HomeMy WebLinkAboutCovenants & RestrictionsCOVENANTS, CONDITIONS AND RESTRICTIONS
CHERRY TREE ESTATES
INSTRUMENT NO.:
The undersigned, RDJ Custom Homes, an Indiana Corporation (hereinafter referred to as
the "Developer"), the owner of the real estate shown and described herein, do hereby certify that
they have laid off, platted and subdivided and do hereby lay off, plat and subdivide said restate in
accordance with the within plat. The following restrictions, limitations and covenants are hereby
imposed upon and shall be run with the land contained in such plat.
This subdivision shall be known and designated as Cherry Tree Estates subdivision in
Hamilton County, Indiana (hereinafter referred to as ~Development"). All streets not in common
areas and not heretofore dedicated are hereby dedicated to the public.
DEFINITIONS. The following are the definitions of the terms as they are used in this Declaration:
"Committee' shall mean the Cherry Tree Estates Development Control Committee,
composed of three members appointed by the developer who shall be subject to
removal by the Developer at any time with or without cause. Any vacancies from time
to time existing shall be filled by appointment of the Developer. The Developer may
at its sole option, at any time hereafter relinquish to the Association the power to
appoint and remove one or more members of the Committee.
"Association" shall mean the Cherry Tree Estates Property Owner's Association, Inc.,
a not-for-profit corporation, the membership and powers of which are more fully
described in Article ti herein.
Approvals, determinations, permissions, or consents required herein shall be deemed
given if they are given in writing, signed with respect to the Developer or the
Association, by the President or a Vice President thereof, and with respect to the
Committee, by two members thereof.
ARTICLE I
SECTION 101. PROPERTY LINES AND DECRIPTIONS
The front and side yard building setback lines are hereby established; between which line
and the property lines of the street, there shall erected or maintained no building or structure. The
front setback shall be a minimum of twenty five (25) feet and the minimum rear back setback shall
be twenty (20) feet. Side setbacks shall be a minimum of ten (10) feet each side excluding
elements such as fences, walls and trellises.
No lot or combination of lois may be further subdivided until approval therefore has been
obtained from the Carmel Planning Commission; excepting, however, the Developer and its
successors in title shall have the absolute fight to increase the size of any lot by joining to such lot
a section of an adjoining lot (thereby decreasing the size of such adjoining lot) so long as the
effect of such joining does not result in the creation of a "lot" with frontage of less than sixty five
(65) feet at the front setback building line or less than fifteen thousand (15,000) square feet.
SECTION 102. EASEMENTS
There are strips of ground as shown on this plat and marked Drainage and Utility
Easement, which are reserved for the use of public utilities for the installation of water and sewer
mains, poles, ducts, lines and wires, subject at all times to the proper authorities and to the
easement herein reserved. No permanent or other structures are to be erected or maintained
upon said strips of land, but owners of lots in this subdivision shall take their titles subject to the
rights of public utilities.
Areas shown on this plat and man~ed as Detention Pond shall be recorded as drainage
easements, reserved for the installation and maintenance of storm sewer structures and subject
at all times to proper City and/or County authorities and the easement herein reserved. These
areas shall be maintained frae of weeds, trash or other obstruction by the homeowner or
Homeowners Association.
SECTION 103. LOT USE
All lots in this subdivision ara reserved for residential use and no building other than a
single-family residence or structure or facility accessory in use thereto shall be erected thereon,
All plans for such structures are to be submitted to the Committee for approval prior to any
construction,
Not more than one building shall be erected or used for residential purposes on any lot in
this subdivision.
No trailer, tent, shack, attached shed, basement, garage, barn, or other out-building or
temporary structure shall be used for temporary or permanent residence on any lot in this
subdivision. An attached garage erected or used as an accessory to a residence in this
subdivision shall be of permanent construction and shall conform fo the general amhitecture and
appearance of such residence. Any such structure must be approved by the Committee before it
is to be erected.
