HomeMy WebLinkAboutCRC-2011-8 COPs Transaction Agreement/CRC/PedcorCITY OF CARMEL REDEVELOPMENT COMMISSION
RESOLUTION NO. 1_ -2011
WHEREAS, The City of Carmel Redevelopment Commission ( "CRC ") desires to enter into
that certain Project Agreement (Parcel 5 Remainder /Parcels 4 & 11) with affiliates of Pedcor Companies (the
"RPA ");
WHEREAS, CRC desires to enter into that certain COPs Transaction Agreement with
affiliates of Pedcor Companies (the "CTA ");
WHEREAS, the CTA contemplates the execution of installment contracts pursuant to which
CRC shall acquire the parking garage currently located on Parcel 5 (the "installment Contracts ");
WHEREAS, the RPA, the CTA, and the Installment Contracts, collectively, are the
"Agreements "; and
WHEREAS, the execution of the Agreements, and the satisfaction of the obligations of the
parties under the Agreements, will fulfill certain objectives of CRC, including: (a) "taking out" currently existing
TIF bonds issued to finance construction of parking garages on Parcels 2, 5, and 12; (b) "recapturing"
increment generated by current and /or future improvements on Parcels 2, 4, 5, 11, and 12; (c) being released
from all obligations to fund public improvements, except to the extent supported by available increment; and
(d) the ability to leverage increment to finance public improvements;
NOW, THEREFORE, BE IT RESOLVED THAT:
1. CRC hereby approves the execution of: (a) the Agreements; together with (b) all certificates,
documents, and /or instruments either: (1) contemplated by the Agreements; or (i) reasonably required to satisfy
the obligations of CRC under the Agreements (all of the foregoing, collectively, the "CRC Documents ").
2. The President of CRC (the "President ") hereby is authorized to execute the CRC Documents, which
CRC Documents shall be on terms and conditions: (a) consistent with this Resolution; and (b) otherwise as
determined by the President to be necessary or appropriate. The Vice President of CRC hereby is authorized
to execute any of the CRC Documents in the President's absence.
Passed by the City of Carmel Redevelopment Commission this 1st day of November, 2011,
by a vote of _ LA ayes and ( nays.
CITY OF CARMEL REDEVELOPMENT COMMISSION
Z:IDocurnents \Shoup, Jenny \City of Carmel \Resolutions \Loan
Program - installment Contracts\Approval -COPS Transaction.wpo
HARRIS COP'S TRANSACTION
SUMMARY SHEET
Parcel 2 Office Pedcor Square
Parcel 2 Residential Residential units south of Reflecting Pool
Parcel 4 Undeveloped parcel at NW corner of Rangeline Rd and City Center Dr
Parcel 5 City Center
Parcel 11 Undeveloped parcel west of Parcel 4 and east of Monon Trail
Parcel 12 Indiana Design Center
Parking Garage existing underground parking garage on Parcel 5
Outstanding Bonds TIF bonds issued to finance construction of parking garages on Parcel 2 Office,
Parcel 5, and Parcel 12 with an approximate aggregate outstanding principal
balance of$22,500,000
Existing Increment increment generated by existing buildings on Parcel 2 Office, Parcel 5, and
Parcel 12
Future Increment increment that will be generated by future buildings on Parcel 2 (5th office building),
Parcel 2 Residential (additional residential units), Parcel 4, Parcel 5 (further phases
of City Center project), and Parcel 11
"Big TIF" Increment increment generated from consolidated allocation areas and reflected on Umbaugh
projections (i.e., increment that funds CRC obligations and projects)
Installment Contracts Primary Contract and Secondary Contract
Primary Contract an installment contract providing for: (a) CRC to purchase major portion of Parking
Garage; (b) a purchase price of$17,000,000.00, payable in installments over term
of Harris COPs; and (c) such installments to "match up" with debt service payable
pursuant to Harris COPs
Secondary Contract an installment contract providing for: (a) CRC to purchase remainder of Parking
Garage; (b) a purchase price of approximately $5,500,000, payable in installments
over term of Secondary COPs; and (c) such installments to "match up" with debt
service payable pursuant to Secondary COPs
Harris COP's certificates of participation to be issued in Primary Contract and purchased by
Harris Bank pursuant to attached term sheet(as Facility 2)
Secondary COP's certificates of participation to be issued in Secondary Contract and purchased by
a Pedcor affiliate
Public Improvements public improvements that may include parking garages, building connectors, streets
(extensions of Veteran's Way and Monon Green Blvd), sidewalks, and streetscape
on Parcel 4, remainder of Parcel 5, and Parcel 11
Senior Debt outstanding TIF bond (shown on Umbaugh projections)
JPO's outstanding installment contracts and similar long-term obligations of CRC (shown
on Umbaugh projections)
Transaction Steps ✓ CRC and Pedcor affiliates enter into COP's Transaction Agreement and
Project Agreement (Parcel 5 Remainder/Parcels 4 &11) (copies provided
