM OWNERSHIP FOR THE CARMEL CITY CENTER CONDOMINIUM BUILDING 2 NOVEMBER 17, 2010 DECLARATION OF CONDOMINIUM OWNERSHIP FOR THE CARMEL CITY CENTER CONDOMINIUM BUILDING 2 This Declaration of Condominium Ownership (this "Declaration is dated effective as of November 17, 2010, by Carmel City Center, LLC, an Indiana limited liability company "Declarant who is the owner of the property described on Exhibit "A" attached to and made a part of this Declaration for all purposes (the "Property RECITALS A. The Property contains approximately 0.2203 acres upon which Declarant is currently constructing a 3 story building and office facilities that contains approximately 19,973 square foot of commercial office space on the second and third floors, and approximately 7,226.2 square foot of retail space on the first floor "Premises" as further defined below). The building upon the recording of this Declaration will contain 2 condominium units, including (a) 1 retail condominium unit on the 1 floor of the building (comprised of 4 retail suites), and (b) 1 office condominium unit on the 2nd and 3 floors of the building (comprised of numerous commercial offices). The garage level which shall be Common Areas, will consist of utility mechanical rooms. The building and Premises are situated within a larger mixed -use development currently known as the Carmel City Center development, which will when completed contain residential, office and retail space (collectively the "Project" as further defined below). The Property is comprised of the real estate described on Exhibit "A A site plan depicting Phase I of the Project is attached hereto as Exhibit B1, and a site plan depicting the entire Project is attached hereto as Exhibit B2. B. The Declarant anticipates that certain portions of the Premise may be conveyed or sold to third parties for specific uses. C. In order to protect the development that has already occurred, and provide for the maintenance of Common Areas within the Premises, the Declarant desires to impose these covenants, restrictions, easements, charges and other agreements set forth in this Declaration on the Premises. D. The Declarant desires to create entities that will have the powers and duties of maintaining certain Common Areas, enforcing the obligations hereunder, collecting and disbursing the Building Assessments hereinafter provided for, and performing all other functions of the Association as set forth herein. NOW, THEREFORE, for and in consideration of the matters set forth in the Recitals and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Declarant hereby imposes the following covenants, restrictions, easements, and agreements upon the entire Premises. 1 ARTICLE I DEFINITIONS lDefinitions. The following words or phrases, when used in this Declaration, unless the context shall otherwise clearly indicate or prohibit, shall have the following meanings: 1.1 "Access Declarations" shall mean that certain Garage Access Declaration, made by the Declarant and recorded at the County Clerk simultaneously with or prior to the recording of this Declaration, that concerns (a) pedestrian and vehicular access from public right -of -ways to and through the Parking Garage, (b) vehicular ingress and egress through the Parking Garage to public and private parking spaces, and (c) pedestrian ingress and egress from the Parking Garage to the Building and vice versa. 1.2 Approval of Two Thirds of the Members" shall mean two- thirds of all the votes which could be cast pursuant to Section 6.3 below if all Members of an Association were Members in Good Standing and attended a meeting of the Association in person or by proxy; provided, however, that such action may be taken by written consent of such Members of the Association without the necessity of a meeting. If all Members of the Association are not in Good Standing, then any vote requiring Approval of Two Thirds of Members will be calculated based upon Two Thirds of the Members of the Association in Good Standing. 1.3 "Building" shall mean the building on the Real Estate that is known as Building 2 which is 3 stories above ground and 1 story within the garage level as more particularly described in paragraph 2.4 of this Declaration, which is intended to be used for office and retail purposes. 1.4 "Building Association" shall mean a to be formed Indiana non profit corporation; provided, however, until such time as the Building Association is formed, the Declarant shall perform all obligations of, and be entitled to exercise all rights of, the Building Association with respect to the matters set forth in this Declaration. 1.5 "Building Articles" shall mean the articles of incorporation of the Building Association, as the same may be amended from time to time. The Building Articles are herein incorporated by reference. 1.6 "Building Assessments" shall mean the Building Regular Assessments and the Building Special Assessments. 1.7 "Building Board" shall mean the governing body of the Building Association being the initial Building Board referred to in the Building Bylaws or any subsequent Building Board elected by the Members of the Building Association accordance with the Building Bylaws. 2 1.8 "Building Bylaws" shall means the Bylaws of the Building Association, as the same may be amended from time to time. A true copy of the Building Bylaws is attached to this Declaration as Exhibit C and incorporated herein by this reference. 1.9 "Building Common Expense" shall mean the costs and expenses for administration of the Building Association and for upkeep, maintenance, repair and replacement of the Common Areas (exclusive of the Limited Common Areas appurtenant to individual Units) and for capital repair and capital replacement in Limited Common Areas, and all sums lawfully assessed (through Building Regular Assessments and Building Special Assessments) against the Members of the Building Association, which shall include without limitation, payment of insurance premiums for Common Areas and Limited Common Areas, the payment for the cost of trash removal to the extent not separately contracted for by the Owners or Occupants, and the establishment of reserves. 1.10 `Building Percentage Interest" shall mean the percentage undivided interest in the fee simple title to the Common Areas appertaining to each Unit as determined and/or expressed in paragraph 2.9 of this Declaration. 1.11 "Building Percentage Vote" shall mean the percentage of the total vote as members of the Building Association that accrues to all of the Units which is appurtenant to each particular Unit and accrues to the Owner thereof. The Building Percentage Vote to which each Owner shall be entitled on any matter upon which the Owners are entitled to vote as a member of the Building Association shall be the same percentage as the Building Percentage Interest appurtenant to such Owner's Unit. 1.12 "Building Regular Assessment" shall mean the regular assessment applicable to all Owners as provided in Paragraph 5.2 of this Declaration and the Building Bylaws, which shall be assessed against Unit Owners on a periodic basis as determined by this Declaration or the Building By -Laws, and, if not prescribed therein, by the Building Board. 1.13 "Building Special. Assessment" shall mean the special Building Assessment applicable to all Owners as provided in Paragraph 5.2 of this Declaration and in the Building Bylaws, which shall be assessed by the Building Board from time to time against Owners to pay for Building Common Expenses not assessed in the Building Regular Assessment, or for the cost of emergency repairs, or for shortfalls in reserve as permitted by this Declaration or the Building Bylaws.. 1.14 "City" means the City of Carmel, Indiana. 1.15 "Co- owners" shall mean all of the Owners of all of the Units. 1.16 "Common Areas" shall mean all of the Premises, except that portion thereof described in this Declaration as constituting a Unit or Units, and is that portion of the 3 Premises constituting garage level and other common areas and facilities of the Condominium under the provisions of the Condominium Act, including, but not limited to, garage area, mailboxes, master television antenna, if any, which Common Areas (except, to the extent described below under the maintenance obligations for Limited Common Areas) shall be maintained by the Building Association, including, among other facilities (as such may be applicable to the Premise), building exteriors and roofs, common open spaces, loading areas, lighting facilities, drinking fountains, meeting rooms, public toilets, and the like. This definition is further supplemented by the descriptions contained in Section 2.9 hereof. 1.17 "Condominium Act" means the statutory law of the State of Indiana regulating the creation and operations of condominiums and is presently the Indiana Horizontal Property Law, (I.C. 32- 25 -1 -1- through 32- 25 -9 -2). 1.18 "County Clerk" shall mean the Office of the County Recorder of Hamilton County, Indiana. 1.19 "Declarant" shall mean Carmel City Center, LLC, an Indiana limited liability company, and successor entities that are affiliates of Carmel City Center, LLC and to which Carmel City Center LLC transfers the Premises. 1,20 "Identified Mortgagees" shall mean the Mortgagees that have provide written notice to the Building Association, which notice identifies such Mortgagee, the Unit as to which they are a Mortgagee and provides the Building Association with the address of such Mortgagee. 1.21 "Declaration" shall mean this Declaration of Condominium Ownership for the Carmel City Center Building 2 for the Premises and any amendment or supplement thereto enacted in accordance with the provisions hereof. 1.22 "First- Class" when used in this Declaration in connection with the maintenance, operation or condition of the Premises or any portion of the Premises, refers to the comparative standard of excellence judged in accordance with the standards for mixed use real estate developments situated within the Midwest region of the United States which are maintained to a "first class" or "class A" standard of care. 1.23 "Garage Agreements" shall mean the Garage Option Agreement and the Access Declarations. 1.24 "Garage Option Agreement" shall mean that certain Garage Option Agreement dated December 31, 2009, by and between the Declarant and The Carmel Redevelopment Commission "CRC), under which (i) Declarant has an option to transfer fec simple title of the Parking Garage (or a portion thereof) to the CRC or the City of Carmel, and (ii) CRC has an option to require Declarant to transfer fee title to the Parking Garage (or a portion thereof) to CRC or the City of Carmel. 4 1.25 "Improvements" means any and all physical structures, facilities, alterations or changes of any type or nature made to the Premises from time to time, including, without limitation, loading areas, mechanical equipment, window coverings, signs, utilities, antennae, walls, poles, recreational facilities, exterior lighting facilities, drainage structures, retaining walls, and grates. 1.26 "Interest Rate" shall have the meaning ascribed to such term in Section 5.2(d) hereof. 1.27 "Limited Common Areas" shall mean the stairwell areas, the use and enjoyment of which are limited to use by Unit2, which are depicted and or described as such on the Plans or otherwise defined in this Declaration as Limited Common Area. 1.28 "Majority Vote of the Members" shall have the meaning ascribed to such term in Article XI hereof. 1.29 "Member" means each member of the Association as provided for in ARTICLE IV hereof. 1.30 "Mortgagee" means any bank, financial institution, savings and loan association, trust company, insurance company, pension fund, real estate investment trust, credit union, REMIC or other similar entity which holds a first lien on a Unit of a Member pursuant to the terms of a deed of trust or mortgage which is recorded in the real property records of the County Clerk against such Unit. 1.31 "Owner" shall mean each and every person or entity who is a record owner of a fee simple interest in a Unit. 1.32 "Parking Garage" shall mean the one (1) story parking structure located adjacent to Building 2 as set forth in the Access Declaration and Garage Option Agreement for Phase 1 of the Project, a depiction of which is attached hereto as Exhibit B -3. 1.33 "Parking Spaces" shall mean any vehicular parking areas or parking spaces which are owned by the Declarant or the Building Association, and the use of which is leased, licensed or assigned to a Unit pursuant to the Access Declaration and Garage Option Agreement It is understood and agreed that the Parking Spaces may change locations from time to time based upon terms or changes in terms in instruments and agreements described in the foregoing sentence. 1.34 "Party Wall" shall mean a wall located at the perimeter of a Unit, which is a common wall shared with an adjacent Unit. 1.35 "Perimeter Wall" means any wall adjacent to either the exterior of the Building or any Common Area or Limited Common Area. 5 1.36 "Permittees" means (i) the Owners, (ii) any person or entity (an "Occupant from time to time entitled to the use and occupancy of any portion of the Building under an ownership right or any lease, sublease, license, concession, or other similar agreement, and (iii) the officers, directors, employees, agents, contractors, customers, vendors, suppliers, visitors, and invitees of the Owners or Occupants (collectively, the "Invitees but only insofar as such Invitees are engaged in activities directly related to the discharge of their responsibilities to an Owner or an Occupant or their patronization of any Owner or Occupant's business within the Premises. 1.37 "Plans" shall mean the floor plans and other information of the Units as filed in office of the County Clerk as Instrument 1()C) 1 recorded on November 2010, which plans are incorporated herein by reference. 1.38 "Premises" shall mean the Real Estate and appurtenant easements, the Units, the Common Areas, Building 2, the improvements and property of every kind or nature whatsoever, real, personal, mixed, located upon the Real Estate, and used in connection with the operation, use and enjoyment thereof, but does not include the personal property of. any Owner. 1.39 "Project" shall mean the Cannel City Center development, which shall include parcel 5 and parcel 7, a depiction of which is attached hereto as Exhibit B -2. 1.40 "Real Estate" shall mean the real property and all improvements thereon, a legal description of which is attached as Exhibit A, and incorporated herein by reference. 1.41 "Regime" means a Condominium under the Act. 1.42 Unit(s)" shall mean Unit(s) described in the Plans and this Declaration, Unit 1 of which is generally comprised of the first floor and Unit 2 is generally comprised of the second and third floors of the Building; provided, however, the Declarant shall have the authority from time to time pursuant to Article IV to divide, subdivide, separate, and /or combine Units (upon the recording of the amended plans) which shall be a separate condominium unit for purposes of the Act and for purposes of this Declaration. 1.43 "Rule and Regulations" means such Rules and Regulations as promulgated by the Building Board from time to time, with respect to various details of use of all or any portion of the Units, either supplementing or amplifying the provisions of this Declaration, the Building Bylaws. Other terms used in this Declaration are defined in various provisions contained herein. ARTICLE H GENERAL 6 2.1 Declaration. Declarant hereby expressly subjects the Premises to the Act and declares that the Premises shall be a Regime in accordance therewith. 2.2 Purpose of Declaration. The purpose of this Declaration is to promote the proper development and use of the Premises in a manner that is consistent with the quality and integrity of the developments within the City; to maintain and support a quality designed mixed -use Project; to restrict certain uses within the Units, Common Areas, the Building, and the Premises; to provide for the administration and enforcement of this Declaration; and generally to preserve the aesthetic appearance of the Building, Improvements, and Premises in a manner that is consistent with the Project. 2.3 Property Subject to Declaration. The property initially covered by this Declaration is depicted and/or described in the Plans, and as otherwise described herein. Any right, title and interest in the Premises owned or held by any person (except for the rights of the City and its agents) shall be subject to this Declaration and the covenants, conditions, restrictions, easements, charges and liens set forth herein during the time period described herein, as the same may be added to, modified or deleted in accordance with the provisions of this Declaration. 2.4 Description of the Building. The Declarant will construct one (1) Building on the Real Estate, which will be three (3) stories in height above ground level and one (1) story within the garage level, all as depicted and/or described on the Plans. 2.5 Description and Limitation of Units. 2.5.1 Legal Description of Units. Each Unit is identified on the Plans by a Unit number. The legal description for each Unit shall consist of the Unit number as shown on the Plans, and shall be stated as "Unit in the Cannel City Center Condominium Building 2, a schedule of which is attached hereto as Exhibit B -4. 