HomeMy WebLinkAboutCovenants & Restrictions DECLARATION OF
COVENANTS AND RESTRICTIONS
OF
CAMDEN WALK, LLC
This Declaration (hereafter "Declaration"), made as of the __ day of
1999, by CAMDEN WALK, LLC, an Indiana limited liability company ("Declarant")
WITNESSETH:
WHEREAS, the following facts are true:
WHEREAS, Declarant is the owner of the real estate located in Hamilton County, Indiana,
described in Exhibit "A" (hereafter "Real Estate"), upon which Declarant intends to develop a
residential subdivision to be known as Camden Walk.
WHEREAS, Declarant may hereafter become the owner of the real estate described in
Exhibit "B" attached hereto and incorporated herein by reference (hereinafter referred to as the
"Additional Real Estate");
WHEREAS, Declarant has or will construct certain improvements and amenities which shall
constitute Community Area;
WHEREAS, Declarant desires to subdivide and develop the Real Estate and may in the future
desire to subdivide and develop such portions (or all) of the Additional Real Estate as may be made
subject to the terms of this Declaration, as hereinafter provided;
WHEREAS, the term "Property" shall hereafter mean and refer to the Real Estate together
with such portions of the Additional Real Estate as have from time to time been subjected to and at
any time subject to this Declaration;
WHEREAS, Declarant desires to provide for the preservation and enhancement of the
property values, amenities and opportunities in Camden Walk and for the maintenance of the
Property and the improvements thereon, and to this end desires to subject the Property to the
covenants, restrictions, easements, charges and liens hereinafter set forth, each of which is for the
benefit of the Lots and lands in the Property and the future owners thereof;
WHEREAS, Declarant deems it desirable, for the efficient preservation of the values and
amenities in Camden Walk, to create an agency to which may be delegated and assigned the powers
of owning, maintaining and administering the Community Area, administering and enforcing the
Restrictions, collecting and disbursing the Assessments and charges hereinafter created, and
promoting the health, safety and welfare of the Owners of Lots.
WHEREAS, Declarant will incorporate under the laws of the State of Indiana a not-for-profit
corporation known as Camden Walk Homeowners ,4ssociation, Inc. for the purpose of exercising
such functions.
NOW, THEREFORE, Declarant hereby declares that all of the Lots and lands in the
Property, as they are held and shall be held, conveyed, hypothecated or encumbered, leased, rented,
used, occupied and improved, are subject to the following Restrictions, all of which are declared to
be in furtherance of a plan for the improvement and sale of the Property and each Lot situated
therein, and are established and agreed upon for the purpose of enhancing and protecting the value,
desirability and attractiveness of the Property as a whole and of each of Residences, Lots and lands
situated therein. The Restrictions shall run with the land and shall be binding upon Declarant, its
respective successors and assigns, and upon the parties having or acquiring any interest in the
Property or any part or parts thereof subject to such Restrictions. The Restrictions shall inure to the
benefit of Declarant and its respective successors in title to the Property or any part or parts thereof.
1. Definitions. The following terms, as used in this Declaration, unless the context clearly
requires otherwise, shall mean the following:
(a) "Architectural Review Board" means that entity established pursuant to
Paragraph 14 of this Declaration for the purposes therein stated.
(b) "Articles" mean the Articles of Incorporation of the Corporation, as amended
from time to time.
(c) "Assessments" means all sums lawfully assessed against the Members of
the Corporation, as amended from time to time.
(d) "Board of Directors" means the governing body of the Corporation elected
by the Members in accordance with the By-Laws.
(e) "By-Laws" means the Code of By-Laws of the Corporation, as amended
from time to time.
(f) "Camden Walk" means the name by which the Property shall be known.
(g) "Common Area" means any area referred to on a Plat as a Common Area.
(h) "Community Area" means (i) the Lake Control Structures (ii) the Drainage
System, (iii) the Lakes and Lake Access Easements, (iv) the Entry Ways, (v) the Roadways
to. the extent not maintained by public authority, (vi) any utility service lines or facilities not
maintained by a public utility company or governmental agency that serve more than on Lot,
and (vii) any area of land (1) shown on the Plat as a Common Area and all improvements
located thereon, (2) described in any recorded instrument prepared by Declarant or its agents,
or (3) conveyed to or acquired by the Corporation, together with all improvements thereto,
that are intended to be devoted to the use or enjoyment of some, but not necessarily all, of
the Owners of Lots.