to CRC Finance Committee)
✓ CRC and Pedcor affiliate enter into Installment Contracts to purchase
Parking Garage
✓ Harris COP's and Secondary COP's are issued and purchased
✓ Proceeds from sale of Harris COP's and Secondary COP's pay to"take out"
Outstanding Bonds in full
✓ All rights and claims of Pedcor affiliates, holders of Outstanding Bonds, and
their lenders/assignees in and to all Existing Increment and Future
Increment are released
✓ All obligations of CRC to fund Public Improvements (other than through
"extra" Existing Increment and through Future Increment)are released
✓ Result at this point: (a) all Outstanding Bonds have been "taken out";
(b) CRC has "recaptured" all Existing Increment and Future Increment;
(c) CRC has been released from all obligations to fund Public
Improvements not supported by increment; and (d) CRC is in position to
leverage "extra" Existing Increment and Future Increment to finance
additional Public Improvements
✓ Pedcor Bankcorp affiliate provides a "swap" at 3.5% that "locks in" debt
service on Harris Bank COP's through 2018, and that, in turn "locks in"
Primary Contract installment payments
✓ Existing Increment: (a) is pledged to secure installment payments under
Primary Contract; and (b) funds Primary Contract installment payments
that, in turn, pay debt service on Harris COP's
✓ Result at this point (based on attached increment projections): (a) from
2012 through 2013, Existing Increment produces approximately $780,000
of"extra"increment(more increment than needed to fund Primary Contract
installment payments); (b) in 2014, Existing Increment is "short"
approximately $20,000 of funding Primary Contract installment payments;
and (c) after 2014 "covers" Primary Contract installment payments (at a
DSCR ranging from approximately 1.0 to 1.25)
✓ After Existing Increment is applied to fund Primary Contract installment
payments that, in turn, pay debt service on Harris COP's, second priority
is to establish a $1,000,000 debt service reserve
✓ If Existing Increment is insufficient to fund Primary Contract installment
payments, then payments would be funded from debt service reserve
(projected to be$780,000 as of 2014)
✓ If Existing Increment and debt service reserve is insufficient to fund Primary
Contract installment payments, then payments would be funded from "Big
TIF" Increment(subordinate to Senior Debt and JPO's)
✓ Result at this point: (a) based on attached increment projections, Existing
Increment and debt service reserve should be more than sufficient to fund
Primary Contract installment payments; (b) accordingly, Harris COP's
should have no effect on DSCR's shown on Umbaugh projections; but(c) if
Existing Increment and debt service reserve is insufficient to fund Primary
Contract installment payments, then there would be a "call" on "Big TIF"
Increment (subordinate to Senior Debt and JPO's), and DSCR's shown on
Umbaugh projections would be effected adversely
✓ Note that: (a) CRC is obligated to maintain a 1.25 DSCR after JPO debt
service is paid to insure that sufficient"Big TIF" Increment will be available
to fund Primary Contract installment payments, if necessary; and (b) this
claim on "Big TIF" Increment represents a 3`d priority tranche (1St priority
trance is Senior Debt, 2"d priority tranche covers JPO's, and 3rd priority
tranche includes"contingent"claims for Harris COP's and Keystone Bonds)
✓ Secondary Contract installment payments and, in turn, debt service on
Secondary COP's are paid on a "deeply subordinated" basis described on
attached Exhibit A
✓ When plans for a new building on Parcel 4, remainder of Parcel 5, or
Parcel 11 are complete, Developer: (a) provides to CRC an estimate of
Future Increment that will be generated by that building; and (b) obtains
Umbaugh's approval of such estimated Future Increment
✓ CRC leverages 100% of approved estimated Future Increment to obtain
financing for Public Improvements, and: (a) if actual Future Increment
exceeds such approved estimate, then CRC leverages actual Future
Increment to finance Public Improvements; and (b) if there is "extra"
Existing Increment, then CRC leverages "extra" Existing Increment to
finance Public Improvements
Objectives Achieved ✓ all Outstanding Bonds have been "taken out", freeing Pedcor affiliates to
proceed with City Center project
✓ CRC has "recaptured"all Existing Increment and Future Increment, with an
addition of approximately$750,000 over 2012-13 to support its DSCR
✓ CRC has been released from all obligations to fund Public Improvements
not supported by available increment
✓ CRC is in position to leverage "extra" Existing Increment and Future
Increment to finance additional Public Improvements — which CRC can
leverage at$.93 on each $1.00, as apposed to developers now customarily
being able to leverage $.03-.33 on each $1.00
Exhibit A
Secondary COPs shall be issued on following terms and conditions.