2.5.2 Appurtenances of Units. Each Unit shall consist of all space within the boundaries thereof, as hereinafter described, including but not limited to and together with: (i) the drywall, wall paneling, wood, tile, paint, paper, carpeting, and any other wall, ceiling, or floor coverings and interior doors and frames; (ii) any fireplace; (iii) fixtures and hardware and all improvements that are contained within the unfinished Perimeter Walls, ceilings, floors, and that serve only the Unit; (iv) any heating, ventilation, cooling, and other mechanical, electrical, electronic or fiber optic or other related equipment, utility lines and outlets, electrical and plumbing fixtures, pipes, and all other related equipment required to provide electrical communications, heating, air conditioning, hot and cold water, or other services solely to the Unit; provided, however, the Unit shall not include any structural components of the Building or utility or service lines or other related equipment located within the Unit but serving more than one (1) Unit. 7 2.5.3 Boundaries of Units. The boundaries of each Unit shall be shown on the Plans and shall generally consist of the enclosed rooms in the Building and shall be bounded by the following planes: (i) The Unit -side surface of all doors, and their sills and hardware, leading from such Unit to the interior corridors of the Building and the Unit -side surface of the door frames in which such doors are set. (ii) The Unit -side surface of the sash of windows which are set in the exterior walls of such Unit, the interior surfaces of the panes of such windows and the Unit -side of the panes of such windows; (iii) With respect to Perimeter Walls: I) if the wall is of a hollow drywall type construction, the title line of the Unit shall be at the Unit -side of the drywall closest to the Unit; or 2) if the wall is poured concrete or masonry construction regardless of whether any other wall material may be installed on it, the title line of the Unit shall be at the Unit -side face of such poured concrete or masonry wall. (iv) The center line of Party Walls. (v) The Unit -side of the concrete slab (or other stnictura] component) constituting the floor of such Unit. (vi) The Unit -side of any shaft wall. (vii) The Unit -side or lower face of the concrete slab (or other structural components) constituting the ceiling of the Unit. (viii) The Unit -side face of columns and pipes, or the Unit -side surfaces of the furring around ducts, wires, conduits, chutes, mechanical chases, structural elements and flues that are Common Areas (including Limited Common Areas). (xi) The side opposite the Unit -side surface of all grills and registers which cover bathrooms and kitchen exhaust fans and ventilation ducts that serve only the Unit. An unfinished wall, ceiling and floor means the concrete slab, framing or other structural materials which constitute the wall, ceiling or floor, as the case may be, of a Unit. In the event any horizontal or vertical or other boundary line as shown on the Plans does not coincide with the location of the respective wall, floor, or ceiling surface of the Unit because of inexactness of construction, settling after construction, or for any other 8 reason, the boundary of each Unit shall be deemed to be and treated for purposes of ownership, occupancy, possession, decoration, use and enjoyment, as in accordance with the actual location. 2.6 Common Areas. "Common Areas" shall mean (a) the Real Estate, (b) the garage level, (c) foundations, columns, girders, beams, supports and exterior surfaces of roofs of the Building, (d) the exit corridors and doors, (e) the halls, corridors, fire exits, lobbies, storage areas, vestibules, elevator, elevator lobbies, elevator shafts, stairwells, vertical chases, HVAC and mechanical rooms, stairs, stairways, entrances and exits of the Building that are outside of boundaries of any Unit and designated as Common Areas on the Plans, (f) those portions of the central electricity, gas, water, HVAC, sanitary sewer, telephone, telecommunications, pipes, ducts, electrical wiring and conduits, public utility lines, and any other similar infrastructure, serving more than one Unit, (g) exterior lighting fixtures and electrical service lighting the exterior of the Building unless (i) separately metered to a particular Unit in which case it shall be deemed Limited Common Area of the Unit or (ii) separately metered to the City (or its agencies) in which case it shall be excluded from the Regime and Premises, and not subject to the Act, (h) unfinished floors, roofs, exterior windows (including frames and glass), and exterior Perimeter walls of the Building, except to the extent the same are otherwise classified and defined herein as part of a Unit, and (i) all improvements, facilities and appurtenances located outside of the boundary lines of the Units, except those areas and facilities expressly classified and defined herein as part of a Unit. 2.7 Limited Common Areas. Limited Common Areas and those Units to which use of the Limited Common Areas are limited may be designated as follows: 23.1 Hallways, elevators, elevator shafts, stairways, balconies, and other Common Areas that serve only a particular Unit (except in the even of an emergency), shall constitute Limited Common Areas and be limited to exclusive use of the Unit to which such use is designated. 2.7.2 Any areas designated and shown on the Plans as Limited Common Areas shall constitute Limited Common Areas and be limited to the Unit which they appertain as shown on the Plans or as provided in an agreement between the (i) Owner of the Unit and the Declarant or the Building Association. 2.8 Parking. 2.8.1 Each Owner must: a) comply with the rules and regulations enacted under the Garage Agreements governing the Parking Garage, as amended from time to time, 9 b) limit its employees to park in Parking Spaces in areas of the Parking Garage designated by the Building Association for such parking (which may involve the exclusion of such employees from the Parking Space), c) pay its proportionate share of the cost of annual maintenance for the Parking Garage as calculated by the Building Association under this Declaration and the Garage Agreements, and d) not impose a parking fee in the Parking Garage in the Parking Spaces reserved for the exclusive use of a Unit, except in accordance with the Garage Agreements. 2.8.2 Nontransferabilty of Parking Spaces. Notwithstanding any other provision of this Declaration, interests in Parking Spaces that are held by Owners shall be nontransferable other than in connection with the transfer of ownership of a Unit; provided that this provision shall not apply to the Declarant or Units owned by the Declarant. 2.9 Ownership of Common Areas and Building Percentage Interest. 2.9.1 Computation of Building Percentage Interest. Each Owner shall have an undivided interest in the Common Areas, as tenants in common with all other Owners, equal to his, her or its Unit's Building Percentage Interest. The Building Percentage Interest of each Unit shall be a percentage equal to the sum of: (i) the total square footage of the particular Unit, (ii) the square footage of any Limited Common Areas limited to the exclusive use of the Unit, and (iii)such Unit's proportional share of Common Areas (excluding Limited Common Areas); (iv)divided by the sum of the total square footage of all Units and Common Areas which, from time to time, have been submitted and subject to the Act and this Declaration as herein provided and which constitutes a part of the Premises. (v) The initial Building Percentage Interest of each Owner in the Common Areas as calculated in accordance with this Section 2.9 is set forth on Exhibit D attached hereto and made a part hereof. Except as otherwise provided or permitted in this Declaration, the Building Percentage Interest pertaining to each separate Unit in the Common Areas shall be of a permanent nature and shall not be altered without the unanimous consent of all the Owners and their respective Mortgagees and then only if in compliance with all requirements of the Act; provided, however the Declarant may redistribute the Building 10 Percentage Interest to the subdivided or combined Units in accordance with Section 4.5 hereof, and Units may combine Units as provided in Section 4.5 hereof, and the Declarant may unilaterally alter (with or without the consent of any other person) the Building Percentage Interest to correct errors in the calculation thereof. 2.9.2 Building Percentage Vote. The Building Percentage Interest pertaining to each Unit shall also be the Building Percentage Vote allocable to the Owner thereof in all matters where Owners have a vote with respect to the Premises as a Member of the Building Association. 2.10 Encroachments and Easements of Common Areas. 2.10.1 If by reason of the location, construction, settling of shifting of the Premises or any other reason, any Common Area now encroaches or shall hereafter encroach upon any Unit, in such event, an easement shall be deemed to exist and run to each affected Co -owner of each affected Association, and to each affected Unit Owner's Mortgagee for the maintenance, use and enjoyment of such Common Area. 2.10.2 Each Owner and the Owner's Mortgagee shall have an easement in common with all other Co- owners to use all pipes, wires, ducts, cables, conduits, utility lines and other common facilities located in any of other Units and servicing his, her or its Units. Owner shall have the right of ingress and egress to and from such Owner's Unit, with the approval and under the supervision of the Building Board to perform maintenance, repairs or replacements, with such right being perpetual and appurtenant to the ownership of the Unit. 2.10.3 The Unit Owners and the Mortgagees shall also have a permanent non exclusive easement to use the portions of other Units and the Common Areas for purposes of location, installation, maintenance, repair, replacement, and inspection of pipes, wires, ducts, cables, conduits, utility lines, and other similar facilities serving the applicable Unit. The Unit Owners and their Mortgagees shall also have an easement on, over, and across such areas as necessary to accomplish the purposes of the easement established by this paragraph, with such easement rights being perpetual and appurtenant to the ownership of such Units. The easement rights provided herein shall be used in a manner so as not to unreasonably interfere with the other Unit Owner's construction, development, use, enjoyment, maintenance, or repair of the applicable Unit and the activities occurring in the applicable Unit. However, such rights shall only be exercised upon reasonable prior notice (which shall be no less than 24 hours in advance) to the applicable Unit Owner and the Building Board if the area to be utilized is a Common Area, identifying the scope of the work to be performed within such area (except in cases of emergency, in which case no notice or Building Board approval shall be required). 11 2.10.4 In exercising the rights described in this Section, the structural integrity of the Building must be preserved and protected at all times, and plans relating to the creation of all areas of open access (including but not limited to alteration of weight bearing structures and penetrations of exterior and weight bearing walls) must either be certified to the Building Association, by a reputable architect retained by the Unit Owner (and reasonably to the Building Association in its sole and exclusive discretion) to be in compliance with all applicable codes prior to the commencement of any construction for such purposes. 2.11 Dedication Rights Reserved. In addition to all easements and rights previously granted by recorded documents against the Property, Declarant hereby reserves the right at its sole discretion, without the consent of any Unit Owners being necessary, to dedicate or otherwise convey portions of the Property (but not those portions on which a Unit is situated) to any public agency or governmental authority or quasi public utility, or to otherwise dedicate portions of the Property for purposes of streets, roads, roadways, utilities, recreation areas, storm detention basins, storm outfall, storm trunk piping, water, sidewalks, public walkways and other benefits and improvements, and rights -of -way and easements therefor. Such right to make such dedications or conveyances shall not require the consent, approval or signatures of and Building Board or Unit Owner, and such dedication or conveyance shall be considered fully accomplished and conclusively binding upon each of said Unit Owners and upon the Building Association when set forth in writing or in a plat of dedication executed by the Declarant which has been recorded in the Office of the County Clerk, provided, however, that nothing in this paragraph shall be construed to in any manner require or obligate Declarant to make any such conveyance or dedication. In furtherance of the foregoing, an irrevocable power coupled with an interest is hereby granted to the Declarant as agent and attorney -in -fact, to grant such easements or make such dedications or conveyances. Each deed, mortgage, trust deed or other instrument with respect to a Unit and the acceptance thereof shall be deemed a grant and acknowledgment of the consent to such power to each of said attorney -in -fact and shall be deemed to reserve to Declarant the foregoing powers and rights. ARTICLE III RESTRICTIONS ON THE USE OF UNITS AND COMMON AREAS 3 Restrictions. 3.1.1 Unit Uses. Units shall be used primarily for office and retail business and trade purposes. No garage sale, moving sale, rummage sale or similar activity shall be conducted by an Owner of a Unit within the Premises without approval of the Association if the sale is within the Premises. The terms "business" and "trade as used in this provision, shall be construed to have their ordinary, generally accepted meanings, and shall include, without limitation, any occupation or services to persons other than the provider's family and for which the provider receives a fee, compensation, or other form of consideration, regardless of whether (i) such activity is engaged in full or part -time; (ii) such 12 activity is intended to or does generate a profit; or (iii) a license is required therefor. 3.1.2 Units Uses. Units may be used for any retail, commercial or professional purposes permitted by applicable zoning regulations, including, without limitation, commercial amusement, retail, eating and drinking establishments; provided, however, that retail Units may not be used for sale pornographic displays, or the exhibition of pornographic or erotic literature, objects or similar merchandize. 3.1.3 Common Areas Uses. The Common Areas (except the Limited Common Areas) shall be used in common by Unit owners and occupants and their agents, servants, customers, invitees and licensees, in accordance with the purpose for which they are intended, and as may be required for the purpose of access, ingress to, egress from, use, occupancy and enjoyment of Units; provided, however, that unless expressly provided otherwise herein, no Common Areas shall be used for any purpose other than the health, safety, welfare, convenience, comfort, recreation or enjoyment of Unit Owners and occupants and in accordance with such rules and regulations as may from time to time be promulgated by the Building Association for Common Areas. 3.1.4 Limited Common Areas Uses. Except as specifically provided otherwise herein, those portions of the Common Areas described herein and shown on the Plans as Limited Common Areas shall be used and possessed exclusively by the Unit Owners, and their respective occupants and tenants and their agents, servants, customers, invitees and licensees of the Unit(s) served by the same, subject to the restrictions on use of Common Areas and Limited Common Areas set forth in this Declaration and such rules and regulations as may from time to time be promulgated by the Building Association. 3.1.5 Visible Areas. Nothing shall be caused or permitted to be hung or displayed on the outside or inside of windows of Units (except inoffensive drapes or curtains) or placed on the outside walls of the Building or otherwise outside of a Unit, or any part thereof, and no sign (except those of the Declarant), awning, canopy, shutter or television or citizens' band or other radio antenna or transmitter, satellite dish or any other device or ornament shall be affixed to or placed upon the exterior walls or roof or any part thereof, or in or on a patio or balcony unless authorized in writing by the Building Association, and subject to such rules and regulations as the Building Association may from time to time promulgate. Owners of Units by acquiring a Unit subject to this Declaration consent and agree that any consent, authorization or approval that is not in writing shall be void and unenforceable. 3.1.6 Decorating. Each Unit Owner, at his own expense, shall furnish and be responsible for all decorating within his own Unit and Limited Common Areas serving his or her Unit exclusively, as may be required from time to time, 13 including painting, wall papering, washing, cleaning, paneling, floor covering, draperies, window shades, curtains, lighting and other furnishings and decorating. Each Unit owner shall be entitled to the exclusive use of the interior surfaces of the Perimeter walls, doors, floor and ceilings, and such Unit Owner shall maintain said interior surfaces in good condition at his sole expense. All blinds, draperies or other window coverings shall have a white backing or other backing approved in writing prior to their installation by the Building Association when the window coverings "Window Coverings are visible outside the Unit. Decorating of the Common Areas (other than interior surfaces within the Units as above provided and other than interior surfaces of Limited Common Areas), and expressly including without limitation, the exterior surfaces of all outside doors to the Building, and any redecorating of Units, to the extent such redecorating of Units is made necessary by damage to Units caused by maintenance, repair or replacement of the Common Areas shall be furnished by the Building Associations if the area is a Common Area other than a Limited Common Area as part of the Common Expenses. The exteriors of all windows forming part of the Perimeter Wall of a Unit shall be cleaned and washed at the expense of the Building Association from time to time at such intervals as the Building Association shall deem appropriate. 3.1.7 Nuisances. No portion of the Premises shall be used, in whole or in part, for the storage of any property or thing that will cause it to appear to be in an unclean or untidy condition or that will be visibly obnoxious; nor shall any substance, thing, or material be kept upon any portion of the Premises that will emit foul or obnoxious odors or that will cause any noise or other condition that will or might disturb the peace, quiet, safety, comfort or serenity of other Unit Owners. No noxious, illegal or offensive activity shall be carried on upon any portion of the Premises. There shall not be maintained any plants or animals or device or thing of any sort whose activities or existence in any way is noxious, dangerous, unsightly, unpleasant or of a nature as may diminish or destroy the enjoyment of the Premises. No outside burning of wood, leaves, trash, garbage or household refuse shall be permitted within the Premises. It shall be the responsibility of each Unit Owner to prevent the development of any unclean, unhealthy, unsightly or unkempt condition in his or her Limited Common Areas reserved for the exclusive use of the Unit. The pursuit of hobbies or other activities, specifically, without limiting the generality of the foregoing, the assembly and disassembly of motor vehicles and other mechanical devices, which might tend to cause disorderly, unsightly or unkempt conditions shall not be pursued or undertaken on any part of the Premises. 3.1.8 Occupants. All provisions of the Declaration, By -Laws and of any rules and regulations or use restrictions promulgated pursuant thereto which govern the conduct of Unit Owners and which provide for sanctions against Unit Owners shall also apply to all occupants, and their agents, servants, customers, invitees and licensees of any Unit. Every Unit Owner shall cause all occupants of his or her Unit to comply with the Declaration, By -Laws, and the rules and regulations 14 adopted pursuant thereto, and shall be responsible for all violations and losses to the Common Areas caused by such occupants, notwithstanding the fact that such occupants of a Unit are fully liable and may be sanctioned for any violation of the Declaration, By -Laws and rules and regulations adopted pursuant thereto. 