(i) "Corporation" means Camden Walk Homeowners,4ssociation, Inc., an Indiana
not-for-profit, its successors and assigns.
0) "Declarant" means Camden Walk, LLC, its successors and assigns to its interest
in the Property other than Owners purchasing Lots or Residences by deed from Declarant.
(k) "Development Period" means the period of time commencing with the execution
of this Declaration and ending when Declarant has completed the development and sale of,
and no longer owns, any Lot or any other portion of the real estate in the Property.
(1) "Drainage Board" means the Hamilton County, Drainage Board, Hamilton
County, Indiana, its successors or assigns.
(m) "Drainage System" means the open drainage ditches and swales, the subsurface
drainage tiles, pipes and structures, the dry and wet retention and/or detention areas, and the
other structures, fixtures, properties, equipment and facilities (excluding the Lakes and the
Lake Control Structures) located in the Property and designed for the purpose of controlling,
retaining or expediting the drainage of surface and subsurface waters from, over and across
the Property, including but not limited to those shown or referred to on the Plat, all or part
of which may be established as legal drains subject to the jurisdiction of the Drainage Board.
{n) "Entry Ways" means the structures constructed as an entrance to Camden Walk
or a part thereof (exclusive of the street pavement, curbs and drainage structures and tiles),
the traffic island, if any, and the grassy area surrounding such structures, whether located
within or without the Property.
(m) "Landscaping Easement" means a portion of a Lot denoted on the Plat as
an area to be landscaped and maintained by the Corporation.
(o) "Lake" means any lake as depicted on the Plat and "Lakes" means all such
lakes. A numerically designated Lake means the Lake so designated by such number on the Plat.
(p) "Lake Maintenance Access Easement" means an area designated on the Plat as
a means of access, for purposes of maintenance, to a Lake or a Lake Control Structure.
(q) "Lake Control Structures" means the structure, outfalls, pipes and appurtenances
associated therewith or integral thereto, all or part of which may be established as a legal
drain subject to the jurisdiction of the Drainage Board.
(r) "Lot" means a platted lot as shown on the Plat.
(s) "Lot Development Plan" means (i) a site plan prepared by a licensed engineer or
architect, (ii) foundation plan and proposed finished floor elevations, (iii) building plans,
including elevation and floor plans, (iv) material plans and specifications, (v) landscaping
plan, and (vi) all other data or information that the Architectural Review Board may request
with respect to the improvement or alteration of a Lot (including but not limited to the
landscaping thereof) or the construction or alteration of a Residence or other structure or
improvement thereon.
(0 "Maintenance Costs" means all of the costs necessary to keep the facilities to
which the term applies operational and in good condition, including but not limited to the
cost of all upkeep, maintenance, repair, replacement of all or any part of any such facility,
payment of all insurance with respect thereto, all taxes imposed on the facility and on the
underlying land, leasehold, easement or right-of-way, and any other expense related to the
continuous maintenance, operation or improvement of the facility.
(u) "Member" means a Class A or Class B member of the Corporation and
"Members" means Class A and Class B members of the Corporation.
(v) "Mortgagee" means the holder of a first mortgage on a residence.
(w) "Owner" means a Person, including Declarant, who at the time has or is
acquiring any interest in a Lot except a Person who has or is acquiring such an interest
merely as security for the performance of an obligation.
(x) "Person" means an individual, firm, corporation, partnership, association,
trust or other legal entity, or any combination thereof.
(y) "Plat" means the final secondary plat of the Property recorded in the Office of
the Recorder of Hamilton County, Indiana.
(aa) "Reserve for Replacements" means a fund established and maintained by
the Corporation to meet the cost of periodic maintenance, repairs, renewal and replacement
of the Community Area.
(bb) "Residence" means any structure intended exclusively for occupancy by a
single family together with all appurtenances thereto, including private garage and
outbuildings and recreational facilities usual and incidental to the use of a singe family
residential lot.
(cc) "Restrictions" means the covenants, conditions, easements, charges, liens,
restrictions, rules and regulations and all other provisions set forth in this Declaration and
the Register of Regulations, as the same may from time to time be amended.