(a) If Secondary COPs are: (i)tax exempt, interest shall accrue at a fixed rate equal to
rate quoted by Harris for tax exempt COP's; and (ii) taxable, interest shall accrue thereon
at a fixed rate equal to rate quoted by Harris for taxable COP's.
(b) Term of Secondary COPs ends on December 31, 2036.
(c) Debt service payments on Secondary COPs shall be interest only during Secondary
COPs Initial Period, but, during portion of Secondary COPs Initial Period ending on
December 31, 2013, no payments of debt service shall be required(with unpaid amounts
accruing and adding to outstanding principal balance).
(d) After expiration of Secondary COPs Initial Period, debt service payments based on
an amortization period ending on December 31, 2036.
(e) Secondary COPs shall reflect that:
(i) during Secondary COPs Initial Period and Secondary COPs
Second Period, use of Existing Increment on a second priority basis (after
$1,000,000 DSCR reserve has been established) shall be only funds
available for payment of Secondary Contract installment payments,
with any remaining amounts accruing and adding to outstanding principal
balance;
(ii) upon expiration of Secondary COPs Second Period:
(A) outstanding principal balance of Secondary COPs (which may have
been increased prior periods due to accrual) shall be re-amortized over a
five-year period; and (B) payments of debt service on Secondary COPs
shall be adjusted to reflect such re-amortization, with result being that full
amount of Secondary COPs is paid in full at end of Secondary COPs Final
Period; and
(v) during Secondary COPs Final Period (but not Secondary COPs
Initial Period or Secondary COPs Second Period), if use of Existing
Increment on a second priority basis is insufficient to pay any Secondary
Contract installment payment, then shortfall shall be payable out of "Big
TIF"Increment remaining after payment of Senior Debt,JPO's,and Primary
Contract installment payments.
Secondary COPs Initial Period shall mean period ending on December 31, 2018.
Secondary COPs Second Period shall mean period: (a) beginning upon expiration of the Secondary COPs
Initial Period; and (b)ending on December 31,2029.
Secondary COPs Final Period shall mean period: (a) beginning upon expiration of Secondary COPs
Second Period; and (b)ending on December 31, 2036.
Carmel Redevelopment Commission
Summary of Terms and Conditions
September 30,2011
This Term Sheet is a statement of indicative terms only,and is provided to facilitate additional discussion.
It is not an offer of commitment by BMO Harris Bank. The extension of this facility is subject to formal
credit approval and execution of required documentation satisfactory to the Bank and its counsel. The
terms and conditions contained in this proposal are valid through October 30,2011.
Borrower: Facility 1:Carmel Community Development Corporation("4CDC")
Facility 2:Village Financial,LLC("Village Financial")
Both Facility 1 and Facility 2 are secured by obligations of the Cannel
Redevelopment Commission (the "Commission")
Lender: BMO Harris Bank N.A.(the"Bank")
Facilities: Facility 1:$12,500,000 Installment Loan
Facility 2:$17,000,000 Term Loan or,to the extent available,tax-exempt
Certificates of Participation
Put Option/Optional Each Facility will provide a put option whereby the Bank may put the loan or
Redemption: certificates to the Commission on the date that is 7 years from closing. The
Facilities are redeemable prior to maturity at the option of the Commission
upon 6 months written notice to the Bank.
Maturity: Each Facility will provide a put option whereby the Bank may put the loan or
certificates to the Commission on the date that is 7 years from closing.