3.1.9 Renting and Leasing. All leases shall be in writing, except with the prior written consent of the Building Board. 3.1.10 Structural Integrity. Nothing shall be done in any Unit, or in on or to the Common Areas, which may impair the structural integrity of any improvement. All structural modifications to the Building and Premise must be approved in writing by the Building Association prior to commencement of such activity, and the Building Association may request documentation that it determines is necessary to review the proposed modification. The costs and expenses associated with modifications and the filings and approvals required complete the modifications shall be borne by the Owner of the Unit who proposes such modifications. 3.1.11 Loads. Owners of Units shall not impose floor loading of the Units in excess of an amount per square foot which is reasonable and customary for structures similar in use and function as the Building, but in any event shall not exceed load limits established by the Building Board from time to time. 3.1.12 Acoustic Control. All floors of the Units shall be covered with acoustical control material which, in the case of carpeted surfaces, shall be a carpet pad of good quality at least 1 /4" thick with a density of at least 54 ounces per square yard and, in the case of hard surfaces, shall be an underlayment of acoustical control material approved and specified by the Building Board from time to time. No acoustical control material in the ceiling, walls or floors installed in connection with the initial construction of a Unit may be removed unless replaced with new, equivalent materials (which shall be determined by the Building Board in its sole discretion). No Unit may be modified in any manner that impacts (negatively) the construction measures, materials and techniques taken to provide sound absorbency in the walls, floors, and ceilings of the Units. 3.1.13 Conveyances. Each Unit shall be conveyed in fee simple as a separately designated and legally described freehold estate subject to the terms, conditions and provisions hereof. The legal description of each Unit shall consist of the identifying number of symbol of such Units, as shown on the Plans. The undivided interest of a Unit in 'the Common Areas shall be deemed to be conveyed or encumbered with the Unit even though that interest is not expressly mentioned or described in the deed, mortgage or other instrument of conveyance or encumbrance. The right of a Unit owner to sell, transfer or otherwise convey that owner's Unit is not subject to any right of first refusal or similar restriction, and any Unit owner may transfer that owner's Unit free of any such limitation. 15 To enable the Building Association to maintain accurate records of the names and addresses of Unit Owners, each Unit Owner agrees to notify the Building Association, in writing, within five (5) days after an interest in that Unit Owner's Unit has been transferred to the new Unit Owner or another person. In addition, each Unit Owner agrees to provide to a purchaser of that Owner's Unit a copy of the Building Association's organizational documents and all effective rules and regulations. 3.1.14 Architectural Control. Except as hereinafter specifically provided, no fence, wall, sign or other structure shall be commenced, erected or maintained upon the Premises, or any part thereof, nor shall any exterior addition to or change or alteration therein be made, until the plans and specifications showing the nature, kind, shape, height, materials, color and location of the same shall have been submitted to and approved in writing by the Declarant or by the Building Association in the event that the Declarant is no longer in control of the Premises, or its designated representative, as to lawfulness and appropriateness, which the Declarant or Building Association may determine in their sole discretion. 3.1.15 Discrimination. No action shall at any time be taken by the Associations or its Boards which in any manner would discriminate against any Unit Owner in favor of another. 3.1.16 Arbitration. In the event of any dispute between Unit Owners as to the application of these restrictions or any rule or regulation promulgated by the Building Association, the party aggrieved shall submit a complaint in writing to the Building Board specifying the dispute. The Building Board shall set a time, date and place for a hearing thereon within sixty (60) days thereafter, and give written notice to each party thereof no less than three (3) days in advance. The Building Board shall thereupon hear such evidence on the dispute as the Building Board deems proper and render a written decision on the matter to each party within thirty (30) days thereafter. No action at law may be instituted by either party to such a dispute unless arbitration pursuant hereto has first been had. The decision of the Building Board shall be binding on all parties. 3.1.17 Sales and Management Offices, and Models. So long as the Declarant owns any Unit, Declarant (or a designated affiliate of Declarant) may maintain 1 or more sales and management offices within the condominium of such size and at such locations as Declarant may elect in its sole discretion. So long as the Declarant owns any Unit, Declarant (or a designated affiliate of Declarant) may maintain 1 or more model units within the condominium of such size and at such locations as Declarant may elect in its sole discretion. 16 ARTICLE IV —THE ASSOCIATION AND MEMBERSHIP AND VOTING RIGHTS 4.1 Purpose of Building Association. The Building Association has been established to provide for the administration and enforcement of this Declaration. 4.2 General Duties of the Building Association. Except as otherwise provided herein, the Building Association shall operate, keep and maintain the Common Areas within the Premises in a First -Class manner and in a safe, clean and attractive condition at all times, including but not limited to ensuring that the Common Areas comply in all respects with Rules and Regulations and governmental laws, codes, rules and regulations, including those which address fire and human health and safety, as the case may be, and perform the other duties and obligations and exercise the rights of the Building Association described throughout this Declaration. 4.3 Building Association. 4.3.1 Subject to the obligations of the Owners, the maintenance, repair, upkeep, replacement, administration, management and operation of the Premises, exclusive of the Units, shall be obligation of the Building Association. Each Owner of a Unit shall, automatically upon becoming an Owner of a Unit, be and become a Member of the Building Association and shall remain a Member of the Building Association until such time as his, her or its ownership of a Unit ceases, and each Owner's membership shall terminate when such person ceases to be the Owner of a Unit, and shall be transferred to the new Owner. 4.3.2 The Building Association shall elect a Building Board (except for the Initial Building Board, as defined in the Building Bylaws, which shall be appointed as provided therein) in accordance with and as prescribed in the Building Bylaws. Each person serving on the Initial Building Board, whether as an original member thereof or as a member thereof appointed to fill a vacancy, shall be deemed a Member of the Building Association and an Owner solely for the purpose of qualifying to act as a member of the Building Board and for no other purpose. No such person serving on the Initial Building Board shall be deemed or considered a Member of the Building Association nor an Owner of a Unit for any other purpose (unless he or she is actually the Owner of a Unit and thereby a Member of the Building Association). 4.3.3 The Building Board shall be the governing body of the Building Association, representing all of the Owners in providing for the management, administration, operation, maintenance, repair, replacement and upkeep of the Premises, exclusive of the Units. The Building Board may provide for professional management. 17 4.4 Maintenance, Repairs and Replacements. 4.4.1 Each Owner shall, at his, her or its expense, be responsible for the maintenance, repairs, decoration, upkeep and replacement of his, her or its own Unit and, to the extent provided in this Declaration, and the Building Bylaws. 4.4.2 (i) Maintenance, repairs, replacements and upkeep of the Common Areas, exclusive of the Limited Common Areas reserved or designated for the exclusive use of individual Units, shall be furnished by the Building Association as part of the Building Common Expenses, and (ii) capital repairs and capital replacements of the Common Areas shall be furnished by the Building Association as part of the Building Common Expenses. 4.4.3 The Building Board shall adopt rules and regulations concerning maintenance, repairs, use and enjoyment of the Common Areas, as it deems advisable, necessary or appropriate, and may amend and modify the same from time to time as it deems advisable, necessary or appropriate. 4.4.4 The Building Board or their designated agent shall have the right at reasonable times and upon reasonable prior notice (except in cases of emergency, in which case no notice shall be required), to enter into each individual Unit or Limited Common Areas reserved for the exclusive use of a Unit for the purpose of inspection of the Common Areas appurtenant thereto and replacement, repair and maintenance of such Common Areas to the extent contemplated in this Declaration. 4.5 Alterations, Additions and Improvements 4.5.1 Alterations, Subdivision, and Reservation of Right to Subdivide. 4.5.1.1 No Owner shall make any alterations or additions to or which would affect the Common Areas without the prior written approval of the Building Board (except for the Limited Common Areas appurtenant to the Unit, which is addressed below), nor shall any Owner make any alteration in or to such Owner's respective Unit which would affect the safety or structural integrity of the Building nor shall any Owner change the color of any of the Common Areas without the prior written approval of the Building Board (except for the Limited Common Areas appurtenant to the Units, which is addressed below). 4.5.1.2 No Owner shall make any alterations or additions to any structural component of the Building without prior written approval of the Building Board, which the Building Board in its sole discretion shall have the right to determine. 4.5.1.3 The Building Board may impose additional limitations or restrictions on alteration through promulgation of rules and regulations. 18 4.5.2 A Unit may be divided, subdivided, separated or combined with another Unit only with the approval of the Building Association on such terms as it shall provide, and which Building Board may withhold in its sole and exclusive discretion. In the event of such combination, an amendment or supplement to this Declaration shall be recorded to reflect the combined Building Percentage Interest, new Plans and Unit number designations. Supplements or amendments to the Plans and this Declaration shall be approved by the Building Association; provided that so long as the Declarant owns Units to be divided, subdivided, separated or combined, the Declarant shall not need the approval of the Building Association, Building Board or any other person to make such modifications. Owners (including the Declarant) who seek approval to divide, subdivide, separate or combine Units shall bear all financial responsibility relating to such matters, including without limitation, for approvals and filing of any documents. 4.5.3 In the event of such subdivision, division or separation, the Declarant shall file and record an amendment or supplement to this Declaration that reflects the divided and revised Building Percentage Interest, new Plans and Unit number designations. Such allocation of Building Percentage Interests shall vest when the amendment or supplement to this Declaration incorporating such changes has been recorded. 4.5.4 Except as expressly limited above, each Owner of the Units shall have the right to change the interior design of their respective Unit. ARTICVLE V ASSESSMENTS 5.1 Covenants for Building Assessment. Each Owner of a Unit within the Premises by acceptance of a deed or other conveyance therefore whether or not it shall be so expressed in any such deed or other conveyance, shall be deemed to covenant and agree to pay the Building Association or to an independent entity or agency which may be designated by the Building Association to receive such monies, to the extent the following apply to an Owner as set forth in this Declaration, the following assessments (the `Building Assessments (i) Building Regular Assessments; (ii) Building Special Assessments. No Owner will be obligated as to any of the aforesaid Building Assessments unless and until the improvements to be constructed by the Declarant upon its Unit have been substantially completed and a certificate of occupancy for the shell of such improvements has been issued by the City or its agencies. 19 5.2 Building Assessments of the Building Association. 5.2.1 Unless otherwise stated in the Building Bylaws, as of the first day of the first month following the conveyance (by fee simple transfer or by transference of a leasehold interest) of the first Unit located in the Building and the Building Percentage Interest appurtenant thereto to an Owner intending to occupy that Unit, each Unit located in the Building and the Building Percentage Interest appurtenant thereto shall be subject to the Building Regular Assessments and the Building Special Assessments (as determined by Declarant and/or the Building Board, as applicable) (collectively, the "Building Assessments and all such Building Assessments shall constitute liens upon each Unit and appurtenant Building Percentage Interest as provided and described in this Declaration and the Building Bylaws. The date(s) on which the Building Assessments are due and payable shall be as specified in this Declaration or the Building Bylaws, or if not so specified, then as determined by the Building Board. In addition, each Owner shall be personally liable for the amounts of any and all Building Assessment which become due and payable during the period in which such Owner holds title to a Unit. The lien of any Building Assessment shall be subordinate to the lien of any Mortgage on any Unit which was recorded before the time when said Building Assessment first became delinquent, and any sale or transfer of a Unit pursuant to a foreclosure of the first mortgage or of the acceptance of a deed in lieu of foreclosure, such Mortgagee, its successors and assigns, shall not be personally liable for the assessment levied against such Unit which were levied prior to the acquisition of an ownership interest in such Unit by such Mortgagee. 5.2.2 Each Building Assessment shall be due and payable on the due dates(s) thereof as specified in the Declaration, the Building Bylaws, or if not so specified, then on the due dates(s) thereof as specified by the Building Association, and the date for the payment of such Building Assessment is herby termed the "Delinquency Date Any Building Assessment which is not paid in full by the Delinquency Date shall be deemed delinquent without further notice or demand to the defaulting Owner, and such Owner shall be charged a fifty dollar ($50.00) late fee, and all such delinquent Building Assessments and charges shall bear interest from the dates incurred until paid in full, at a rate of interest equal to fourteen percent (14 per annum, compounded monthly. In the event that any costs or expenses including, without limitation, attorney's fees, are incurred by or on behalf of the Building Association with respect to the recovery or collection of any delinquent Building Assessment, all such costs and expenses shall be due and payable immediately by such delinquent Owner and shall bear interest from the dates incurred until paid in full, at a rate of interest equal to fourteen percent (14 per annum, compounded monthly "Interest Rate All interest, late fees, costs and expenses payable hereunder with respect to a delinquent Building Assessment shall be added to and deemed a part of such delinquent Building Assessment. In the event that any Building Assessment is not fully paid on or before the Delinquency Date, th.e Building Association shall be entitled to 20 accelerate and declare due and payable in full all installments of the respective Building Assessments due for the year in which such delinquency occurs, and to enforce payment of the same by foreclosure of said lien and /or other appropriate legal proceedings in accordance with the laws of the State of Indiana. Any such lien against a Unit and its Building Percentage Interest shall be subordinate to the lien of any Mortgage encumbering such. Unit and its Building Percentage Interest if and to the extent the Mortgage creating such first mortgage lien was recorded prior to the due date of the delinquent Building Assessments. 5.3 Owner's Personal Obligation for Payment of Building Assessments. The Building Assessments provided for in this ARTICLE V shall be the personal and individual debt of the Owner(s) of each Unit covered by such Building Assessments. No such Owner may exempt itself from liability for such Building Assessments. In the event of default in the payment of any such Building Assessment, such Owner shall be obligated to pay interest at the Interest Rate on the amount of such Building Assessment from the delinquent date thereof, together with all costs and expenses, including, but not limited to, reasonable attorney's fees incurred by the Building Association in connection with such delinquency. 