(dd) "Register of Regulations" means the document containing rules, regulations,
policies, and procedures adopted by the Board of Directors or the Architectural Review
Board, as the same may from time to time be amended.
(ee) "Roadway" means all or any part of a street, land or road (including the
fight-of-way) designated to a provide access to one or more Lots which has not been
accepted for maintenance by a public authority.
(fl) "Zoning Authority" with respect to any action means the Director of the
Department of Community Development of the City of Carmel, and Clay Township, Indiana
or, where he lacks the capacity to take action, or fails to take such action, the governmental
body or bodies, administrative or judicial, in which authority is vested under applicable law
to hear appeals, or review action, or the failure to act.
2. Declaration. Declarant hereby expressly declares that the Property shall be held,
transferred, and occupied subject to the Restrictions. As of the date of the execution of this
Declaration, the Property consists solely of the Real Estate. The Owner of any Lot subject to these
Restrictions, by (i) acceptance of a deed conveying title thereto, or the execution of a contract for
the purchase thereof, whether from Declarant or a subsequent Owner of such Lot, or (ii) by the act
of occupancy of any Lot, shall accept such deed and execute such contract subject to each Restriction
and agreement herein contained. By acceptance of such deed or execution of such contract, each
Owner acknowledges the rights and powers of Declarant and of the Corporation with respect to these
restrictions, and also for itself, its heirs, personal representatives, successors and assigns, covenants,
agrees and consents to and with Declarant, the Corporation, and the Owners of each of the Lots
affected by these Restrictions to keep, observe, comply with and perform such restrictions and
agreement. Each Owner of a Lot in Camden }Yalk by the acceptance of a deed thereto, shall be
deemed to have waived such owner's right to remonstrate against annexation of all or any
portion of Camden Wall* by the City of Carmel at any time.
3. Declarant shall have, and hereby reserves the fight, at any time, and from time to time,
to add to the Property and subject to this Declaration all or any part of the Additional Real Estate.
Any portion of the Additional Real Estate shall be added to the Property, and therefore and thereby
becomes a part of the Property and subject in all respects to this Declaration and all rights,
obligations and privileges herein, when Declarant places of record in Hamilton County, Indiana, an
instrument so declaring the same to be part of the Property, which declaration may be made as part
of a subdivision plat of any portion of the Additional Real Estate, or by an amendment or supplement
to this Declaration. Upon the recording of any such instrument the real estate described therein shall,
for all purposes, thereal~er be deemed a part of the Property and the Owners of any Lots within such
real estate shall be deemed for all purposes to have and be subject to all the rights, duties, privileges
and obligations of Owners of Lots within the Property. No single exercise of Declarant's right and
option to add to and expand the Property, as described herein as to any part or parts of the Additional
Real Estate, shall preclude Declarant from thereafter from time to time further expanding and adding
to the Property to include other portions of the Additional Real Estate, and such right and option of
expansion may be exercised by Declarant from time to time as to all or any portions of the
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Additional Real Estate so long as such expansion is accomplished during the Development Period.
Such expansion of the Property is entirely at the discretion of Declarant and nothing contained in this
Declaration or otherwise shall require Declarant to expand the Property beyond the Real Estate, or
any other portions of the Additional Real Estate which Declarant may voluntarily and in its sole
discretion from time to time subject to this Declaration.
4. The Lakes. The Declarant may, but shall not be required to, excavate a Lake or Lakes on
the property. The Corporation shall be responsible for maintaining the Lakes. The Maintenance
Costs of the Lakes shall be assessed as a General Assessment against all Lots subject to assessment.
Each Owner of a Lot which abuts a Lake shall be responsible at all times for maintaining so much
of the bank of the Lake above the pool level as constitutes a part of, or abuts, his Lot and shall keep
that portion of a Lake abutting his Lot free of debris and otherwise in reasonably clean condition.
No Owner shall pump water out of the Lake. No boats shall be permitted upon any part of a Lake
and no dock, pier, wall or other structure may be extended into a Lake without the prior written
consent of the Architectural Review Board and such governmental authority as may have jurisdiction
there over. Except as otherwise provided herein, no individual using a Lake has the right to cross
another Lot or trespass upon the shoreline not with the Common Area, subject to the rights of the
Declarant, the Corporation and their employees, agents and assigns as set forth in the Declaration.