Amortization: Interest only payments will be required for years one and two of the Facilities.
Principal plus interest payments will be required starting in year three.
Amortization of principal will be based on a 20-year amortization schedule.
Any outstanding principal balance will be due upon exercise of the put option.
Security:Applicable to The Bank acknowledges that the Excess TIF Revenues will not be statutorily
Facilities I &2 pledged to the Facilities, but rather will be an enforceable contractual
obligation of the Commission.
See below for Financial Covenants related to the Excess TIF.
All Commission debt is further supported by reserve lines of credit.
Representations& Usual and customary representations and warranties for facilities of this type,
Warranties: including but not limited to absence of material adverse change,absence of
material litigation,absence of default or potential default and continued
accuracy of representations.
1
Conditions Precedent: Usual and customary conditions precedent to extension of credit for facilities
of this type,including absence of default or unmatured default,absence of
material litigation and lack of material litigation and lack of material adverse
change from the Commission's financial condition and operations as reflected
in the financial statements of the Borrower as of 12/31/2010. Additional
conditions precedent to the issuance of the Facilities will include:
1. The Bank not becoming aware of any information affecting any of
4CDC,Village Financial or the Commission or this transaction which
is inconsistent in a material manner with what has been previously
disclosed to the Bank and such information is true and correct in all
material aspects.
2. The absence of any situation occurring which would,in the opinion of
the Bank,materially adversely affect any of 4CDC,Village Financial
or the Commission or this transaction.
3. Each of 4CDC,Village Financial and the Commission currently
maintains all necessary approvals,orders,authorizations,consents,
licenses,certificates and permits from all applicable governmental
authorities,which are or may be required to operate its facilities.
4. Each of 4CDC,Village Financial and the Commission shall have
delivered other customary closing documentation,including,without
limitation,legal opinions of counsel to each acceptable to the Bank.
Covenants: Delivery of financial statements,reports,accountants' letters,projections,
officers'certificates and other information requested by the Bank;payment of
other obligations;continuation of business and maintenance of existence and
material rights and privileges;compliance with laws and material contractual
obligations;maintenance of property and insurance;maintenance of books and
• records;right of the Bank to inspect property and books and records;notices of
defaults,litigation and other material events;compliance with environmental
laws and compliance with all covenants of the Loan or COPs documents.
The Facility will contain customary negative covenants,including,without
limitation,restrictions on the following:liens and encumbrances;indebtedness
and guarantees;sale and transfer of assets;consolidations and mergers;
investments,loans and advances;capital expenditures;operating leases;
transactions with affiliates;changes in line of business;and prepayment of
other debt.
Reporting Covenants: Unless otherwise requested,the Commission will provide the following items
in an electronic format acceptable to the Bank.
1. Annual,audited financial statements of the City of Carmel within
150 days of the fiscal year end or within 15 days of issuance by the
Indiana State Board of Accounts provided that internally prepared
financial statements of the Commission are provided within 120 days
of the fiscal year end.
2. Debt service coverage schedule for the entire Cannel Redevelopment
Commission within 30 days of certification by the Commission at
least semi-annually no later than each January 20th and July 20th.
3. Additional information as reasonably requested by the Bank.
2
Financials Covenants: Financial covenants will include,but not be limited to,the following:
1. Minimum Debt Service/Payment Coverage Ratio of 1.25x on
Commission's aggregate Senior Obligations,Junior Parity
Obligations and proposed Facilities. The Numerator to be TIF
Revenues plus Lease Revenues plus Civic Payments(related to the
Tarkington theater)minus project expenses(includes Senior Debt
payments)minus any amounts due on junior parity obligations minus
debt service payments on the proposed Facilities 1 &2;;the
Denominator defined as:The aggregate annual debt service payments
on the proposed Facilities($12.5MM+$17MM). Ratio to be
calculated and reported annually.
2. The Commission will maintain annual average depository balances
of no less than$1,000,000 at the Bank in an account acceptable to
the Bank for the duration of the Facilities.
3. The Commission shall not encumber(by statutory pledge,
contractual obligation,or otherwise)any portion of the Excess TIF
Revenues on a Senior basis with the Facilities. The Commission
may incur obligations payable from the Excess TIF on a parity basis
with the Facilities subject to compliance with the 1.25x coverage as
defined above. The Commission may incur obligations payable from
the Excess TIF which are expressly subordinate to the Facilities.