SECTION 104. STRUCTURE DIMENSIONS
The total area of the main structure, exclusive of porches and garages, shall not be less
than one thousand seven hundred and fifty (1,750) square feet in the case of a one-story
structure, nor less than two thousand (2,000) square feet in the case of a one and one half story
structure, nor less than two thousand (2,000) square feet in the case of a two story structure. All
garages shall be attached to the residence dwelling and be a minimum of two (2) car size. No
structure in this subdivision, without special approval from the Committee, shall exceed two and
one-half (2-1/2) stories or twenty five (25) feet in height measured from finished grade to the
underside of the eave line
SECTION 105. STRUCTURE CHARACTER AND APPEARANCE
All buildings shall be constructed in a substantial and good workmanlike manner and of
new materials. No roll siding, asbestos siding or siding containing asphalt or tar as one of its
principal ingredients shall be used in the exterior construction of any building or any lots of said
subdivision and no roll roofing shingles shall be used on the roof of any dwelling house or
attached garage on any of the lots. All homes exterior colors including but not limited to shingles,
paint, and masonry must be approved by the Committee. All driveways from the street to the
garage shall be concrete.
SECTION 106. SIDEWALKS
Plans and specifications for this subdivision, on file with the Carmel Planning
Commission, require the installation of concrete sidewalks within the street right-of-way as shown
on the approved plans.
SECTION 107. FENCES
All fences erected in this subdivision must meet the specifications of the Developer or
Committee. No fence shall be erected in this subdivision without prior written approval of the
Developer or Committee. No fences shall be constructed in areas designated for Retention or
Detention nor shall fences shall be constructed in the Floodway.
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SECTION 108. YARD AND OTHER EQUIPMENT
Geothermal heat pumps shall be of the closed loop type only.
All lot owners will be required to install at least a $1,000.00 landscape package. This
package is to include hydro-seeded front and side yards and the planting of bushes and two trees,
at the minimum.
Lot owners must install or have installed at least one (1) gas or electdc "dusk to dawn"
yard light and mailbox in the front yard by the time the construction of the home on the lot is
complete. The design of the yard light and mailbox is subject to the approval of the Committee.
The Committee may require, for the purpose of uniformity and appearance, that the mailbox be
purchased from the Developer or its designee.
No clothesline or clothes poles, or any other free-standing semi-permanent poles, dgs or
devices, regardless of purpose, shall be constructed, erected or located or used on any lot.
No sign of any kind shall be displayed to the public view on any lot except one (1)
professional sign of nor more than one (1) square foot or one (1) sign of not more than five (5)
square feet advertising the property for sale or rent. Signs used by a builder to advertise the
property during the construction and sales pedods are exempt from this requirement.
No frae standing radio or television antenna, television receiving disk or dish shall be
permitted on any lot without written committee approval. No solar panels attached or detached
shall be permitted.
SECTION 109. PLACEMENT OF VEHICLES OR EQUIPMENT
No boat, trailer or camper of any kind (including but not in limitation thereof, house
trailers, camping trailers, or boat trailers) or any disabled vehicle shall be kept or parked on any lot
except within a garage or other approved structure.
SECTION 110. DRAINAGE OF STORM OR OTHER WATER
In the event storm water drainage from any lot flows across another lot, provision shall be
made to permit such drainage to continue, without restriction or reduction, across the downstream
lot and into the natural drainage channel or course, even though no specific drainage easement
for such flow of water is provided on said lot.
No rein or storm water runoff or such things as roof water, street pavement or surface
water caused by natural precipitation, shall at any time be discharged into or permitted to flow into
the Sanitary Sewer System, which shall be a separate system from the Storm Water and Surface
Water Runoff Sewer System. No sanitary sewage shall at any time be discharged or permitted to
flow into the above mentioned Storm Water and Surrace Water Runoff Sewer System.
SECTION 111. UNACCEPTABLE ACTIVITIES
No noxious, unlawful or other offensive activity shall be carried out on any lot in this
subdivision, nor shall anything be done thereon which may be or may become an annoyance or
nuisance to the neighborhood.
SECTION 112. ANIMALS
No animals, livestock or poultry of any description shall be raised, bred or kept on any lot,
except that dogs, cats or other household pets may be kept, provided that they are not kept, bred
or maintained for commercial purposes.
