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Home My WebLink AboutBPW-11-02-11-04/Rates for Employee Health Benefits RESOLUTION BPW- 11- 02 -11 -04 A RESOLUTION SETTING 2012 EMPLOYER AND EMPLOYEE CONTRIBUTION RATES FOR THE CITY OF CARMEL EMPLOYEE HEALTH BENEFIT PLAN WHEREAS, the City of Carmel operates the City of Carmel Employee Health Benefit Plan (the "Plan to provide medical and dental benefits for its employees; and WHEREAS, the Board of Public Works and Safety, as Plan Administrator, is responsible for ensuring adequate current and reserve funding for the Plan; and WHEREAS, the primary source of revenue for the Plan consists of bi- weekly employer and employee contributions; and WHEREAS, it is imperative for Plan revenues to correspond with anticipated expenses; and WHEREAS, the City wishes to reward participation in sponsored activities that promote individual and group wellness. NOW, THEREFORE, BE IT RESOLVED by the Carmel Board of Public Works and Safety as follows: Effective January 1, 2012, health insurance contribution rates for the City and its employees, will be as stated on Attachment A, incorporated herein by this reference. Rates for Common Council members, Retirees and COBRA participants are also included in Attachment A. BE IT FURTHER RESOLVED that the rates stated on Attachment A shall be adjusted for participants of the City's wellness program, as outlined below: 1. The City has established a wellness program to complement its insurance plan. The program is open to all employees eligible for the City's health insurance plan. 2. Participation in the wellness program is voluntary; there is no penalty for opting out. 3. Effective January 1, 2012, any employee who met wellness participation goals for every quarter in 2011 will be eligible for a $15 per pay period reduction on the standard 2012 rates, as listed on Attachment A. This rate reduction will be in place as long as the employee continues to meet quarterly goals. 4. Should an employee who is eligible for the incentive described under #3 above fail to meet the established goal in any given quarter in 2012, he will not be eligible for a reduction until such time as he once again satisfies quarterly plan requirements. At that time the employee will be eligible for the rate reduction described in #5 below. 1 5. Except as described in #3 above, any employee who participates in the 2012 wellness program shall be eligible for a $10 per pay period reduction on the standard 2012 rates, as listed on Attachment A, as long as the employee continues to meet quarterly goals. 6. Employees who do not participate in the wellness program, or who do not continue to meet quarterly goals, will not be eligible for any reduction. They will pay the standard rates listed on Attachment A. CITY OF CARMEL, INDIANA By and through its Board of Public Works and Safety //A 4esBraiPresidiOfficer nard, Date ,adf 4--.07 Mary A n Burke, Board Member Date Lori ats• Board Member Date ATTE T: l a- Di na Cordray, IAM Cler, Treasurer Date 2 Attachment A ACTIVE EMPLOYEES 2012 BI- WEEKLY HEALTH INSURANCE RATES SURCHARGES AND DISCOUNTS MAY BE APPLIED TO THE RATES BELOW Plan B Total Premium City Portion City Employee Portion Employee Employee Only $294.00 $239.00 81% $55.00 19% Employee /Spouse $680.00 $554.00 81% $126.00 19% Employee Child(ren) $625.00 $509.00 81% $116.00 19% Employee /Family $1,021.00 $832.00 81% $189.00 19% Plan C Total Premium City Portion City Employee Portion Employee Employee Only $273.00 $239.00 88% $34.00 12% Employee /Spouse $632.00 $554.00 88% $78.00 12% Employee /Child(ren) $581.00 $509.00 88% $72.00 12% Employee /Family $948.00 $832.00 88% $116.00 12% Dental Total Premium City Portion City Employee Portion Employee Employee Only $20.00 $15.00 75% $5.00 25% Employee /Spouse $38.00 $28.50 75% $9.50 25% Employee /Child(ren) $36.00 $27.00 75% $9.00 25% Employee /Family $54.00 $40.50 75% $13.50 25% 3 Attachment A COMMON COUNCIL MEMBERS 2012 BI- WEEKLY HEALTH INSURANCE RATES SURCHARGES AND DISCOUNTS MAY BE APPLIED TO THE RATES BELOW Plan B Total Premium City Portion City Employee Portion Employee °A) Employee Only $294.00 $220.50 75% $73.50 25% Employee /Spouse $680.00 $510.00 75% $170.00 25% Employee /Child(ren) $625.00 $468.75 75% $156.25 25% Employee /Family $1,021.00 $765.75 75% $255.25 25% Plan C Total Premium City Portion City Employee Portion Employee Employee Only $273.00 $204.75 75% $68.25 25% Employee /Spouse $632.00 $474.00 75% $158.00 25% Employee /Child(ren) $581.00 $435.75 75% $145.25 25% Employee /Family $948.00 $711.00 75% $237.00 25% Dental Total Premium City Portion City Employee Portion Employee Employee Only $20.00 $15.00 75% $5.00 25% Employee /Spouse $38.00 $28.50 75% $9.50 25% Employee /Child(ren) $36.00 $27.00 75% $9.00 25% Employee /Family $54.00 $40.50 75% $13.50 25% 4 Attachment A RETIREES 2012 MONTHLY HEALTH INSURANCE RATES SURCHARGES AND DISCOUNTS MAY BE APPLIED TO THE RATES BELOW Plan B Total Premium City Portion City Employee Portion Employee Retiree Only $637.00 $0.00 0% $637.00 100% Retiree /Spouse $1,473.00 $0.00 0% $1,473.00 100% Retiree /Child(ren) $1,354.00 $0.00 0% $1,354.00 100% Retiree /Family $2,212.00 $0.00 0% $2,212.00 100% Plan C Total Premium City Portion City Employee Portion Employee Retiree Only $592.00 $0.00 0% $592.00 100% Retiree /Spouse $1,369.00 $0.00 0% $1,369.00 100% Retiree /Child(ren) $1,259.00 $0.00 0% $1,259.00 100% Retiree /Family $2,054.00 $0.00 0% $2,054.00 100% Dental Total Premium City Portion City Employee Portion Employee Retiree Only $43.00 $0.00 0% $43.00 100% Retiree /Spouse $82.00 $0.00 0% $82.00 100% Retiree /Child(ren) $78.00 $0.00 0% $78.00 100% Retiree /Family $117.00 $0.00 0% $117.00 100% 5 I Attachment A COBRA 2012 MONTHLY HEALTH INSURANCE RATES SURCHARGES AND DISCOUNTS MAY BE APPLIED TO THE RATES BELOW Plan B Total Premium City Portion City Employee Portion Employee Retiree Only $650.00 $0.00 0% $650.00 100% Retiree /Spouse $1,502.00 $0.00 0% $1,502.00 100% Retiree /Child(ren) $1,381.00 $0.00 0% $1,381.00 100% Retiree /Family $2,256.00 $0.00 0% $2,256.00 100% Plan C Total Premium City Portion City Employee Portion Employee Retiree Only $604.00 $0.00 0% $604.00 100% Retiree /Spouse $1,396.00 $0.00 0% $1,396.00 100% Retiree /Child(ren) $1,284.00 $0.00 0% $1,284.00 100% Retiree /Family $2,095.00 $0.00 0% $2,095.00 100% Dental Total Premium City Portion City Employee Portion Employee Retiree Only $44.00 $0.00 0% $44.00 100% Retiree /Spouse $84.00 $0.00 0% $84.00 100% Retiree /Child(ren) $80.00 $0.00 0% $80.00 100% Retiree /Family $119.00 $0.00 0% $119.00 100% 6