4. A prohibition on transfer of assets subject to any installment
purchase contract which secures any portion of the Facilities by the
Commission to any entity or person.
5. Other terms and conditions as required by the Bank and its legal
counsel.
Events of Default: The Events of Default will be standard and customary for transactions of this
nature,including but not limited to:
1. Failure to pay principal,interest,fee or other amounts under the
facilities when due.
2. Default in connection with any other debt or the occurrence of any
event of condition which enables the holder of such debt to
accelerate the maturity thereof and such event or condition shall not
be cured within any applicable grace period.
3. Misrepresentation by any of 4CDC,Pedcor or the Commission in
any material respect.
4. Breach of covenants in the Loan or COPs Documents.
5. Commencement by the Commission of any voluntary or involuntary
bankruptcy or similar proceeding;insolvency;failure to pay debt
generally as they become due;attachment of any substantial portion
of its property.
6. Material adverse change in financial conditions of the Commission
and compliance with all terms and conditions of the Loan or COPs
documents.
3
Governing Law: State of Indiana
Counsel: The Bank will engage Hall,Render,Killian,Heath&Lyman,P.C.as the
Bank's legal counsel. The Commission will be responsible for all the Bank's
legal fees.
Expenses: Upon the acceptance of a commitment,all legal expenses of the Bank,plus
costs and expenses and other documentation fees incurred as a direct or
indirect result of the preparation and review of the Facilities and related
documents,will be reimbursed by the Commission whether or not the Facilities
close.
Facility 1
Purpose/Uses: Will be used to replace 4CDC's existing installment loan with KeyBank
Fees: Refer to Exhibit I
Security: Facility 1 will be secured by(i)a pledge of$1,000,000 in average annual lease
revenue payments from the tenant lease agreement(the"Lease Revenues")and
(ii) a contractual obligation of the Commission payable from TIF revenues
available after the prior payment of the 2008 Bonds (see column #2 on the
attached spreadsheet, the "Senior Obligations") and the prior payment of the
junior parity obligations(as portrayed on the attached spreadsheet,the"Junior
Parity Obligations") (see column 5 on attached spreadsheet, the "Excess TIF
Revenues").
The Commission would also be required to maintain annual average depository
balances with the Bank of no less than$1,000,000.
Facility 2
Purpose/Uses: Will be used to acquire certain existing improvements(e.g.parking garages)to
be re-sold by Pedcor on an installment contract basis to the Commission.
Fees: Refer to Exhibit II
Security: Facility 2 will be secured by the assignment from Pedcor to the Bank (if
structured as a Term Loan) or to a Trustee (if structured as Certificates of
Participation) of an Installment Purchase Contract between Pedcor and the
Commission. Installment Payments to be made by the Commission under the
Installment Purchase Contract will be secured by the pledge of a dedicated TIF
revenue stream(the"Pedcor TIF").
Facility 2 will further be secured by a contractual obligation of the
Commission payable from Excess TIF Revenues.
4
•
•
EXHIBIT I
Cost Information for Facility 1
Interest Rates and At the Commission's option,Facility 1 will bear interest at the following rates:
Frequency and Timing
of Fees: Fixed Rate Option
Fixed rate interest to be paid semi-annually in arrears:4.35%
Variable rate option
Reserve adjusted LIBOR+4.00%(4.23%at 9/15/11)fixed for interest periods
of one,two,three or six months,calculated on an actual day/360-day basis
and payable on the last day of the applicable interest period,but in any case,at
least semi-annually. In the absence of LIBOR or at the Borrower's option,the
rate will be Harris Base Rate(as defined below).