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SECTION 113. USE AND MAINTENANCE OF LOTS
No lot in this subdivision shall be used or maintained as a dumping ground for rubbish,
trash, grass clippings, garbage or other waste and such rubbish or trash shall not be kept, except
in sanitary containers. Trash shall not be burned except n suitable containem.
It shall be the duty of the owner of each lot in the subdivision to keep the grass on the lot
properly cut and to keep the lot free from weeds and trash and othen~ise neat and attractive in
appearance. Should any owner fail to do so, the Developer and Homeowners Association may
take such action as it deems appropriate in order to make the lot neat and attractive and the
owner shall upon demand reimburse Developer and Homeowners Association for the expense
incurred in so doing.
SECTION 114. ARCHITECTURAL CONTROL COMMITTEE
The Committee shall regulate, size, type, external design, appearance, use, location and
maintenance of any lands subject to these Covenants and Restrictions and improvements
thereon, in such a manner as to preserve and enhance values and to maintain a harmonious
relationship among structures and the natural vegetation and topography.
No building, fence, wall or other improvement of any kind shall be commenced, erected or
maintained upon any lot, nor shall any exterior addition to or change of footprint be made without
the prior approval of the Committee. Such approval shall be obtained only after written application
has been made to the committee by the owner of the lot. The manner of application shall in the
form as prescribed from time to time by the Committee, and shall be accompanied by two sets of
plans and specifications. Such plans shall include plot plan showing location of proposed
improvements, specification of all exterior matadals and colors and any proposed landscaping. In
the event said Architectural Control Committee fails to approve or disapprove such design and
location within thirty (30) days after said plans and specifications have been submitted to it,
approval will not be required and this Article will be deemed to have been fully complied with.
SECTION t15. ENFORCEMENT OF RESTRICTIONS AND CONDITIONS
The Developer, and any member shall have the right to enforce, by any proceedings at
law or in equity, all restrictions, conditions, covenants, reservations, liens and charges now or
hereafter by the provisions of these covenants and restrictions. Failure by the Developer, or by
any member to enforce any covenant or restriction herein contained shall in no event be deemed
a waiver of the right to do so thereafter.
In the event the Developer or member shall be successful in any proceeding, whether at
law or in equity, brought to enforce any restriction covenant limitation, easement, condition,
reservation, lien or charge now or hereinafter imposed by the provisions of the restrictions,
Covenants, Limitations, Easements and Approvals appended to and made a part of the Plat of the
Sub-division, it shall be entitled to recover form the party against whom the proceeding was
brought all of the attorney's fees and related costs and expenses it incurred in such a proceeding.
The right to enforce these provisions by injunction, together with the right to cause the
removal by due process of law, or any structure or part thereof erected or maintained in violation
hereof, is hereby dedicated to the public and reserved to the several owners of the several lots in
this subdivision and to their heirs and assigns.
SECTION 116. INVALIDATION OF COVENANT
Invalidation of any one of these covenants or restrictions by judgment or court order shall
in no way affect any other provisions which shall remain in full force and effect.
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SECTION 117. TERM OF COVENANTS AND RESTRICTIONS
The foregoing covenants or restrictions are to run with the land and shall be binding on all
parties and all persons claiming under them for a period of twenty-five (25) years from the date of
this plat, at which time said covenants or restrictions shall be automatically extended for
successive pedods of ten (10) years unless changed by vote of 75% of the then owners of the lot
covered by these covenants or restrictions in whole or in part.
SECTION 118. WAIVER OF RIGHTS TO REMONSTRATE
Lot owners, upon taking title, agree to waive all dghts to oppose future zoning changes
and special permits necessary ~ complete the construction of Cherry Tree Estates. No owner of
any lot shown herein shall have the right to remonstrate against annexation of that lot to the City
of Carmel.
SECTION 119. OWNERSHIP~ USE~ ENJOYMENT AND MAINTENANCE OF COMMON AREA
"Commons Area" shall mean those areas set aside for conveyance to the Association, as
shown on the plats. Any common area depicted on the recorded plats of the Development shall
remain private. Ownership of any Commons shall be conveyed in fee simply title, free of financial
encumbrances to the Association upon their completion. Such conveyance shall be subject to
easements and restrictions of record, and such other conditions as the Developer at the time of
conveyance deems appropriate. Such conveyance shall be deemed to have been accepted by
the Association and those persons who shall be members thereof from time to time.