5.4 Building Assessment Lien and Foreclosure. All sums assessed in the manner provided for in this ARTICLE V but unpaid, together with interest as provided herein and the costs of collection, including, but not limited to, reasonable attorneys' fees, as hereinafter provided, are secured by a continuing contractual lien and charge on the Unit covered by such Building Assessment, which shall bind such Unit in the hands of the Owner(s) and its heirs, successors, devisees, personal representatives and assignees. To evidence the aforesaid Building Assessment lien, the Building Association shall prepare a written notice of Building Assessment lien setting forth the amount of the unpaid indebtedness, name of the Owner(s) of the Unit covered by such lien and a description of the Unit in the form attached hereto as Exhibit E, or other form reasonably prescribed by the Building Association. Such notice shall be signed by one of the officers of the Building Association and shall be recorded in the office of the County Clerk and, when so established, shall be prior and superior to any right, title, interest, lien or claim which may be or has been acquired or attached to such property after the time of filing the claim of lien, and shall be subordinate to any others. The Building Association shall also have the power to subordinate the aforesaid Building Assessment lien(s) to any other lien. Such power shall be entirely discretionary with the Building Association. Such lien for payment of Building Assessments may be enforced by foreclosure of the lien upon the defaulting Owner's Unit by the Building Association subsequent to the recording of the notice of Building Assessment lien as provided above either by judicial foreclosure or by non judicial foreclosure through a public sale. Each Owner by acquisition of any Unit grants to the Building Association a power of sale in connection with any lien in favor of the Building Association created pursuant to this Declaration. In addition, the Building Association may institute suit against the Owner(s) personally to obtain a judgment for unpaid Building Assessments. In any foreclosure proceeding, whether judicial or non judicial, or in any other suit against the Owner(s), the Owner(s) shall 21 be required to pay the costs, expenses and reasonable attorneys' fees incurred by the Building Association. The Building Association shall have the power to buy the Unit at foreclosure or other legal sale and to acquire, hold, lease, mortgage, convey or otherwise deal with the same. (i) ARTICVLE VI STANDING AND VOTING 6.1 Member in Good Standing. A Member shall be considered to be a "Member in Good Standing" of the Building Association and eligible to vote within the Building Association if such Member: has, at least ten days prior to the taking of any vote by the Building Association, fully paid all Building Assessments or other charges levied by the Building Association, as such Building Assessments or charges are provided for in ARTICLE V; (ii) does not have a lien filed by the Building Association against the Unit owned by it; and (iii) has discharged all other obligations of the Building Association as may be required of Members hereunder or under the Building Articles and the Building Bylaws and resolutions adopted by the Building Association. The Board of the Building Association shall have sole authority for determining the good standing status of any Member within the Building Association at any time and shall make such determination with respect to all Members prior to a vote being taken by the Building Association on any matter. The Building Board shall have the right and authority, at its sole discretion, to waive the ten -day prior payment requirement and require only that such payment be made at any time before such vote is taken if the Building Board shall determine, in its own judgment, that extenuating circumstances exist which have prevented prior payment. Any Member that does not conform with the foregoing requirements shall be declared by the Building Board not to be a Member in Good Standing and shall be disqualified from voting on matters before the Building Association until such time as Member in Good Standing status is attained and so declared by the Building Board. Notwithstanding the provisions of this Section 6.1, the Building Board may not declare a member to be a member not in Good Standing until an Owner is delinquent on the payment of an assessment for the minimum period prescribed by the Act. 6.2 Number of Votes. If any Unit is owned by more than one Member, the number of votes attributable to such Unit shall be the same number of votes as if there were only one Owner of such Unit, and the votes attributable to such Unit may be cast only if all of such Members, prior to the time of the vote in question, have delivered to the Building Association a written agreement as to how such votes are to be cast or a written designation of one of such Members to cast the votes attributable to such 22 Unit. Any Member who is not an individual must designate a representative to act for such Member in the Building Association matters and to cast votes for such Member, such designation to be made in writing to the Building Board. A Member may delegate all, but not part, of its right to vote to any tenant occupying its Unit provided such delegation is made in writing delivered to the Building Board. 6.3 Voting Quorum and Notice Requirements. Members holding Two Thirds of the aggregate votes entitled to be cast by Members in Good Standing (unless a greater quorum is required by applicable law), represented at a meeting of the Members in person or by a legitimate proxy in a form approved by the Building Board, shall constitute a quorum for voting on matters brought before the Members at meetings called by the Building Board. Unless otherwise provided to the contrary herein, the vote of the majority of those votes entitled to be cast by the Members present or voting by legitimate proxy at a called meeting at which a quorum of Members in Good Standing is present in person or by legitimate proxy (the "Majority Vote of the Members shall be the act of the Building Association. Notice requirements for all action to be taken by the Members of the Building Association shall be as set forth herein or in the Building Bylaws, as the same may be amended from time to time. ARTICLE XII TAXES, USER FEES AND UTILITIES 7.1 Real Estate and Other Taxes/User Fees. 7.1.1 Real estate taxes are to be separately assessed and taxed to each Unit as provided in the Act. In the event that for any year real estate taxes are not separately assessed and taxed on each Unit, but are assessed on the Premises (or the Premises and any portion of the Real Estate) as a whole, then each Owner shall pay his, her or its proportionate share of such taxes to the extent attributable or allocated to the Premises in accordance with his, her or its Building Percentage. 7.1.2 Each Owner must pay all ad valorem taxes, general and special assessments, and other taxes attributable to such Owner's Unit before delinquency. The Owner of each such Unit shall present any such tax or assessment bill to the Building Association at least ninety (90) days prior to its due date, if practicable. 7.2 All utilities exclusively serving a Unit shall be separately metered from any other Unit. Each Owner shall individually pay for the utilities serving the Unit which are separately metered. Utilities which are not separately metered shall be treated as and paid as part of the Building Common Expenses, as applicable, or as otherwise determined by the mutual agreement of the Building Association; provided that the Building Association shall have the flexibility and authority to allocate costs for utilities that are not separately metered based upon the estimated use by the Unit, which determination shall be binding upon Unit Owners. 23 ARTICLE VIII GENERAL PROTECTIVE COVENANTS 8.1 General. No use shall be permitted on any portion of the Building which is not allowed under applicable public codes and ordinances either already adopted or as may be adopted by the City or other controlling public authority. Each Owner or other user of any portion of the Premises shall comply at all times in every respect with this Declaration, and any and all laws, ordinances, policies, rules, regulations and orders of all federal, state, county and municipal governments or their agencies having jurisdictional control over the Premises, specifically including, but not limited to, the zoning restrictions of the City applicable thereto as they exist from time to time. In the event a conflict exists between any such public requirement and any requirement of this Declaration, the more restrictive requirement shall prevail. Where a governmental requirement does not clearly conflict with the provisions of this Declaration, but permits action that is different from that required by this Declaration, the provisions of this Declaration shall prevail. All portions of the Premises shall be developed in accordance with this Declaration. 8.2 Construction Standards. Any Owner performing, or causing to be performed, construction work on a Unit must perform, or cause to be performed, such work in a good, workmanlike, safe, expeditious, and diligent manner, and use reasonably prudent methods so as to minimize any disruption or inconvenience caused by such work to the other improved portions of the Premises and to the other Owners and their Permittees. ARTICLE IX MAINTENANCE BY OWNER 9.1 Duty of Maintenance. Except to the extent that such maintenance is an obligation of the Building Association as provided elsewhere herein, each Owner is responsible for (a) keeping its Unit and all Improvements located thereon in a well planned, safe, clean, and attractive condition at all times, consistent with the First -Class nature of the Building, and ensuring that its Unit complies in all respects with Rules and Regulations and governmental laws, codes, rules and regulations, including those which address fire and human health and safety (such obligations being referred to collectively as the "Maintenance and Repair Obligations Any person or entity performing maintenance or repair work on a Unit must perform such work in a good, workmanlike, safe, expeditious, and diligent manner, so as to minimize any disruption or inconvenience caused by such work to the other improved portions of the Building and to the other Owners and their permittees. The person or entity performing such work must use appropriate methods customarily utilized in order to control dust, noise, and other deleterious effects of such work in a populated or densely developed area. The Owner of the Unit upon which such work is conducted must repair at its own cost and expense any and all damage caused by such work. If any maintenance or repair work requires disrupting or interfering with any improved portion of the Building or the use of any portion of the Building by the other Owners or their Permittees, then the person or entity who proposes to perform such work must 24 provide not less than seven (7) business days' prior written notice of such work to the other Owners and must comply with the requirements imposed by the Building Association concerning such maintenance and repair work. Notwithstanding anything to the contrary in this Declaration, after the initial construction of any Improvements in a Unit, no person or entity may perform any construction of, Improvements to, or repairs of exterior portions of such Improvements or the parking or access areas during the period from November 1 to December 31 of any calendar year without the prior written consent of the Building Association, except for minor, essential repairs diligently pursued. 9.2 Operations. The Building Association may at any time impose and issue written rules and regulations concerning repairs and maintenance, parking, deliveries (loading and unloading), garbage storage and removal, and the like, as the Building Association, in its discretion, deems to be appropriate for the ongoing operation of the Building as a whole. The Owner of each Unit is obligated to comply, and ensure compliance by any Occupants of its Unit, with such obligations. ARTICLE X INSURANCE AND INDEMNITY 10.1 Basic Insurance Requirements. Each Owner of a Unit must carry or, if a third party is the Occupant of such portion of the Unit, must cause such Occupant to carry commercial general liability insurance written on an "occurrence" policy form, covering Bodily Injury, Property Damage, and Personal Injury (all as defined in the standard form of commercial general liability insurance), arising out of or relating, directly or indirectly, to such Owner or Occupant's business operations, conduct, assumed liabilities, and the use or occupancy of or any occurrence on, such Owner's Unit. Such liability insurance must include the broadest available form of contractual liability coverage. The minimum acceptable limits for such liability insurance are $1,000,000, although the Building Association can increase the minimum acceptable limit at any time. The Building Association shall carry a policy of special form property insurance insuring the Common Areas, including all Limited Common Areas, in an amount equal to 100% of the replacement cost thereof, with any deductible in connection therewith being reasonable in amount and subject to the approval of the Building Association. Each Owner shall deliver to the Building Association certificates of insurance for all insurance required to be maintained by each Owner pursuant hereto. Such policies must be issued by companies licensed to do business in the State of Indiana and the companies issuing such policies and the terms thereof are subject to the reasonable approval of the Building Association. Each Owner, for itself and all parties claiming under it, hereby releases and discharges each other Owner of any Unit and their Permittees from all claims and liabilities arising from or caused by fire or other casualty covered by insurance policies or required to be covered by insurance policies described in this section and each Owner waives any right of subrogation which might otherwise exist in or accrue to any person on account thereof. 25 10.2 Indemnification and Waiver. To the fullest extent permitted by law, each Owner (the "Indemnifying Owner') hereby indemnifies and holds the Other Owning Parties (as defined below) harmless from and against all Claims (as defined below) arising from any Personal Injury, Bodily Injury, or Property Damage (all as defined in the standard form of commercial general liability insurance) whatsoever on such Owner's Unit (which Claims are referred to in this Declaration as the "Indemnified Matters" and individually as an "Indemnified Matter To the fullest extent permitted by law, the Indemnifying Owner waives any and all Claims against the Other Owning Parties and the Association Parties arising from any of the Indemnified Matters. Each Indemnifying Owner, at its own expense, must assume on behalf of the Other Owning Parties and the Association Parties and conduct with due diligence and in good faith the defense of any Indemnified Matter. The defense must be by counsel satisfactory to the affected Other Owning Parties and Association Parties, but such Other Owning Parties and Association Parties cannot unreasonably withhold or delay their approval of such counsel. The Other Owning Parties and the Association Parties further agree to cooperate in such Owner's defense of any action or proceeding brought by a person or entity in connection with any Indemnified Matter. Any final settlement by an Indemnifying Owner of any action or proceeding in connection with any Indemnified Matter must be approved by the affected Other Owning Parties and Association Parties, which approval may not be unreasonably withheld or delayed. Each Other Owning Party and each Association Party has the right, at its option, to be represented by advisory counsel of its own selection and at its own expense. In the event of failure by the Indemnifying Owner to fully perform in accordance with this indemnification, each Other Owning Party and Association Party, at its option, and without relieving the Indemnifying Owner of its obligations under this section, may perform such obligation, but the Indemnifying Owner must reimburse such Other Owning Party or Association Party for all costs and expenses so incurred, together with interest at the maximum contractual rate permitted at law. The Indemnifying Owner's obligations under this section are not and cannot be deemed to be limited to damages, compensation or benefits payable under insurance policies, worker's compensation acts, disability benefit acts or other employees' benefit acts. As used in this Declaration, the term "Other Owning Parties" means (a) the Owner of any portion of the Building (other than the Indemnifying Owner's Unit), and such Owner's partners, affiliated companies of such Owner or of any partner of such Owner, (b) such Owner's lenders, and (c) as to each of the persons or entities listed in "(a)" and "(b)" above, the following persons or entities: such person or entity's partners, partners of their partners, and any successors, assigns, heirs, personal representatives, devisees, agents, stockholders, officers, directors, employees, and affiliates. "Other Owning Party" means any one of the Other Owning Parties. As used in this Declaration, the term "Claims" means any and all liabilities, claims, damages (including, consequential damages), losses, penalties, demands, causes of action (whether in tort or contract, in law or at equity, or otherwise), suits judgments, disbursements, charges, assessments, and expenses (including attorneys' and experts' fees and expenses) incurred in investigating, defending, or prosecuting any litigation, claim, proceeding, or cause of action (whether in tort or contract, in 26 law or at equity, or otherwise). "Association Party" means any director, officer, employee, representative or agent of the Building Association. ARTICLE XI CASUALTY AND CONDEMNATION 11.1 Casualty. In the event any Improvements located within a Common Area, including a Limited Common Area, are damaged or destroyed by fire or other casualty, the Building Association must, within a reasonable period of time not to exceed ninety (90) days, either contract to repair, restore and rebuild such Improvements to their prior condition in a diligent manner and complete such repair, restoration, or rebuilding within the Required Time Period (as defined below). The Required Time Periods for partial damage or destruction of the Improvements within Common Areas (including Limited Common Areas) is one hundred eighty (180) days and for complete destruction of the Improvements is two hundred seventy (270) days, unless a longer time period is required to complete construction, then such time period need to complete construction. 