Default Rate: Base Rate+4%
Closing Fees: $12,500
Definition of Base Rate: Base Rate means,for any day,the rate per annum equal to the greatest of: (a)
the rate of interest announced or otherwise established by the Bank from time
to time as its prime commercial rate as in effect on such day,with any change
in the Base Rate resulting from a change in said prime commercial rate to be
effective as of the date of the relevant change in said prime commercial rate(it
being acknowledged and agreed that such rate may not be the Bank's best or
lowest rate),(b)the sum of(i)the rate determined by the Bank to be the
average(rounded upward,if necessary,to the next higher 1/100 of 1%)of the
rates per annum quoted to the Bank at approximately 10:00 a.m.(Chicago
• time)(or as soon thereafter as is practicable)on such day(or,if such day is not
a Business Day,on the immediately preceding Business Day)by two or more
Federal funds brokers selected by the Bank for sale to the Bank at face value of
Federal funds in the secondary market in an amount equal or comparable to the
principal amount for which such rate is being determined,plus(ii) 1/2 of 1%,
and(c)the LIBOR Quoted Rate for such day plus 1.00%. As used herein,the
term "LIBOR Quoted Rate"means,for any day,the rate per annum equal to
the quotient of(i)the rate per annum(rounded upwards,if necessary,to the
next higher one hundred-thousandth of a percentage point)for deposits in U.S.
Dollars for a one-month interest period which appears on the LIBOROI Page
as of 11:00 a.m.(London,England time)on such day(or,if such day is not a
Business Day,on the immediately preceding Business Day)divided by(ii)one
(1)minus the Reserve Percentage.
Definition of LIBOR: LIBOR is defined,with respect to the interest period requested,as the rate per
annum for deposits in U.S.Dollars as reported on the LIBOROI Page as of
11:00 a.m.(London,England time)2 business days prior to the first day of the
interest period.
•
•
5
EXHIBIT II
Cost Information for Facility 2
Interest Rates and At the Commission's option,Facility 2 will bear interest at the following rates:
Frequency and Timing
of Fees: Fixed Rate Option
Fixed rate interest to be paid semi-annually in arrears:4.36%
To the extent Facility 2 is structured as a tax-exempt transaction,it will bear
interest at 3.85%.
Variable rate option
Reserve adjusted LIBOR+4.00%(4.23%at 9/15/11)fixed for interest periods
of one,two,three or six months,calculated on an actual day 1360-day basis
and payable on the last day of the applicable interest period,but in any case,at
least semi-annually. In the absence of LIBOR or at the Borrower's option,the
rate will be Harris Base Rate(as defined below).
To the extent Facility 2 is structured as a tax-exempt transaction,it will bear
interest at LIBOR+2.8%(3.03%at 9/15/11).
Default Rate: Base Rate+4%
Closing Fees: $12,500
Definition of Base Rate: Base Rate means,for any day,the rate per annum equal to the greatest of: (a)
the rate of interest announced or otherwise established by the Bank from time
to time as its prime commercial rate as in effect on such day,with any change
in the Base Rate resulting from a change in said prime commercial rate to be
effective as of the date of the relevant change in said prime commercial rate(it
being acknowledged and agreed that such rate may not be the Bank's best or
lowest rate),(b)the sum of(i)the rate determined by the Bank to be the
average(rounded upward,if necessary,to the next higher 1/100 of 1%)of the
rates per annum quoted to the Bank at approximately 10:00 a.m.(Chicago
time)(or as soon thereafter as is practicable)on such day(or,if such day is not
a Business Day,on the immediately preceding Business Day)by two or more
Federal funds brokers selected by the Bank for sale to the Bank at face value of
Federal funds in the secondary market in an amount equal or comparable to the
principal amount for which such rate is being determined,plus(ii) 1/2 of 1%,
and(c)the LIBOR Quoted Rate for such day plus 1.00%. As used herein,the
term "LIBOR Quoted Rate"means,for any day,the rate per annum equal to
the quotient of(i)the rate per annum(rounded upwards,if necessary,to the
next higher one hundred-thousandth of a percentage point)for deposits in U.S.
Dollars for a one-month interest period which appears on the LIBOROI Page
as of 11:00 a.m.(London,England time)on such day(or,if such day is not a
Business Day,on the immediately preceding Business Day)divided by(ii)one
(1)minus the Reserve Percentage.
Definition of LIBOR: LIBOR is defined,with respect to the interest period requested,as the rate per
annum for deposits in U.S.Dollars as reported on the LIBOR01 Page as of
11:00 a.m.(London,England time)2 business days prior to the first day of the
interest period.