Developer shall be responsible for improving and or maintaining all Common Areas until
such time as the Commons are conveyed to the Association at which time the Association shall
be responsible for the maintenance and repair of the Commons.
ARTICLE II
CHERRY TREE HOMEOWNERS' ASSOCIATION
There has been or will be created, under the laws of the State of Indiana, not-for-profit
corporation to be known as the CHERRY TREE HOMEOWNERS' ASSOCIATION.
SECTION 201, MEMBERSHIP IN ASSOCIATION
Each lot owner shall, automatically upon becoming an owner, be and become a member
of the Association and shall remain a member until such time as his ownership of a lot ceases.
Membership in the Association shall terminate when such owner ceases to be an owner and will
be transferred to the new owner of his lot; provided, however, that any person who holds the
interest of an owner in a lot in this subdivision merely as security for the performance of an
obligation shall not be a member until and unless he realizes upon his security, at which time he
shall automatically be and become an owner and a member of the Association.
SECTION 202. VOTING RIGHTS
The Association shall have the following classes of membership, with the following rights:
a. Class A. Class A members shall be all owners except Class B members. Class A
member shall be entitled to one (1) vote for each lot of which such member is the
owner with respect to each matter submitted to a vote of the members upon which
the Class A members are entitled to vote. When more than one (1) person
constitutes the owner of a particular lot, all such persons shall be members of the
Association, but all of such persons shall have only one (1) vote for such lot, which
vote shall be exercised as they among themselves determine, but in no event shall
more than one (1) vote be cast with respect to any such lot.
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Class B. Class B members shall be Developer and all successors and assigns of
Developer designated by Developer as Class B members in a written notice mailed or
delivered to the President of the Association. Each Class B member shall be entitled
to one (1) vote for each lot of which it is the owner. The Class B membership shall
cease and terminate upon the first to occur (i) the date upon which the written
resignation of the Class B members as such is delivered to the President of the
Association, (ii) the date Developer no longer owns any lots nor any portion of any
individuality numbered parcel of land shown upon and identified as a long on, any
recorded subdivision plat of the subdivision, or any part therefore, or (iii) January 1,
2001, (the "Applicable Date').
After the applicable date, Class B memberships shall be converted to Class A
memberships, and each former Class B member shall be entitled to one (1) Class A
membership for each lot owned and for each individually numbered parcel of land
shown upon, and identified as a lot on, any recorded subdivision plat of the
subdivision.
Special. Until the Applicable Date, there shall be three (3) additional Special
members of the Association, being the persons from time to time appointed by
Developer to serve on the Architecture Control Committee, pursuant to Section 114 of
Article I hereof. Persons who are Special members shall not be deemed or
considered members of the Association nor owners of lots for any purpose other than
to qualify to act as members of the Architecture Control Committee. Special
members shall have no voting rights on any matters submitted to a vote of the
members (unless such Special member is also a Class A member, in which event his
voting rights shall be governed by subsection (a) of this Section).
SECTION 203. FUNCTIONS
The Association shall maintain the entrance landscaping, signage and the landscape
easements shown on the plat(s) and shall keep such area in a neet, clean and
presentable condition at all times.
B. The Association shall maintain and repair the Common Areas shown on the plat(s)
including improvements thereon.
C. The Association shall maintain the storm water detention areas shown on the plat(s)
as part of the overall drainage system to serve the development.
The Association shall procure and maintain casualty insurance for the Common
Areas, liability insurance and such other insurance as it deems necessary or
advisable.
The Association may contract for such service as management, snow removal,
security control, trash removal, and such other services as the Association deems
necessary or advisable.
The Association shall be responsible for paying taxes and assessments levied and
assessed against, and payable with respect to the Common Areas and paying any
other necessary expenses and costs in connection with the Common Areas.