11.2 Condemnation. The Owner of any Unit taken by condemnation or eminent domain must promptly repair, restore, and rebuild the remaining portion of such Unit as nearly as possible in the circumstances to the condition which existed prior to such condemnation or eminent domain without contribution from any other Owner; provided, however, in the event the Owner of such Unit determines that it is no longer feasible to utilize such Unit (or Improvements) for its intended purpose (which determination cannot be made arbitrarily), such Owner must raze any remaining Improvements on such partially condemned Unit, clear such Unit of all debris. If an Owner elects to raze the Improvements, then the Owner must do so within ninety (90) days after the date of such taking (defined as the day title is actually transferred) and if the Owner does not do so within such time period, the Owner will be deemed to have elected to repair and restore. Any award of compensation or damages (whether obtained by agreement or by judgment, verdict or order in a legal proceeding) resulting from the taking of any Unit, or any portion of a Unit, by exercise of right of condemnation or eminent domain by any governmental authority or other public or quasi governmental authority must be distributed in accordance with the terms of the agreement, or the judgment, verdict or order made in the proceedings concerning such taking In the event of any sale of any Unit, or any portion thereof, under threat or condemnation or eminent domain, such Unit, or applicable portion of such Unit, will for all purposes be deemed to have been "taken" as that term is used in this Section 11.2, and the net amount of the price received for such Unit after deduction of the expenses of the sale borne by the Owner of the Unit taken will be deemed to constitute an "award" as that term is used in this Section 11.2. However, nothing contained in this Section 11.2, entitles any Owner to share in any award made to any other Owner whose Unit, or portion of a Unit, is taken, other than as provided above and to the extent an award is made for the interest of such Owner created by this Declaration in the Unit taken. 27 ARTICLE XII DEFAULT AND REMEDIES 12 In the event that an Owner breaches any of its obligations under this Declaration, the Building Association has the right (and the obligation, to the extent necessary to keep the Premises in a First -Class condition) to enforce any rights and remedies to which it may be entitled at law or in equity, including, without limitation, the right to sue for an injunction or specific performance. In addition, the Building Association has the following specific rights for breaches of the Maintenance and Repair Obligations. If the Building Association believes that an Owner is not complying with the Maintenance and Repair Obligations, the Building Association may give the Owner written notice of such fact and a period of time (which cannot be less than thirty (30) days) in which to perform the applicable obligation. If the Owner fails to comply with the foregoing requirements within such thirty (30) day period, then the Building Association will have the right (and the obligation, to the extent necessary to keep the Premises in First -Class condition) to cause such work to be performed on such Owner's Unit. The Owner must pay the cost of such work directly or reimburse the Building Association for the cost of such work within thirty (30) days after the date the Building Association makes demand upon the Owner to pay such amount. If the Owner does not pay such amount within such thirty (30) -day period, then (i) the amount so due will bear interest at the Interest Rate beginning on the first day after the end of such thirty (30) -day period and ending at such time as the amount is paid in full, (ii) the Owner's obligation to pay such amount will be secured by a lien against such Owner's Unit, which lien is effective as of the first day after the end of such thirty (30) -day period without any further documentation, although the Building Association may file a lien in the form attached as Exhibit "E or such other form that is prescribed by the Building Association from time to time, against such Owner's Unit, and (iii) the Building Association may offset the amount due from the Owner against amounts that may be or become due to such Owner. ARTICLE XIII MISCELLANEOUS PROVISIONS 13.1 Binding Effect and Duration. The provisions of this Declaration shall run with and bind the land subject to this Declaration, and shall inure to the benefit of the Owners of Units and their respective legal representatives, heirs, successors and assigns and be enforceable by the Building Association for a term commencing on November J'7, 2010, and ending on November 7, 2109, after which time this Declaration shall automatically be extended for successive periods of ten (10) years each unless the Approval of Two- Thirds of the Members is obtained, without the necessity of the joinder of any other party, to abolish this Declaration, and an instrument is recorded in the real property records of the County Clerk evidencing the same. Notwithstanding the foregoing, the easements created by this Declaration shall continue in perpetuity. 13.2 Amendment. Except as otherwise provided in this Declaration, this Declaration may be amended only with the Approval of Two Thirds of the Members to such amendment, and an instrument is recorded with the County Clerk the same; provided, 28 however, that if an amendment to this Declaration will materially, adversely affect the financial obligations of a particular Owner, then that Owner must join in the amendment for such amendment to be binding against such Owner and such Owner's Unit; provided further, the Declarant may unilaterally amend these Declarations (i) to comply with FHA or HUD requirements for financing so long as such amendments do not materially, adversely affect the financial obligations of then current Owners other than the Declarant; (ii) clarify or correct any other term, condition or provision of the Declaration. The joinder of any other party is not required in order for any such amendment to be effective. Additionally, this Declaration shall not be amended in a manner which materially adversely affects any rights specifically granted to Mortgagees herein or which adds material burdens specifically directed toward Mortgagees without the approval of all of the Identified Mortgagees. 13.3 Enforcement. The Building Association shall enforce the covenants, conditions and restrictions set forth in this Declaration. Enforcement shall be by any proceeding at law or in equity against any person or persons violating or attempting to violate any part of this Declaration, either to restrain violation or to recover damages, and against the land, to enforce any lien created by the provisions of this Declaration; and failure, by the Building Association to enforce any such provision shall in no event be deemed a waiver of the right to do so thereafter. Owners may litigate matters against the Declarant only with the Approval of Two- Thirds of the Members of the Building Association. With respect to any litigation hereunder, the prevailing party shall be entitled to recover reasonable attorneys' fees and court costs from the nonprevailing party. 13.4 Interpretation. The Building Board shall have the right, power and authority to determine all questions arising under or in connection with this Declaration, the Building Articles and Building Bylaws, and to reasonably construe and interpret their provisions in accordance with the laws of the State of Indiana and the laws of the United States applicable to transactions in Indiana. Any such determination, construction or interpretation made by the Building Board, in the absence of adjudication by a court of competent jurisdiction to the contrary, shall be binding on the Owners. In all cases, the provisions set forth or provided for in this Declaration shall be construed together and given that interpretation or construction which, in the reasonable opinion of the Building Board, will best effect the intent of the Existing Owners' general plan of development as reflected herein in accordance with the laws of the State of Indiana and the laws of the United States applicable to transactions in Indiana. The provisions hereof shall be liberally interpreted and, if necessary, they shall be so extended or enlarged by implication as to make them fully effective. 13.5 Severability. To the extent that any portion of this Declaration is unenforceable or inapplicable for any reason (for example, but without limitation, because it is generally unenforceable or inapplicable or is unenforceable or inapplicable in specific circumstances or in connection with a particular person or entity), this Declaration and the other provisions of this Declaration will remain in full force and effect in the same manner as if such unenforceable or inapplicable provision were not contained in 29 this Declaration (generally or in the specific circumstances in question, as appropriate). Furthermore, to the extent permitted under applicable law, a substitute provision that would be enforceable or applicable and which would achieve the results intended by the unenforceable or inapplicable provision will be deemed substituted into this Declaration (either generally or in the specific circumstances in question, as appropriate). 13.6 Notices. All notices under this Declaration must be in writing and will be deemed to have been served, given, and received when actually received or, if earlier, and regardless of when received, (a) if hand delivered, when delivered in person to the address for the Owner to whom notice is given, as determined in accordance with the terms of this Declaration, or (b) if sent by overnight delivery service which provides service to the addressee's address, on the delivery date selected by the sender of such notice, as long as the sender complies with all of the requirements of the delivery service concerning address, payment, and selection of delivery date, or (c) if mailed, upon the expiration of the third (3rd) business day after having been placed in the United States mail, postage prepaid, by certified mail, return receipt requested, addressed to the Owner to whom notice is being given at the address hereinafter specified. Any Owner which is not a signatory to this Declaration must, upon becoming an Owner of any portion of the Premises, record its address for notices under this Declaration with the County Clerk against such Owner's portion of the Premises and any Owner may change its address for notices in the same manner. The mailing address of the Owners, until changed in the manner set forth above, is such Owner's Unit. 13.7 Mortgagee's Rights. All Mortgagees have the following rights: a. Rights to Notice and Cure: The Building Association must send simultaneous copies of any notices of default relating to a particular Unit to the Mortgagee of such Unit as long as the Building Association has previously received a request to do so from such Mortgagee together with a specific address to which such notices must be sent. The Mortgagee will be given thirty (30) days from the date of such notice in which to cure such default should it so elect; provided, however, if such default results, or could result, in any imminent danger to any portion of the Premises or to any person, then the cure period specified above will be decreased to ten (10) days (or such lesser time as the Building Association determines is reasonably necessary given the nature and extent of the circumstances). b. Priority Rights: In the event that a Mortgagee obtains title to a Unit pursuant to the remedies provided in the mortgage, or pursuant to a deed in lieu of foreclosure, the Mortgagee will not be liable for any amounts that became due and unpaid after the date such mortgage was recorded but before the date upon which the Mortgagee became the owner of the Unit and relating to such Unit and the Unit will not be subject to any lien securing payment of such amounts. 30 13.8 Estoppel. Any Owner may, at any time and from time to time, in connection with the sale, lease, transfer or other disposition of such Owner's Unit, or any portion thereof, or in connection with the financing or refinancing of such Owner's Unit by mortgage, deed of trust or other lien or encumbrance made in good faith and for value, deliver written notice to the Building Association requesting that the Building Association certify in writing (a) that to the best knowledge of the Building Association, the requesting Owner is not in default in the performance or observance of its covenants and obligations under this Declaration, or, if the requesting Owner is in default, the specific nature and amount of any and all defaults, and (b) to such other reasonable matters as the requesting Owner may request. The Building Association must deliver such a certificate to the requesting Owner within fifteen (15) days after it receives the requesting Owner's request for such a certificate. If the Building Association does not deliver such a certificate to the requesting Owner within such fifteen (15) -day time period, the Building Association will be deemed to have certified that the Owner requesting the certificate is current and is not in default in the performance or observance of such Owner's covenants and obligations under this Declaration, and otherwise a favorable response. However, the sole purpose of such a certificate is to prevent the Building Association from claiming that the facts are other than as set in such certificate and does not constitute an inducement, or representation, or warranty to such purchasers, tenants, transferees, mortgagees, deed of trust beneficiaries and other lien or encumbrance holders. 13.9 Rule Against Perpetuities. Notwithstanding any provision contained in this Declaration which could be construed to the contrary, if any of the covenants, conditions and/or restrictions created by this Declaration are unlawful, void or voidable for violation of the rule against perpetuities as interpreted and effective under Indiana law, then any such covenant(s), condition(s) or restriction(s) will continue only until twenty -one (21) years after the death of the survivor of the now living descendants of any of the members of the United States House of Representatives which first sat as a group in January, 2009. 13.10 No Merger. Unless otherwise clearly indicated to the contrary in a written, recorded document executed by the Building Association, in no event will there be a merger of the dominant and servant tenements in the Units by virtue of the present or future ownership of any portion of said tenements being vested in the same person or entity, but instead the casements and servitudes created pursuant to the terms of this Declaration will not be extinguished by such vesting in common ownership and the dominant and servient tenements will be kept separate. 13.11 Owner's Obligation to Ensure Compliance. Although an Owner may impose upon a third party (usually, a tenant) the obligation to comply with and perform the duties of the Owner under this Declaration, such imposition does not free the Owner from the obligation to comply with and perform the duties of the Owner under this Declaration, which obligation continues to rest fully and completely with the Owner. 31 13.12 No Joint Venture or Partnership. None of the terms or provisions contained in this Declaration creates, or can be deemed to create, a partnership between or among the Owners in their respective businesses, or otherwise, nor can this Declaration cause the Owners to be considered joint venturers or members of any joint enterprise or association or render any of said Owners liable for the debts or obligations of any other of said Owners. 13.13 No Public Dedication. Nothing in this Declaration can be deemed to be a gift or dedication of any portion of the Premises, or of any Unit, or any portion of the Premises or a Unit, to the general public, for the general public or for any public use or purpose whatsoever, it being the intent that this Declaration be strictly limited to and for the purposes herein expressed for the development, maintenance and operation of a private real estate development on private property solely for the benefit of the Owners, except that certain easements and rights-of-way within the Project have been so dedicated by separate documents and may in the future be dedicated by separate documents. 13.14 Force .Majeure. Whenever performance is required of any Owner or the Building Association under this Declaration, that Owner and the Building Association must use all due diligence to perform and take all necessary measures in good faith to perform; provided; however, that if completion of performance is delayed or prevented at any time by reason of acts of God, war, civil commotion, riots, strikes, picketing, or other labor disputes, unavailability of labor or materials or damage to work in progress by reason of fire or other casualty or any other cause beyond the reasonable control of an Owner or the Building Association obligated to perform hereunder (financial inability, imprudent management, failure to meet the obligation to carry insurance, or negligence excepted), then the time for performance as herein specified will be appropriately extended by the amount of the delay actually so caused. The right of any Owner or the Building Association to excuse its failure to perform by reason of this section is conditioned upon such Owner, the Building Association, or any affected Occupant (but only if such Occupant is a single user in a single Building) delivering to the other Owners, the Building Association (in the case of any Owner or any affected Permittee as allowed above) or the affected Owner (in the case of the Building Association), written notice of its assertion that a delay has commenced within thirty (30) days after the events giving rise of such delay first commence. 13.15 Personal Liability. Each Owner now or hereafter owning any Unit is personally liable for performance of all covenants, obligations and undertakings set forth in this Declaration insofar as the same affect the Unit so owned and which accrue during the period of such ownership. All such personal liability terminates upon the conveyance by an Owner of its ownership interest in its Unit when, but not until, the transferring Owner obtains from its transferee a written assumption agreement of all of the obligations of the transferor under this Declaration. Notwithstanding the foregoing, however, the transferring Owner is not released from liability hereunder for its default in the performance of any provision of this Declaration occurring or accruing prior to any such transfer. In addition, any transferring Owner must use its good faith and 32 diligent efforts to deliver notice to the Building Association of such sale, transfer, conveyance or other assignment, which notice must include a legal description of the Unit and the name and address of the transferee. 13.16 Approval. Unless otherwise' expressly provided to the contrary herein, whenever the approval or consent is required of any Owner, it cannot be unreasonably withheld, conditioned or delayed. Unless provision is otherwise made herein for a specific time period, an Owner's approval or consent will be deemed given within thirty (30) days of the receipt of the request for approval or consent, and if an Owner neither approves nor disapproves of the matter being considered within such thirty (30) day period, or other time period as may be specified elsewhere in this Declaration for approval or consent, that Owner will then be deemed to have given its approval or consent. If an Owner disapproves, the Owner must state the reasons for such disapproval in reasonable detail and writing. The consent or approval by an Owner to or of any act or request by any -other Owner cannot be deemed to waive or render unnecessary any consent or approval to or of any similar or subsequent act or request. 