6
EXHIBIT III
Information on BMO Harris Bank
Bank's Credit Rating:
Moody's S&P
Long Term Ratings: Al A+
Short Term Ratings: P 1 AI+
Outlook: Stable Stable
Bank Contacts: Katie Aeschliman
Vice President
Institutional Market Group
3901 West 86th Street
Indianapolis,IN 46268
Phone:(317)228-5193
Fax:(317)879-4642
katherine.aeschliman@harrisbank.com
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CITY OF CARMEL,INDIANA
TAXABLE ECONOMIC DEVELOPMENT REVENUE BONDS
CARMEL CITY CENTER,LLC&INDIANA DESIGN CENTER,U.0
Based on semi annual payments with a 20 yr amortization for$17MM loan with Harris bank.
Assuming Umbaugh's approach excluding Parcel 7C,tax rate calculated at 1.8263%,and a
growth rate at 1%.Adjusted to Include Pedcor's additional buildout work that will be
assessed in 2013 and 2014.
REAL ESTATE TAX
REVENUE HARRIS PAYMENT-TAX EXEPMT
Total Estimated Total Semi Annual $ 17,000,000
Real Estate Tax Payment
Revenue Estimated Real
with annual at Fixed Rate for 7 Estate Tax Revenue
increases years Excess after Harris
Tax Exepmt
Date at 1% 3.50% Payment
2/1/2012 318,942 (198,333) (a] 120,609
8/1/2012 508,248 (297,500) (a] 210,748
2/1/2013 508,248 (297,500) (a] 210,748
8/1/2013 558,526 (297,500) (a] 261,026
1 2/1/2014 558,526 (594,526) (35,999)
8/1/2014 608,856 (594526) 14,330
2/1/2015 608,856 {594,526) 14,330
1 8/1/2015 614,492 (594,526) 19,967
2/1/2016 614;492 (594,526) 19,967
8/1/2016 620,637 (594,526) 26,112
2/1/2017 620,637 (594,526) 26,112
1 8/1/2017 626,844 (594,526) 32,318
2/1/2018 626,844 (594,526) 32,318
8/1/2018 633,112 (594,526) 38586
2/1/2019 633,112 (594,526) 38,586
8/1/2019 639,443 (594,526) 44,918
2/1/2020 639,443 (594,526) 44,918
8/1/2020 645,838 (594,526) 51,312
2/1/2021 645,838 (994,526) 51,312
8/1/2021 652,296 (594,526) 57,770
2/1/2022 652,296 (594,526) 57,770
8/1/2022 658,819 (594,526) 64,293
- 2/1/2023 658,819 (594,526) 64,293
8/1/2023 665,407 (594,526) 70,882
2/1/2024 665,407 (594,526) 70,882
8/1/2024 672,061 (594,526) 77,536
2/1/2025 672,061 (594,526) 77,536
8/1/2025 678,782 (594,526) 84,256
2/1/2026 678,782 (594,526) 84,256
8/1/2026 685,570 (594,526) 91,044
2/1/2027 685,570 (594,526) 91,044
8/1/2027 692,425 (594,526) 97,900
2/1/2028 692,425 (594,526) 97,900
8/1/2028 699,350 (594,526) 104,824
2/1/2029 699,350 (594,526) 104,824
1 8/1/2029 706,343 (594,526) 111,818
2/1/2030 706,343 (594,526) 111,818
8/1/2030 713,407 (594,526) 118,881
2/1/2031 713,407 (594,526) 118,881
8/1/2031 720,541 (594,526) 126,015
2/1/2032 720,541 (594,526) 126,015
8/1/2032 727,746 (594,526) 133,220
2/1/2033 727,746 (594,526) 133,220
8/1/2033 735,023 (594,526) 140,498
2/1/2034 735,023 - 735,023
8/1/2034 742,374 • 742,374
2/1/2035 742,374 742,374
8/1/2035 749,797 • 749,797
2/1/2036 749,797 • 749,797
32,230,814 (24,871,855) 7,358,959
[a)Interest only for 2 years with principal payments commencing on 2/1/2034.
Carmel Redevelopment Commission
Meeting Agenda Item
Action Item #1
PRESENTER ACTION REQUESTED
Karl Haas Approval
ITEM/SUBJECT
Motion to approve-Installment Contracts to Purchase Parcel 5 Parking Garages and
Related Certificates of Participation.
BUDGET APPROPRIATION MEETING DATE
N/A November 1,2011
SUMMARY:
Approval of the Installment Purchase Contracts necessary to purchase Parcel#5 parking garage
and related Certificates of Participation.
See Resolution 8-2011 and attached documents for further detail.
MOTION:
Motion to approve Resolution 8-2011.