SECTION 204. ASSESSMENTS
A. Creation of the Lien and Personal Obli(~ation Assessments. Each owner of any lot in
the subdivision, except the Developer, by acceptance of a deed therefore, whether or
not it shall be expressed in such a deed, is deemed to covenant and agree to pay to
the Association: (1) annual assessments or charges: and (2) special assessments for
capital improvements and operating deficits; such assessments to be established and
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collected as hereinafter provided. The annual and special assessments, together
with interest, costs, and reasonable attorney fees, shall be a charge on the land until
paid in full and shall be a continuing lien upon the property against which each such
assessment is made. Each such assessment, together with interest, costs and
reasonable attorneys' fees, shall also be the personal obligation of the person who
was the owner of such property at the time when the assessment was due. The
personal obligation for delinquent assessment shall not pass to his successors in title
unless expressly assumed by them. No charge or assessment shall ever be levied by
the Association against the Developer.
Date of Commencement of Annual Assessment. The annual assessment provided
for herein shall commence for each lot on the date of conveyance to the owner by
deed. The Board of Directors shall fix any increase in the amount of the yearly
assessment at least thirty (30) days in advance of the effective date of such increase.
Written notice of annual assessments and such other assessment notices as the
Board of Directors shall deem appropriate shall be sent to every owner subject
hereto. The due dates for all assessments shall be established by the Board of
Directors. The Association shall, at any time, furnish a certificate in writing signed by
an officer of the Association that the assessments on a specific lot have been paid or
that certain assessments against said lot have not been paid, as the case may be.
Special Assessments. In addition to the annual operating assessment, the
Association may levy a special assessment for the purpose of defraying, in whole or
in part, the cost of any construction, reconstruction, repair or replacement of any
capital improvement which the Association is require to maintain or for operating
deficits which the Association may from time to time incur, provided that any such
assessment shall have the assent of a majority of the votes of the members who are
voting in person or by proxy at a meeting duly called for this purpose. Written notices
for such meetings shall be sent 30 days in advance of the meeting and at least 4/7ths
of all possible votes must be cast to constitute a quorum.
Remedies for Non-Payment. Any charge assessed against any lot, together with
interest and other charges or costs as hereinafter provided, shall become and remain
a lien upon that lot until paid in full and shall also be a personal obligation of the
owner or owners of that lot at the time the charge fell due. Such charge shall bear
interest at the rate of 12% per annum until paid in full. If, in the opinion of the Board
of Directors of the Association, such charge has remained due and payable for an
unreasonably period of time, the Board may, on behalf of the Association, institute
such procedures, either at law or in equity, by foreclosure or other otherwise, to
collect the owing in any court of competent jurisdiction. The owner of the lot or lots
shall, in addition to charges owned, be obligated to pay all costs incurred by the
Association, including attorney's fees, in collecting the charges due. Every owner of a
lot in the Development and any person who may acquire any interest in any lot in the
Development, whether as owner or otherwise, is hereby notified, and by acquisition of
such interest agrees, that any such liens which may exist upon said lot at the time of
acquisition of such interest are valid liens and shall be paid, Every person who shall
become an owner of a lot in the Development is hereby notified that by the act of
acquiring making such purchase or acquiring such title, such person shall be
conclusively held to have covenanted to pay the Association all charges that the
Association shall make pursuant to this subparagraph of the Restrictions.
Subordination of the lien to Morti~a(~ee. The lien of the assessments provided herein
shall be subordinate to the lien of any tirst mortgage. Sale or transfer of any lot shall
not affect the assessment lien.
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SECTION 205. MANAGEMENT OF BOARD OF DIRECTORS
The business and affairs of the Association shall be governed and managed by the Board
of Directors. No person shall be eligible to serve as a member of the Board of Directors unless he
is, or is deemed in accordance with this Declaration to be, an owner, including a person appointed
by Declarant as provided in Section 202 of this Article II.