13.17 Attorney's Fees. In the event any Owner or Association Party should bring suit against any other Owner(s) or the Association Parties (individually or collectively) concerning any matters provided for herein, the prevailing Owner or Association Party is entitled to recover from the other Owner(s) or Association Party(ies) reasonable attorneys' fees and costs of court in connection with such suit. As used herein, a "prevailing Owner or Association Party" includes, without limitation, an Owner or Association Party who dismisses an action for recovery hereunder in exchange for payment of the sums allegedly due, performance of covenants allegedly breached or consideration substantially equal to the relief sought in the action. 13.18 Entire Agreement. This Declaration constitutes the entire agreement and understanding between the Owners and supersedes all prior agreements and understandings, if any, concerning the subject matter hereof, and there are no other covenants, agreements, promises, terms, provisions, conditions, undertakings or understandings, either oral or written, between them concerning the subject matter of this Declaration other than those expressly herein set forth. 13.19 Headings. The headings, captions, numbering system, etc. are inserted only as a matter of convenience and under no circumstances will they be considered in interpreting the provisions of this Declaration. 13.20 Number and Gender. Where required for proper interpretation, words in the singular tense includes the plural, and vice versa; the masculine gender includes the neuter and the feminine, and vice versa. 13.21 Applicable Law. This Declaration is to be construed under and in accordance with the laws of the State of Indiana and the laws of the United States applicable to transactions in Indiana. All of the obligations contained in this Declaration are and is performable in Hamilton County, Indiana. 33 13.22 Applicability to Occupants. With respect to any obligation of a particular Owner under this Declaration, this Declaration shall not limit or modify how responsibility for the performance of that obligation or the responsibility for the payment of the cost thereof is allocated between such Owner and its Occupant pursuant to the terms of their lease. 13.23 No Representations. Although a site plan is attached to this Declaration, it does not constitute a representation concerning the development or layout of the Premises and no such representation can be inferred. 13.24 Counterparts. This Declaration may be executed in multiple counterparts, each of which shall be deemed an original to the same effect as if all parties hereto had executed the same instrument and all of which shall together constitute one and the same instrument. [The remainder of this page is intentionally left blank.] 34 IN WITNESS WHEREOF, The Existing Owner has caused this instrument to be executed to be effective as of the date first written above. Notary Public My Commission Expires: Carmel City Center, LLC an Indiana limited liability company 35 By: Printed: Title: n /0"/Z Ur STATE OF n A. P et-e-,0 ss COUNTY OF 6rr.I 1- This instnRent as AWTOWLEDGED before me on the da y of h 201 by Authorized On behalf of said r +k t .r n. b 1 c 3 p TERRE: L. CROSS Marion County My Commission Expires August 30, 2015 I affirm, under penalty of perjury, that I have taken reasonable care to redact each social security number in this document, unless required by law, Ronald Brown. This instrument we prepared by Ronald Brown, Attorney LD 18348 -49, Pedcor Bancorp, One Pedcor Square, 770 3rd Avenue, S.W., Carmel, Indiana 46032. Donald R. Mosson Page 1 11/1T/2010 M: \MSIBANKS \Carmel City Center, LLC \Condominium Docu nents\Building 2 \exhibits \EX A Building 2 Overall Garage Level.doc EX1 A Carmel City Center Building 2 Overall Garage Level A portion of the property of Carmel City Center, LLC A part of Instrument Number 200600060668 A part of the Northeast Quarter of Section 36, Township 18 North, Range 3 East of the Second Principal Meridian, Clay Township, Hamilton County, Indiana, being further defined from elevation 850.02 feet (first floor slab) and above (NGVD 1929), more particularly described as follows: Commencing at the Northeast Corner of the Northeast Quarter of said Section 36, Township 18 North, Range 3 East; thence South 00 degrees 1 minutes 54 seconds East (Basis of Bearings assumed from the Quitclaim Deed granted to Pedcor Office, LLC "Grantor (recorded as Instrument Number 200500045693 in the Office of the Recorder of Hamilton County, Indiana) 443.34 feet along the East Line of said Northeast Quarter; thence South 89 degrees 59 minutes 31 seconds West 226.56 feet to the northeastern corner of an existing three -story masonry building and the POINT OF BEGINNING of this description (the following twenty (20) courses are along the perimeter of said building); (one) thence South 00 degrees 00 minutes 29 seconds East 32.38 feet; (two) thence South 89 degrees 59 minutes 31 seconds West 0.75 feet; (three) thence South 00 degrees 00 minutes 29 seconds East 55.94 feet; (four) thence North 89 degrees 59 minutes 31 seconds East 0.75 feet; (five) thence South 00 degrees 00 minutes 29 seconds East 32.38 feet; (six) thence South 89 degrees 59 minutes 31 seconds West 2234 feet; (seven) thence North 00 degrees 00 minutes 29 seconds West 0.68 feet; (eight) thence South 89 degrees 59 minutes 31 seconds West 35.94 feet; (nine) thence South 00 degrees 00 minutes 29 seconds East 0.68 feet; (ten) thence South 89 degrees 59 minutes 31 seconds West 22.34 feet; (eleven) thence North 00 degrees 00 minutes 29 seconds West 32.38 feet; (twelve) thence North 89 degrees 59 minutes 31 seconds East 0.75 feet; (thirteen) thence North 00 degrees 00 minutes 29 seconds West 55.94 feet; (fourteen) thence South 89 degrees 59 minutes 31 seconds West 0.75 feet; (fifteen) thence North 00 degrees 00 minutes 29 seconds West 32.38 feet; (sixteen) thence North 89 degrees 59 minutes 31 seconds East 22.34 feet; (seventeen) thence South 00 degrees 00 minutes 29 seconds East 0.72 feet; (eighteen) thence North 89 degrees 59 minutes 31 seconds East 35.94 feet; (nineteen) thence 00 degrees 00 minutes 29 seconds West 0.72 feet; Donald R. Masson Page 2 11/11 /2010 MAMS\BANKSICarmel City Center, LLC \Condominium Documents\Building 2 \exhibits \EX A Building 2 Overall Garage Level.doc (twenty) thence North 89 degrees 59 minutes 31 seconds East 22.34 feet to the POINT OF BEGINNING, containing 9,594.8 square feet, more or less. ALSO: A part of the Northeast Quarter of Section 36, Township 18 North, Range 3 East of the Second Principal Meridian, Clay Township, Hamilton County, Indiana, being further defined from elevation 831.41 feet (garage floor) to 850.02 (first floor slab) (NGVD 1929), more particularly described as follows: Commencing at the Northeast Corner of the Northeast Quarter of said Section 36, Township 18 North, Range 3 East; thence South 00 degrees 13 minutes 54 seconds East (Basis of Bearings assumed from the Quitclaim Deed granted to Pedcor Office, LLC "Grantor (recorded as Instrument Number 200500045693 in the Office of the Recorder of Iamilton County, Indiana) 510.70 feet along the East Line of said Northeast Quarter; thence South 89 degrees 59 minutes 31 seconds West 227.31 feet to the northeastern corner of the exterior masonry garage level enclosure below an existing three -story masonry building and the POINT OF BEGINNING of this description (the following sixteen (16) courses are along the exterior perimeter of said masonry garage level); (one thence South 00 degrees 00 minutes 29 seconds East 15.85 feet; (two) thence South 89 degrees 59 minutes 31 seconds West 11.08 feet; (three) thence South 00 degrees 00 minutes 29 seconds East 6.54 feet; (four) thence South 89 degrees 59 minutes 31 seconds West 28.17 feet; (five) thence North 00 degrees 00 minutes 29 seconds West 14.64 feet; (six) thence South 89 degrees 59 minutes 31 seconds West 21.70 feet; (seven) thence North 00 degrees 00 minutes 29 seconds West 14.30 feet; (eight) thence North 89 degrees 59 minutes 31 seconds East 13.20 feet; (nine) thence North 00 degrees 00 minutes 29 seconds West 1.70 feet; (ten) thence North 89 degrees 59 minutes 31 seconds East 18.94 feet; (eleven) thence South 00 degrees 00 minutes 29 seconds East 1.70 feet; (twelve) thence North 89 degrees 59 minutes 31 seconds East 10.20 feet; (thirteen) thence South 00 degrees 00 minutes 29 seconds East 0.17 feet; (fourteen) thence North 89 degrees 59 minutes 31 seconds East 11.14 feet; (fifteen) thence South 00 degrees 00 minutes 29 seconds East 6.37 feet; (sixteen) thence North 89 degrees 59 minutes 31 seconds East 7A8 feet to the POINT OF BEGINNING, containing 1,355.0 square feet, more or less. Unit 1 Unit 2 EXHIBIT B -4 SCHEDULE OF UNITS Unit 1 in the The Carmel City Center Condominium Building 2 together with an undivided interest in the Common Area as per Declaration thereof recorded November 2010 in the Office of the Recorder of Hamilton County, Indiana with the site plan and floor plats to the Building, as shown in Plat Book pages in the Office of the Recorder of Hamilton County, Indiana Unit 1 in the The Carmel City Center Condominium Building 2 together with an undivided interest in the Common Area as per Declaration thereof recorded November 2010 in the Office of the Recorder of Hamilton County, Indiana with the site plan and floor plats to the Building, as shown in Plat Book pages in the Office of the Recorder of Hamilton County, Indiana EXHIBIT C BY -LAWS OF THE CARMEL CITY CENTER BUILDING 2 CONDOMINIUM BUILDING ASSOCIATION, INC. ARTICLE I Definitions and Membership SECTION 1. Definitions. The following capitalized terms shall have the meanings ascribed to such terms. All other capitalized and non capitalized terms shall have the meanings ascribed to such terms under the Declarations, and if not defined in the Declarations, shall have the meaning ascribed to such terms in the Act. (a) "Association" as used in these Bylaws, shall mean the "Building Association" as defined in the Declaration. (b) `Board" as used in these Bylaws, shall mean the "Building Board" as defined in the Declaration. (c) "Declaration" shall mean the Declaration of Covenants, Restrictions, and Easements for the Carmel City Center Building 2 recorded at the County CIerk. (d) "member" or "members" as used in these By -Laws shall means and refer to "Owner" or "Owners as the case may be, as defined in the Declaration. If an Owner is a trust, then the member shall be a beneficiary of such trust, and if an Owner or such a beneficiary is a corporation or partnership, the member may be an officer, partner, or employee of such Owner or beneficiary. SECTION 2. Eligibility. There shall be one class of Members of The Carmel. City Center Building 2 Condominium Association, Inc. The Members shall consist of the respective Owners of the Property known as Building 2 of The Carmel City Center Condominium located within the City of Carmel, Indiana (called "Property"), in accordance with their Building Percentage Interests (these and other terms are used in these By -Laws as they are defined in the Declaration, which Declaration is recorded in the office of the County Clerk). 41 SECTION 3. Succession. The membership of each Owner shall terminate when he ceases to be an owner of a Unit, and upon the sale, transfer or other disposition of his ownership interest in the Property, his membership in the Association shall automatically be transferred to the new Owner succeeding to such ownership interests. SECTION 4. Regular Meetings. The first regular annual meeting of Owners (the "First Meeting may be held within the limits of the City of Carmel, subject to the terms hereof, on any date, at the option of the Board, provided, however, that said First Meeting shall be held not later than the earlier of (a) the date that is 2 years after the recording of the Declaration, or (b) sixty (60) days after Carmel City Center, LLC "Declarant (or an affiliate of Declarant) has sold and delivered its deed for the last of the Units which comprise 75% of the aggregated square footage of all Units. Subsequent to the First Meeting, there shall be a regular annual meeting of the Owners held each year within limits of the City of Carmel, within fifteen (15) days of the anniversary of the First Meeting, one of the purposes of which shall be to elect members of the Board. AlI such meetings of Owners shall be held at such place in Hamilton County, Indiana, and at such time, and for purposes as specified in the written notice of such meeting which shall be mailed to all Owners at least ten (10) days and not more than sixty (60) days prior to the date of such meeting, except that notice of the First Meeting shall be given at least twenty -one (21) days prior to the date of such Meeting. Regarding the First Meeting, the Declarant shall provide to any Owner the names, addresses, telephone numbers (if available), and weighted vote of each Owner entitled to vote at the Meeting within three (3) working days of the request. Owners shall receive this same information within three (3) working days of request for each subsequent meeting to elect members of the Board. The method of calling meetings shall be by the aforesaid written notice sent by the Board, copies of which notice may also be either delivered personally to the Owners or to the entry door of their Unit or posted conspicuously in the hallways, lobbies, or on bulletin boards or other parts of the Common Areas, at the discretion of the Board. SECTION 5. Special Meetings. Special meetings of the Owners may be called by the President or by a majority of the directors of the Board, or by twenty percent (20 of the Owners that are Members in Good Standing (as described in the Declarations). Said special meetings shall be called by delivering written notice to all Owners not less than ten (10) days nor more than sixty (60) days prior to the date of said meeting, stating the date, time and place of said special meeting within the limits of the City of Carmel and the matters to be considered. Matters to be submitted by the Owners shall first be submitted to the Board, at least five (5) days prior to the special meeting, who shall then submit such matters to the special meeting. SECTION 6. Voting Member. There shall be one person with respect to each Unit who shall be entitled to vote at any meeting of the Owners. Such Voting Members shall be the Owner or one of the groups composed of all the Owners of a Unit or may be some person designated by such Owners to act as proxy of his or their behalf and who need not be an Owner. The proxies shall give the Owner the right to express a preference from among the known candidates or to write in a name. Such designations shall be dated, shall 42 be made in writing to the Board prior to the meeting, shall be executed by the Owner or his duly authorized attorney in fact or by any of multiple owners of a Unit as set forth below, and shall be revocable at any time by actual notice to the Board of the death or judicially declared incompetence of any designator, or by written notice to the Board by the Owner or Owners, and such designations shall be invalid after 11 months from their date unless provided otherwise therein. Any or all Owners, and their designee, if any, may be present at any meeting of the Voting Members, but only the Voting members of the Unit may vote or take any other action as a Voting Member either in person or by proxy. The Declarant shall designate the voting member with respect to any Unit owned by the Declarant. In the absence of any written designation with respect to a particular Unit, the Board shall be entitled to conclusively rely on a vote cast by anyone of the group composed of all Owners of that particular Unit. SECTION 7. Voting. The aggregate number of votes for all Owners shall be one hundred (100), and shall be divided among the respective Owners in accordance with their respective Building Percentage Interests. If any Owner consist of more than one person, and if only one of the multiple owners of a Unit is present at a meeting of the Association, he is entitled to cast all the votes allocated to that Unit, if more than one of the multiple owners are present, the votes allocated to that Unit may be cast only in accordance with the agreement of a majority in interest of the multiple owners; there is majority agreement if any one of the multiple owners cast the votes allocated to that Unit without protest being made promptly to the person presiding over the meeting by any of the other owners of the Unit. Voting of Owners shall be limited to those Owners who are Members in Goods Standing pursuant to the terms and condition of the Declarations. SECTION 8. Quorum. A quorum of Owners for any meeting shall be constituted by Owners represented in person or by proxy and holding an of at least twenty percent (20 of the total ownership interest in the Common Areas of Members in Good Standing. SECTION 9. Miscellaneous. (a) No merger or consolidation of the Association; sale, lease, exchange, mortgage, pledge or other disposition of all, or substantially all of the Property and assets of the Association; and the purchase or sale of property of Units on behalf of all Owners shall be effectuated unless there is an Approval of Two Thirds of the Members (as defined in the Declarations), or such greater percentage as may be provided for in the Declaration and an affirmative vote of three- fourths (3/4) of the eligible holder of a first mortgage lien. Unless otherwise permitted by the Declarations. (b) In the event of a resale of a Unit from other than the Declarant under an installment contract, while the purchaser resides in the Unit he shall be counted toward a quorum for the election of Board members at any meeting of the Owners called for the purposes of such election, shall have the right to vote for election of Board members and shall have the right to be elected and serve on the Board unless the Seller expressly retains in writing all or any of such rights. In no event may both the Purchaser and Seller be 43 counted toward a quorum, permitted to vote, elected or permitted to serve on the Board. Satisfactory evidence of the installment contract shall be given to the Board or its agents. ARTICLE II Board of Directors SECTION 1. Number, Election and Term of Office. The Board of Directors of the Association (referred to in the Condominium Declaration as Directors of the Association) shall consist of three (3) members (hereinafter referred to as "directors Directors shall be elected at large at the regular annual meeting of Association members by the vote of Owners, except that, until the election