Each Owner of a Lot abutting a Lake shall indemnify and hold harmless Declarant, the Corporation
and each other Owner against all loss or damage incurred as a result of injury to any Person or
damage to any property, or as a result of any other cause or thing, arising from or related to use of,
or access to, a Lake by any Person who gains access thereto from, over or across such Owner's Lot.
Declarant shall have no liability to any Person with respect to the Lakes, the use thereof or access
thereto, or with respect to any damage to any Lot resulting from a Lake or the proximity ora Lot
thereto, including loss or damage from erosion.
5. The Lake Control Structures. Declarant shall convey title to the Lake Control Structures
to the Corporation. The Corporation shall be responsible for maintaining the Lake Control
Structures to the extent not maintained by the Drainage Board, and the Maintenance Costs thereof
shall be assessed as a General Assessment against all Lots subject to assessment.
6. Drainage System - Declarant shall maintain the Drainage System in good condition
satisfactory for the purpose for which it was constructed until the earlier of December 31, 2001, or
the date the Drainage System is accepted as a legal drain by the Drainage Board. After the earlier
of such dates, the Corporation shall maintain the Drainage system to the extent not maintained by
the Drainage Board and the Maintenance Costs thereof shall be assessed against all Lots subject to
assessment serviced by that part of the Drainage System with respect to which Maintenance Costs
are incurred. Each Owner shall be individually liable for the cost of maintenance of any drainage
system located entirely upon his Lot which is devoted exclusively to drainage of his Lot and is not
maintained by the Drainage Board.
7. Recreational Facilities - The Owners may elect to levy upon all Lots subject to assessment
auniform special assessment for the construction on a Common Area of certain recreational facilities
consisting of a bathhouse, a club house, a swimming pool, one or two tennis courts, and/or other
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constructed on any Lot unless such Residence, exclusive of open porches, attached garages and
basements (whether finished or unfinished), shall (i) in the case of a one story structure, have a
ground floor area of at least 2,400 square feet and (ii) in the case of a higher structure, have an
overall square footage of at least 2,800 square feet, at least 1,500 square feet of which must be on
the first floor.
(c) Temporary Structures. No trailer, shack, tent, boat, basement, garage or other
outbuilding may be used at any time as a dwelling, temporary or permanent, nor may any structure
of a temporary character be used as a dwelling.
(d) Driveways. All driveways shall be paved and maintained dust free.
(e) Yard LiJthts. The Owner of each Lot (other than Declarant) shall install a yard light in
operable condition on such Lot at a location, having a height and of a type, style and manufacture
approved by the Architectural Review Board prior to the installation thereof. Each such light fixture
shall also have a bulb of a maximum wattage approved by Architectural Review Board to insure
uniform illumination on each Lot and shall be equipped with a photo electric cell or similar device
to insure automatic illumination from dusk to dawn each day. The yard light thereafter shall be
maintained in proper working order by the Corporation. The yard light will be located at a uniform
distance from the inside of the adjacent curb and shall be centrally placed on each Lot.
(f) Fire Place Chase. All fireplace Chases shall be of masonry veneer, drivit, or a material
which is equal to or better than masonry veneer or E.I.F.S. in quality and appearance. No fireplace
chase shall be constructed of stuccoboard.
(g) Storage Tanks. All above or below ground storage tanks, with the exception of gas
storage tanks used solely in connection with gas grills for the purpose of grilling or cooking food,
shall be and hereby are prohibited.
(h) Construction and Landscaoing. All construction upon, landscaping of and other
improvements to a Lot shall be completed strictly in accordance with the Lot Development Plan
approved by the Architectural Review Board. All landscaping specified on the landscaping plan
approved by the Architectural Review Board shall be installed on the Lot strictly in accordance with
such approved plan within thirty (30) days following substantial comple~ion oftheResidence unless
the Board agrees to a later landscaping completion date. Unless a delay is caused by strikes, war,
court injunction or acts of god, the Owner of any Lot which on the date of purchase is not improved
with a Residence shall commence construction of a Residence upon the Lot within two (2) years
from the date the Owner acquired title thereto and shall complete construction of such Residence
within one (1) year after the date of commencement of the building process, but in no event later
than three (3) years after the date the Owner acquired title to the Lot unless such Lot is adjacent to
a Lot upon which the Owner has constructed a Residence in which such Owner permanently resides.