SECTION 206. INITIAL BOARD OF DIRECTORS
The initial Board of Directors shall be composed of the person designated or to be
designated by the Developer. Notwithstanding anything to the contrary contained in, or any other
provisions of this Declaration or these Articles (a) the Initial Board shall hold office until the first
meeting of the members of the Association occurring on or after the Applicable Date, and (b) in
the event of any vacancy or vacancies occurring in the Initial Board for any mason or cause
whatsoever prior to such first meeting occurring on or after the Applicable Date determined as
provided above, every such vacancy shall be filled by a person appointed by Developer, who shall
thereafter be deemed a member of the Initial Board. Each owner, by acceptance of a deed to a
lot with, or by acquisition of any interest in a dwelling house by any type of juridical acts inter vivos
or causa mortis, or otherwise, shall be deemed to have appointed Developer as such owner's
agent, attorney-in-fact and proxy, which shall be deemed coupled with an interest and irrevocable
until the Applicable Date determined as provided above, to exercise all of said owner's rights to
vote and to vote as Developer determines, on all matters as to which members of the Association
am entitled to vote under the Declaration, these Articles or otherwise. This appointment of
Developer as such owner's agent, attorney-in-fact and proxy shall not be affected by
incompetence of the owner granting the same. Each person serving on the Initial Board, whether
as an original member thereof or as a member thereof appointed by Developer to fill a vacancy,
shall be deemed a Special member of the Corporation and an owner soley for the purpose of
qualifying to act as a member of the Board of Directors and for no other purpose. No such person
serving on the Initial Board shall be deemed or considered a member of the Association nor an
owner of a lot for any other purpose (unless he is actually the owner of a lot and thereby a
member of the Association).
SECTION 207. ADDrFIONAL QUALIFICATIONS OF BOARD OF DIRECTORS
Where an owner consists of more than one person or is a partnership, corporation, trust,
or other legal entity, then one of the persons constituting the multiple owner, or a partner or an
officer or trustee, shall be eligible to serve on the Board of Directors, except that no single lot or
dwelling house may be represented on the Board of Directors by more than one person at a time.
SECTION 208. TERM OF OFFICE AND VACANCY OF BOARD OF DIRECTORS
Subject to the provisions of Section 205 of this Article II, the entire membership of the
Board of Directors shall be elected at each annual meeting of the Association. The Initial Board
shall be deemed to be elected and re-elected as the Board of Directors at each annual meeting
until the first meeting of the members occurring on or after the Applicable Date provided herein.
After the Applicable Date, each member of the Board of Directors shall be elected for a term of
one (1) year. Each Director shall hold office throughout the term of his election and until his
successor is elected and qualified. Subject to the provisions of Section 206 of this Article II as to
the Initial Board, any vacancy or vacancies occurring in the Board shall be filled by a vote of a
majority of the remaining members of the Board or by vote of the owners if a Director is removed
in accordance with Section 209 of this Article II. The Director so filling a vacancy shall serve until
the next annual meeting of the members and until his successor is elected and qualified.
SECTION 209. REMOVAL OF DIRECTORS
A Director or Directors, except the members of the Initial Board, may be removed with or
without cause by vote of a majodty of the votes entitled to be cast at a special meeting of the
owners duly called and constituted for such purpose. In such case, his successor shall be elected
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at the same meeting from eligible owners nominated at the meeting. A Director so elected shall
serve until the next annual meeting of the owners and until his successor is duly elected and
qualified.
SECTION 210. DUTIES AND POWERS OF BOARD OF DIRECTORS
The Board of Directors shall be the governing body of the Association representing all of
the owners and being responsible for the functions and duties of the Association. The Board of
Directors shall have such powers as are reasonable and necessary to accomplish the
performance of these duties. After the Applicable Date, the Board may on behalf of the
Association, employ a reputable and recognized professional property management agent (herein
called the "Managing Agent") upon such terms as the Board shall find, in its direction, reasonable
and customary. The Board of Directors are also responsible for the assessment and collection
from the owners of the owners' respective shares of the expenses necessary to carry out all the
functions of the Association. Board of Directors shall notif, J all lot owners of any increase in the
amount of the yearly assessment a minimum of thirty (30) days before the increase is in effect; to
include the cost of performing all of its functions, duties and obligations as Common Expense and
to pay all of such costs therefrom.
SECTION 212. LIMITATION OF BOARD ACTION
After the Applicable Date, the authority of the Board of Directors to enter into contracts
shall be limited to contracts involving a total expenditure of less than $2,500.00 without obtaining
the prior approval of a majority of the cumulative vote of the owners, except that in the following
cases such approval shall not be necessary.