of directors at the first regular annual meeting of Members, the directors and number thereof (hereinafter called "members of the First Board shall be appointed by the Declarant. (The first annual meeting will not be held until the Declarant or developer of the Project has sold 75% of the aggregate square footage of all Units within the Building unless prior to that time the Declarant or developer give notice in writing to the members that it has waived such requirement, at which time the first annual meeting shall be scheduled. At such annual meetings, directors, or their representatives shall have the right to be present at the counting of the ballots cast during such annual meetings. The Board may, but shall not be obligated to, distribute to Owners, biographical and background information about candidates for election to the Board provided that (1) no preference is expressed in favor of any candidate, and (2) reasonable efforts are made to identify all candidates and (3) all candidates are given an opportunity to include biographical and background information in the infomiation to be distributed. Those candidates for election as director receiving the greatest number of votes cast either in person or by proxy at the Meeting shall be elected. At the initial election held at the first regular meeting of Members, the director receiving the greatest number of votes shall hold office for a term of three (3) years, the director receiving the next greatest number of votes shall hold office for a term of two (2) years, and the remaining director shall hold office for a term of one (1) year. Thereafter, every director shall hold office for a term of two (2) years and until his or her successor shall be elected and qualified. Members of the Board may succeed themselves. SECTION 2. Qualifications. Except for members of the First Board, each director shall be a resident of a Unit and shall be a Owner (or, if a Owner is a trustee of a trust, a director may be a beneficiary of such trust, and if a Owner or such a beneficiary is a corporation or partnership, a director may be an officer, partner or employee of such Owner or beneficiary). If a Director shall cease to meet such qualifications during his term, he shall thereupon cease to be a director and his place of the Board shall be deemed vacant. SECTION 3. Vacancies. Any vacancies occurring in the Board shall be filled by an Approval of Two- Thirds of the Members, except that a vacant position of the Board which was last filled by a member of the First Board may be filled by a person appointed by the Declarant. Any director so elected or appointed to fill a vacancy shall hold office for a 44 term equal to the time until the next meeting of Owners or thirty (30) days following the filing of a petition signed by Owners holding 20% of the Association's votes requesting a meeting of the Owners to fill the vacancy for the balance of its unexpired term. Such a meeting shall be called no later than sixty (60) days following the filing of such a petition signed by Owners holding 20% of the Association's votes. SECTION 4. Meetings. A regular annual meeting of the Board shall be held within ten (1 0) days following the regular annual meeting of Owners. Special meetings of the Board shall be held upon a call by the President or by a majority of the Board on not less than forty -eight (48) hours notice in writing to each director, delivered personally or by mail or telegram. Any director may waive notice of a meeting, or consent to the holding of meeting without notice, or consent to any action proposed to be taken by the Board without a meeting. A director's attendance at a meeting shall constitute his waiver of notice of said meeting. The Board shall meet at least four (4) times annually, and at such other times as the Board deems necessary. Meetings of the Board shall be open to any Owner, except for the portion of any meeting held (i) to discuss litigation when an action against or on behalf of the particular association has been filed and is pending in a court or administrative tribunal, or when the Board finds that such action is probable or imminent, (ii) to consider information regarding appointment, employment or dismissal of an employee, or (iii) to discuss violations of rules and regulations of the Association or a Owner's unpaid share of Building Common Expenses (as defined in the Declaration); however, any vote on these matters shall be taken at a meeting or portion thereof open to any Owner. Any Owner may record the proceedings at meetings required to be open by this Act by tape, film or other means. The Board may prescribe reasonable rules and regulations to govern the right to make such recordings. Notice of any such meeting shall be mailed or delivered at least forty -eight (48) hours prior thereto, unless a written waiver of such notice is signed by the person or persons entitled to such notice pursuant to the Declaration, By -Laws, or provision of law before the meeting is convened. Copies of notices of any such meetings shall be posted conspicuously in hallways, lobbies or bulletin boards at least forty -eight (48) hours prior to such meeting, except if there is no common lobby for seven (3) or more Units, the Board may designate locations near said Units. SECTION 5. Removal. Any director may be removed from office for cause by an Approval of Two- Thirds of the Members. SECTION 6. Compensation. Directors shall receive no compensation for their services as directors, unless expressly provided for in resolutions adopted by the Owners. SECTION 7. Quorum. Two (2) Directors shall constitute a quorum SECTION 8. General Powers and Duties of the Board. The powers and duties of the Board shall include, but shall not be limited to, the following matters: (a) operation, care, upkeep, maintenance, replacement and improvement of the 45 Common Areas, except with regards to Limited Common Areas reserved for the exclusive use of Units the Board shall only have duties for repair and capital replace, unless as provided in the Declaration, maintenance, and routine repair and replacement obligations are delegated to the Board by the Owner of the Unit with the duties to provide such services for the applicable Limited Common Areas; (b) preparation, adoption and distribution of the annual budget for the Property; (c) levying of assessments; (d) collection of assessments from Owners; (e) employment and dismissal of the personnel necessary or advisable for the maintenance and operation of the Common Areas; (f) obtaining adequate and appropriate kinds of insurance; (g) owning, conveying, encumbering, leasing and otherwise dealing with Units conveyed to or purchased by it; (h) adoption and amendment of rules and regulations covering the details of the operation and use of the Property (except as limited by the Declaration); (i) keeping of detailed accurate records of the receipts and expenditures affecting the use and operation of the Property; (j) having access to each Unit from time to time as may be necessary for the maintenance, repair or replacement of any Common Areas therein or accessible therefrom, or for making emergency repairs therein necessary to prevent damage to the Common Areas or to any other Unit (except as limited by the Declaration). Notwithstanding the provisions of this Section 8, the Board's obligations, responsibilities and authority shall be limited by the terms, conditions, and provisions of the Declaration. SECTION 9. Other Powers and Duties. The Board shall also have the following powers and duties: (a) to elect and remove the officers of the Association as hereinafter provided; (b) to administer the affairs of the Association and the Property; 46 (c) to engage, if the Board deems desirable, the services of an agent (hereinafter sometimes called the "Managing Agent to maintain, repair, replace, administer and operate the Property or any part thereof for which the Board has responsibility, for all of the Owners, upon such terms and for such compensation and with such authority as the Board may approve; (d) to formulate policies for the administration, management and operation of the Property and the Common Areas thereof; (e) to provide for payments for all debts, obligations, and contracts of the Association and to approve payment vouchers or to delegate such approval to the officers or the manager or Managing Agent; (f) to provide for the designation, hiring and removal of employees and other personnel, including accountants and attorneys, and to engage or contract for the services of others, and to make purchases for the maintenance, repair, replacement, administration, management and operation of the Property and the Common Areas and to delegate any such powers to the Managing Agent (and any such employees or other personnel who may be the employees of a Managing Agent); (g) to appoint committees of the Board and to delegate to such committees the Board's authority to carry out certain duties of the Board; (h) to determine the fiscal year of the Association and to change said fiscal year from time to time as the Board deems advisable; (i) to acquire such furnishing, equipment, and other personal property for the Common Areas as the Board shall determine are necessary and proper; (j) to maintain and repair any Unit if such maintenance and repair is necessary, in the discretion of the Board, to protect the Common Areas or any other portion of the Building, and, if a Owner or any Unit has failed or refused to perform said maintenance or repair within a reasonable time after written notice of the necessity of said maintenance or repair mailed or delivered by the Board to said Owner, the Board may levy a special assessment against such Owner for the cost of said maintenance or repair; (k) the Board or its agent upon reasonable notice, may enter any Unit when necessary in connection with any maintenance or construction for which the Board is responsible. Such entry shall be made with as little inconvenience to the Owner as practicable and any damage caused thereby shall be repaired by the Board as a common expense. (1) the Board may, in accordance with the Act, adopt such reasonable rules and regulations not consistent herewith, as it may deem advisable for the maintenance, administration, management, operation, use, conservation and beautification of the Property, and for the health, comfort, safety and general welfare of the Owners and 47 Occupants of the Property. Written notice of such rules and regulations shall be given to all Owners and Occupants and the entire Property shall at all times be maintained subject to such rules and regulations. (m) upon authorization by a two- thirds (2/3) vote of the members of the Board or by the affirmative votes of not less than a majority of the voting members at a meeting duly called for such purposes, the Board, acting on behalf of all Owners, shall have the power to seek relief from or in connection with the assessment or levy of any real property taxes, special assessments and any other special taxes or charges of the State of Indiana or any political subdivision thereof, or any other lawful taxing or assessing body, which are authorized by law to be assessed and levied on real property and to charge and collect all expenses incurred in connection therewith as common expenses. (n) Unless otherwise provided herein or in the Declaration, to comply with the instructions of a majority (51 of the Building Percentage Interests, Owners as expressed in a resolution duly adopted at any annual or special meeting of the Owners; (o) to exercise all other power and duties of the board or Owners as group referred to in the Act, and all powers and duties of a board or a board of directors referred to in the Declaration of these By -Laws or as permitted by law. SECTION 10. Non Delegation. Nothing in this Article or elsewhere in these By- Laws shall be considered to grant to the Board, the Association or to the officers of the Association any powers or duties which, by law, have been delegated to the Owners. SECTION 11. Action Taken Without a Meeting. The directors shall have the right to take any action in the absence of a meeting at which time they could take at a meeting by obtaining the written approval of all of the directors. Any action so taken shall have the same effect as though taken at a meeting of the directors. SECTION 12. Conflict with Declaration. If there exist any conflict between the terms, conditions, and provisions of these Bylaws and the Declaration, the term, conditions and/or provisions of the Declaration shall govern concerning the scope of the Board's authority, responsibility, and obligations, for matters including without limitation, Common Area (and the responsibility or lack thereof for Limited Common Areas), Building Assessments. ARTICLE III Officers SECTION 1. Designation. At each regular annual meeting, the directors present at said meeting shall elect the following officers of the Association by a majority vote: 48 (a) a President, who shall he a director and who shall preside over the meetings of the Board and the Owners, and who shall be the chief executive of the Association; (b) a Secretary, who shall keep the minutes of all meetings of the Board and the Unit, owners, and who shall, in general, perform all the duties incident to the office of Secretary, and who may be a representative of the Managing Agent; (c) a Treasurer, who shall be responsible for financial records and books of account and the manner in which such records and books are kept and reported; (d) such additional officers as the Board sees fit to elect. SECTION 2. Powers. The respective officers shall have the general powers usually vested in such officers, provided that the Board may delegate any specific powers to any other officer or impose such limitations or restrictions upon the powers of any officer as the Board may see fit. Either the President or the Secretary may mail and receive notices and execute amendments to the Declaration as provided for in the Act and in the Declaration. SECTION 3. Tenn of Office. Each officer shall hold office for the term of one (1) year and until his successor shall have been appointed or elected and qualified. SECTION 4. Vacancies. Vacancies in any office shall be filled by the Board by a two- thirds (2/3) vote of the remaining members thereof, at a special meeting of said Board. Any officer so elected to fill a vacancy shall hold office for a term equal to the time until the next meeting of Owners or thirty (30) days following the filing of a petition signed by Owners holding 20% of the Association's votes requesting a meeting of the Owners to fill the vacancy for the balance of its unexpired term. Such a meeting shall be called no later than sixty (60) days following the filing of such petition signed by Owners holding 20% of the Association's votes. Any officer may he removed for cause at any time by vote of two thirds (2/3) of the total membership of the Board at a special meeting thereof. SECTION 5. Compensation. The officers shall receive no compensation for their services as officers, unless expressly provided for in a resolution duly adopted by the Owners. ARTICLE IV Building Assessments SECTION 1. Annual Budget. The Board shall cause to be prepared an estimated annual budget for each fiscal year of the Association. Such budget shall take into account the estimated Common Expenses and cash requirements for the year for the responsibilities and obligations of the Board. The budget shall include without limitation salaries, wages, payroll taxes, legal and accounting fees, working capital fund, supplies, materials, parts, services, maintenance, repairs, replacements, landscaping, insurance, fuel, 49 power, real estate taxes, and all other Common Expenses. To the extent that the assessments and other cash income collected from the Owners during the preceding year shall be more or less than the expenditures for such preceding year, the surplus or deficit, as the case may be, shall also be taken into account. The annual budget shall also take into account the estimated net available cash income for the year from the lease, operation or use of the Common Areas. The annual budget shall provide for a reserve for contingencies for the year and a reserve for capital expenditures, in reasonable amounts as determined by the Board. The reserve for capital expenditures shall be held in a segregated account in the name of the Association. If there exists any conflicts between the Association and a Unit Type Association concerning their respective authority to assess for common expense items, the determination ofthe Board shall be conclusive unless the decision of the Board is determined to be arbitrary under the provisions of the Bylaws and Declaration. SECTION 2. Building Assessments. The estimated annual budget for each fiscal year shall be approved by the Board, and copies of the proposed annual budget, together with an indication of which portions are intended for capital expenditures or repairs or payment of real estate taxes, shall be furnished by the Board to each Owner, not later than thirty (30) days prior to the adoption thereof. If an adopted budget requires assessment against the Owners in any fiscal or calendar year exceeding 115% of the assessments for the preceding year, the Board, upon written petition by Owners with 20% of the votes of the Association filed with fourteen (14) days of the Board action, shall call a meeting of the Owners within thirty (30) days of the date of filing of the petition to consider the budget. Unless a majority of the votes ofthe Owners are cast at a meeting to reject the budget, it is ratified, whether or not a quorum is present. I.n determining whether assessments exceed 115% of similar assessments inprior years, any authorized provisions for reasonable reseraes for repair or replacement of the Condominium Property, and anticipated expenses by the Association which are not anticipated to be incurred on a regular basis, shall be excluded from the computation. On or before the first day of the first month and of each succeeding month of the year covered by the annual budget, each Owner shall pay, as his respective monthly assessment for the Common Expenses, on twelfth (1 /12) of his proportionate share of the Common Expenses for such year as shown by the annual budget. Unless otherwise provided in the Declaration, such proportionate share for each Owner shall be in accordance with his respective Building Percentage Interest. In the event that the Board shall not approve an estimated annual budget or shall fail to determine new monthly assessments for any year, or shall he delayed in doing so, each Owner shall continue to pay each month the amount of his respective monthly assessment as last determined. Each Owner shall pay his monthly assessment on or before the first day of each month to the Managing Agent or as may be otherwise directed by the Board. No Owner shall be relieved of his