Contractors for replacing or restoring portions of the Common Areas damaged or
destroyed by fire or other casualty where the cost thereof is payable out of insurance
proceeds actually received or for which the insurance carrier has acknowledged
coverage.
b. Proposed contracts and proposed expenditures expressly set forth in the proposed
annual budget as approved by the owners at the annual meeting.
c. Expenditures necessary to deal with emergency conditions in which the Board of
Directors reasonably believes there is insufficient time to call a meeting of the owners,
SECTION 2t3. COMPENSATION OF BOARD OF DIRECTORS
No Director shall receive any compensation for his services as such, except to such
extent as may be expressly authorized by a majority vote of the owners. The Managing Agent, if
any is employed, shall be entitled to reasonable compensation for its services, the cost of which
shall be a Common Expense.
SECTION 214. NON-LABILITY OF DIRECTORS AND OFFICERS
The Directors and officers of the Association shall not be liable to the owners or any other persons
for any error or mistake of judgment exercised in carrying out their duties and responsibilities as
Directors and officers, except for their own individual willful misconduct, bad faith or gross
negligence. The Association shall indemnify and hold harmless and defend each of the Directors
and Officers against any an all liability to any person, firm or corporation arising out of contracts
made by the Board on behalf of the Association, unless any such contract shall have been made
in bad faith. It is intended that the Directors and officers shall have no personal liability with
respect to any contact made by them on behalf of the Association.
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SECTION 215. ADDITIONAL INDEMNITY OF DIRECTORS AND OFFICERS
The Association shall indemnity, hold harmless and defend any person, his heirs, assigns
and legal representatives, made a party to any action, suit or proceeding by reason of the fact that
he is or was a Director or office of the Association, against the reasonable expenses, including
attorneys' fees, actually and necessarily incurred by him in connection with the defense of such
action, suite or proceeding or in connection with any appeal therein, except as otherwise
specifically provided herein in relation to matters as to which it shall be adjudged in such action,
suite or proceeding that such Direction officer is liable for gross negligence or misconduct in the
performance of his duties. The Association shall also reimburse to any such Director or officer
the reasonable costs of settlement of or judgment rendered in any action, suite or proceeding, if it
shall be found by a majority vote of the owners that such Director or officer was not guilty of gross
negligence or misconduct. In making such findings and notwithstanding the adjudication in any
action, suit or proceeding against a Director or officer, no Director or Officer shall be considered or
deemed to be guilty of or liable for negligence or misconduct in the performance of his duties
where, acting in good faith, such Director or officer relied on the books and records of the
Association or statements or advice made by or prepared by the Managing Agent (if any) or any
other officer or employee thereof, or any accountant, attorney or other person, firm or corporation
employed by the Corporation to render advise or service unless such director or officer had actual
knowledge of the falsity or incorrectness thereof; nor shall a Director or officer be deemed guilty of
or liable for negligence or misconduct by virtue of the fact that he failed or neglected to attend a
meeting or meetings of the Board of Directors.
SECTION 2t6. BOND OF BOARD OF DIRECTORS
The Board of Directors may provide surety bonds and may require the Managing Agent (if
any), the treasurer of the Association, and any other officers as the Board deems necessary, to
provide surety bonds, indemnitying the Association against larceny, theft, embezzlement, forgery,
misappropriation, wrongful abstraction, willful misapplication, and other acts of fraud or
dishonesty, in such sums and with such sureties as may be approved by the Board of Directors
and any such bond shall specifically include protection for any insurance proceeds received for
any reason by the Board. The expense of any such bonds shall be a Common Expense.
SECTION 217. INITIAL MANAGEMENT
Notwithstanding anything to the contrary contained in this Declaration, Developer shall
have, and Developer hereby reserves to itself, the exclusive right to manage or designate a
Managing Agent for the Real Estate and Common Areas, and to perform all the functions of the
Corporation, until the Applicable Date. Developer may, at its option, engage the services of a
Managing Agent affiliated with it to perform such functions and, in either case, Developer or such
Managing Agent shall be entitled to reasonable compensation for its services. Developer may, at
its option, assess lot owners a fee for maintenance of the Common Areas.
These Covenants, Conditions, and Restrictions are executed this of
,1999.
RDJ Homes, Inc.,
10