obligation to pay his assessment by abandoning or not using his Unit, the Common Areas, or the Limited Common Areas. Each Owner shall receive notice, in the same manner as is provided herein for membership meetings, of any meeting of the Board concerning the adoption of the proposed annul budget or any increase or establishment of an assessment. SECTION 3. Partial Year or Month. For the first fiscal year, the annual budget 50 shall be as approved by the First Board. If such first fiscal year, or any succeeding fiscal year, shall be less than a full year, then the monthly assessments for each Owner shall be proportionate to the number of months and days in such period covered by such budget. Commencing with the date of occupancy of his Unit, each Owner shall pay his assessment for the following month or fraction of a month, which assessment shall be in proportion to his Building Percentage Interest and the number of months and days remaining of the period covered by the current annual budget, and which assessment shall be as computed by the Board. SECTION 4. Annual Report. Within ninety (90) days after the end of each fiscal year covered by an annual budget, or as soon thereafter as shall he practicable, the Board shall cause to be furnished to each Owner an audited statement for such year so ended, showing an itemized accounting of the Common Expenses for the preceding year actually incurred and paid including capital expenditures or repairs and real estate taxes, together with an indication of which portions were for capital expenditures or payment of real estate taxes and with a tabulation of the amounts collected pursuant to the budget or assessments, and showing the net excess or deficit of income over expenditures plus reserves, and such other information as the Board may deem desirable. The audited statement shall be prepared by a CPA firm selected by the Board. SECTION 5. Supplement Budget, In the event that during the course of a year, it shall appear to the Board that the monthly assessments, determined in accordance with the estimated annual budget for such year, are insufficient or inadequate to cover the estimated Common Expenses for the remainder of such year, then the Board shall prepare and approve a supplemental budget covering the estimated deficiency for the remainder of such year, copies of which supplemental budget shall be furnished to each Owner, and thereupon a supplemental assessment shall be made to each Owner for his proportionate share of such supplemental budget. SECTION 6. Expenditures. Except with respect to such expenditures which (i) are specifically authorized by the Declaration or By- Laws, or. (ii) are required by law, or (iii) can be paid from the proceeds of insurance received by or for the account of the Board, or (iv) are immediately necessary for the emergency repair, preservation, safety or protection of the Owners or the Common Areas, the Board shall have no authority to approve or authorize any structural alterations, capital additions to, or capital improvements of the Common Areas requiring an expenditure in excess of the Thirty Thousand Dollars ($30,000.00) or any contract for a term of more than four (4) years, unless such expenditure or contract shall have been approved by two- thirds (2/3) of the total votes cast at a meeting called for that purpose. Any non recurring Common Expense not set forth in the budget as adopted, and any increase in assessment over the amount adopted shall be separately assessed against all Owners. Any such separate assessment shall be subject to the approval by the affirmative votes of at least two- thirds (2/3) of the Owners voting at a meeting of Owners duly called for the purpose of approving the assessment if it involves proposed expenditures resulting in a total payment assessed to a Unit equal to the greater of five (5) 51 times a Unit's most recent Common Expense assessment calculated on a monthly basis or $300.00. SECTION 7. Lien. It shall be the duty of every Owner to pay his proportionate share of the Common Expenses, as provided in the Declaration, and as assessed in the manner herein provided. If any Owner shall fail or refuse to make any such payment of the Common Expenses, when due, the amount thereof together with interest thereof at the Interest Rate or such greater percentage as may then be permitted under the laws of the State of Indiana after said Common Expenses become due and payable, late charges, reasonable attorneys' fees and cost of collection or amount of any unpaid fine shall constitute a lien, as provided in the Act, enforceable by the Board, on the interest of such Owner in the Property, provided, however, that such lien shall be subordinate to the lien of a prior recorded first mortgage held a Mortgagee on the interest of such Unit, except for the amount of the proportionate share of Common Expenses which are due and payable from and after the date on which such mortgage owner or holder either takes possession of the Unit, accepts a conveyance of any interest therein (other that as security), or accepts a deed in lieu of foreclosure for its mortgage and causes a receiver to be appointed, in suit to foreclosure its mortgage, all as provided in the Declaration. The provisions of this paragraph of this Section 7 shall not be amended, changed, modified or rescinded in any way without the prior written consent of all such lien holders of record. The Association or its successors and assigns, or the Board or its agents, shall have the right to maintain a suit to foreclose any such lien, and there shall be added to the amount due the costs of said suit and other fees and expenses, together with legal interest and reasonable attorneys' fees to be fixed by the Court. Furthermore, if any Owner shall fail or refuse to pay when due his proportionate share of the Common Expenses and such Owner withholds possession of his Unit after demand by the Board or the Association in writing setting forth the amount claimed, the Board or the Association shall have the right to possession of such Unit. The Board and the Association shall have the authority to exercise and enforce any and all rights and remedies as provided for in the Act, the Declaration or these By -Laws, or as are otherwise available at law or in equity, for the collection of all unpaid assessments. SECTION 8. Records and Statement of Accounts. The Board shall cause to be kept detailed and accurate records in chronological order of the receipts and expenditures affecting the Common Areas, and Limited Common Areas, specifying and itemizing the Common Expenses and limited Common Expenses incurred by such Board. Payment vouchers may be approved in such manner as the Board may determine. The Board shall, upon receipt of ten (10) day written notice to it or the Association and upon payments of a reasonable fee, furnish to any Owner a statement of his account setting forth the amount of any unpaid assessments of other charges due and owing from such owner. SECTION 9. Discharge of Liens. The Board may cause the Association to discharge any mechanic's lien or other encumbrance which in the opinion of the Board may constitute a lien against the property of the Common Areas, rather than a lien against only a particular 52 Unit. When less than all the Owners are responsible for the existence of any such lien, the Owners responsible shall be jointly and severally liable for the amount necessary to discharge the same and for all costs and expenses, including attorneys' fees, incurred by reason of such lien. SECTION 10. Holding of Funds. All funds collected hereunder shall be held and expended for the purpose designated herein, and (except for such special assessments as may be levied hereunder against less than all the Owners and for such adjustments as may be required to reflect delinquent or prepaid assessments) shall be deemed to be held for the benefit, use and account of all the Owners in the proportions of their respective Building Percentage Interest. SECTION 11. Forbearance. The Association shall have no authority to forebear the payment of assessments by any Owner. ARTICLE V Contractual Powers No contract or other transaction between the Association and one or more of its Directors or between the Association and any corporation, firm or association in which one or more of the Directors of the Association are directors, or are financially interested, is void or voidable because such director or directors are present at the meeting of the Board or a committee thereof which authorizes or approves the contract or transaction or because his or their votes are counted, if the circumstances specified in either of the following subparagraphs exists: (a) the fact of the common directorship or financial interest is disclosed or known to the Board or committee and noted in the minutes and the Board or committee authorizes, approves or ratifies the contract or transaction in good faith by a vote sufficient for the purpose without counting the vote or votes of such director or directors; or (b) the contract or transaction is just and reasonable as to the Association at the time it is authorized or approved. Common or interested directors may be counted in determining the presence of a quorum at a meeting of the Board or a committee thereof which authorizes, approves or ratifies a contract or transaction. ARTICLE VI Amendments and Litigation 53 These By -Laws may be amended or modified from time to time by action or approval of seventy -five percent (75 of the total ownership and first mortgage holders of the Common Areas, and such amendment shall be effective upon the recording, in the office of the County Clerk, of a certificate of the Secretary of the Association setting forth the amendment and certifying the requisite percentage vote of the total ownership; provided, however, that no change, modification or amendment which affects the rights, privileges, or obligations of the Declarant, shall he effective without the prior written consent of the Declarant. Only the Association shall have the right and authority to bring a cause of action against the Declarant and/or developer of the Building for construction or latent defects. Such cause of action shall only be authorized by the approval of seventy -five percent (75 of the total ownership and first mortgage holders of the Common Areas. ARTICLE VII Indemnification SECTION 1. General. The Association shall indemnify and hold harmless each of its directors and officers, each member of any committee appointed pursuant to the By- Laws of the Association, and the Board and Declarant, and each of its members, against all contractual and other liabilities to others arising out of contracts made by or other act of such directors, Board, officers, committee members, Declarant or its members, on behalf of the Owners, or arising out of their status as directors, Board, officers, committee members, Declarant or its members unless any such contract or act is contrary to the provisions of the Declaration or these By -Laws or shall have been made fraudulently or with gross negligence or criminal intent. It is intended that the foregoing indemnification shall include indemnification against all cost and expenses (including, but not limited to, counsel fees, amounts of judgment paid and amounts paid in settlement) reasonably incurred in connection with the defense of any claim, action, suit, or proceeding, whether civil, criminal, administrative or other, in which any such director, officer, Board, Committee member, Declarant or its members may be involved by virtue of such persons being or having been such directors, officer, Board, committee member, Declarant or its members; provided, however, that such indemnity shall not be operative with respect to (a) any matter as to which such person shall have been finally adjudged in such action, suit or proceeding to be liable for gross negligence or fraud in the performance of his duties as such director, officer, Board, committee member, Declarant or its members; of (b) any matter settled or compromised, unless, in the opinion of independent counsel selected by or in a manner determined by the Board, there is not reasonable ground for such persons being adjudged liable for gross negligence or fraud in the performance of his duties as such director, Board, officer, committee member, Declarant or its members. SECTION 2. Success on Merits. To the extent that the Declarant or its members or 54 a member of the Board of directors or an officer of the Association or a member of any committee appointed pursuant to the By -Laws of the Association has been successful on the merits or otherwise in defense of any action, claim, issue or matter therein, he shall be indemnified against expenses (including attorneys' fees) actually and reasonable incurred by him in connection therewith. SECTION 3. Advance Payment. Expenses incurred in defending a civil or criminal action, suit or proceeding may be paid by the Association in advance of the final disposition of such action, suit or proceeding as authorized by the Board of Directors in the specific case upon receipt of any undertaking by or on behalf of the person or entity seeking such indemnification or payment in advance to repay such amount unless it shall ultimately be determined that he is entitled to be indemnified by the Association as authorized in this Article VII. SECTION 4. Miscellaneous. The Association and the Board shall have the power to raise and the responsibility for raising by special assessment or otherwise, any sums required to discharge its obligations under this Article, provided, however, that the liability of any Owner arising out of any contract made by or other acts of the directors, Board, officers, members of such committees, Declarant or its member, or out of the aforesaid indemnity in favor of the directors, Board, officers, members of such committees, Declarant or its members, shall be limited to such proportion of the total liability hereunder as said Owner's Building Percentage Interest. Every agreement made by the directors, Board, officers, members of such committees, Declarant or its members or by the Managing Agent on behalf of the Owners shall provide that the directors, Board, officers, members of such committees, Declarant or its members or the Managing Agent, as the case may be, are acting only as agents for the Owners and shall have no personal liability thereunder (except as Owners), and that each Owner's liability thereunder shall be limited to such proportion of the total liability thereunder as his Building Percentage Interest. The indemnification provided by this Article VII shall not he deemed exclusive of any other rights to which those seeking indemnification may be entitled under any statute, agreement, vote of members of the Association or disinterested members of the Board of Directors or otherwise, both as to action in his official capacity and as to action in another capacity while holding such office. Such right to indemnification shall continue as to a person or entity who has ceased to be the Declarant or its members or a member of the Board of Directors, officer of the Association or a member of such committee, and shall inure to the benefit of the heirs, executors, administrators, successors and assigns of such person or entity. 55 EXHIBIT D BUILDING PERCENTAGE INTEREST UNIT 1 UNIT 2 70.8787% 29.1213% EXHIBIT E WRITTEN NOTICE OF ASSESSMENT LIEN NOTICE OF PAST DUE ASSESSMENT PURSUANT TO DECLARATION OF CONDOMINIUM OWNERSHIP FOR THE CARMEL CITY CENTER CONDIMINTIUM BUILDING 2 CERTIFIED MAIL, RETURN RECEIPT REQUESTED (to be mailed at least 30 days prior to recording a lien) The Carmel City Center Building Association hereby notifies you, the owner of [Unit) of the name of subdivision at 736 Hanover Place, Carmel, IN 46032 that you are past due in your payment of the regular or special Assessment of the Association, and that the Association intends to impose upon your Unit] a lien as specified under Article 12 of the Declaration of Condominium Ownership for the Car,el City Center Condominium Building 2 "Declaration and, pursuant to Indiana Code §32- 25 -6 -3, by the recording with the County Recorder of Hamilton County a Notice of Delinquent Assessment. Fee and Penalty Procedures of the Association: Article XII of the Declaration provides that any Assessment not paid within 30 days after the due date shall and shall bear interest from the due date at the rate of fourteen percent (14 per year. The Association may bring an action at law against the Owner personally obligated to pay the Assessment or foreclose the lien against the property. Article V of the Declaration provides that each Owner of a lot or Unit is deemed to covenant and agree to pay to the Association annual Assessments or charges and special Assessments together with interest, costs, and reasonable attorney fees, which shall be a charge on the land and a continuing lien upon the property upon which the Assessment is made. Each Assessment shall be the personal obligation of the person who was the Owner of the property at the time the Assessment fell due. Itemized Statement of Charges: The following is an itemized statement of charges owed by you to the Association as of the date of this Notice. Principal owed: 1 Interest owed: Late charges owed: Fees: s Costs of Collections: e Method of ca ._.J- lculation of late charges: Attorney's fees: TOTAL DUE Collection and Lien Procedures of the Association: The Association's pract i to require payment of all Assessments, regular and special, as specified in the Declaration for the Project, pursuant to the provisions of applicable law, including interest incurred on those Assessments, and the costs of and expenses of collection, including reasonable attorney fees. The Association has the right to the reasonable costs of collection. You (the Owner) may submit a written request to meet with the Board to discuss a payment plan for assessment, in which case the Board shall meet with the Owner (you) in executive session within forty-five (45) days of the postmark of the request if the request is mailed within fifteen (15) days of the date of the postmark of the Notice, unless there is no regularly scheduled Board meeting within that period, in which case the Board may designate a committee to meet with the Owner (you). You (the Owner) [have] [has] the right to dispute the debt by submitting to the Board a written explanation of the reasons for disputing the debt in which case the Board shall respond within fifteen (15) days of the postmark of the explanation if the explanation is mailed within fifteen (15) days of the postmark of the Notice of delinquent assessment. IMPORTANT NOTICE: IF YOUR SEPARATE INTEREST IS PLACED IN FORECLOSURE BECAUSE YOU ARE BEHIND YOUR ASSESSMENTS, IT MAY BE SOLD WITHOUT COURT ACTION. THE BUILDING ASSOCIATION FOR THE CARMEL CITY CENTER CONDOMINIUM BUILDING 2 By: Name J Signature j Its: Capacity or title of signator J Dated: 58