If the Owner fails to commence or complete construction of a Residence within the time periods
specified herein, or if the Owner should, without Declarant's written approval, sell, contract to sell,
convey, or otherwise dispose of, or attempt to sell, convey or otherwise dispose of, the Lot before
constructed on any Lot unless such Residence, exclusive of open porches, attached garages and
basements (whether finished or unfinished), shall (i) in the case of a one story structure, have a
ground floor area of at least 2,400 square feet and (ii) in the case of a higher structure, have an
overall square footage of at least 2,800 square feet, at least 1,500 square feet of which must be on
the first floor.
(c) Temoorarv Structures. No trailer, shack, tent, boat, basement, garage or other
outbuilding may be used at any time as a dwelling, temporary or permanent, nor may any structure
of a temporary character be used as a dwelling.
(d) Driveways. All driveways shall be paved and maintained dust free.
(e) Yard Li~,hts. The Owner of each Lot (other than Declarant) shall install a yard light in
operable condition on such Lot at a location, having a height and of a type, style and manufacture
approved by the Arohitectural Review Board prior to the installation thereof. Each such light fixture
shall also have a bulb of a maximum wattage approved by Architectural Review Board to insure
uniform illumination on each Lot and shall be equipped with a photo electric cell or similar device
to insure automatic illumination from dusk to dawn each day. The yard light thereafter shall be
maintained in proper working order by the Corporation. The yard light will be located at a uniform
distance from the inside of the adjacent curb and shall be centrally placed on each Lot.
(f) Fire Place Chase. All fireplace Chases shall be of masonry veneer, drivit, or a material
which is equal to or better than masonry veneer or E.I.F.S. in quality and appearance. No fireplace
chase shall be constructed of stuccoboard.
(g) Storage Tanks. All above or below ground storage tanks, with the exception of gas
storage tanks used solely in connection with gas grills for the purpose of grilling or cooking food,
shall be and hereby are prohibited.
(h) Construction and Landscaping. All construction upon, landscaping of and other
improvements to a Lot shall be completed strictly in accordance with the Lot Development Plan
approved by the Architectural Review Board. All landscaping specified on the landscaping plan
approved by the Architectural Review Board shall be installed on the Lot strictly in accordance with
such approved plan within thirly (30) days following substantial completion of the Residence unless
the Board agrees to a later landscaping completion date. Unless a delay is caused by strikes, war,
court injunction or acts of god, the Owner of any Lot which on the date of purchase is not improved
with a Residence shall commence construction of a Residence upon the Lot within two (2) years
from the date the Owner acquired title thereto and shall complete construction of such Residence
within one (1) year after the date of commencement of the building process, but in no event later
than three (3) years after the date the Owner acquired title to the Lot unless such Lot is adjacent to
a Lot upon which the Owner has constructed a Residence in which such Owner permanently resides.
If the Owner fails to commence or complete construction ora Residence within the time periods
specified herein, or if the Owner should, without Declarant's written approval, sell, contract to sell,
convey, or otherwise dispose of, or attempt to sell, convey or otherwise dispose of, the Lot before
completion of construction of a Residence on the Lot, then, in any of such events, Declarant may:
(i) re-enter the Lot and divest the Owner of title thereto by tendering to the Owner
or to the Clerk of the Circuit Court of Hamilton County the lesser of (i) the same net dollar
amount as was received by Declarant from such Owner as consideration for the conveyance
by Declarant of the Lot, together with such actual costs, if any, as the Owner may prove to
have been incurred in connection with the commencement of construction of a Residence on
the Lot and (ii) the then fair market value of the Lot, as determined by averaging two (2)
appraisals made by two (2) qualified appraisers appointed by the Judge of the Circuit or
Superior Court of Hamilton County, Indiana.
(ii) obtain injunctive relief to force the Owner to proceed with construction of any
residence, a Lot Development Plan for which has been approved by the Architectural Review
Board upon application by such Owner; or
(iii) pursue such other remedies at law or in equity a may be available to Declarant.
The failure of the Owner of a Lot to apply for approval of, or receive approval from, the
Architectural Review Board of a Lot Development Plan shall not relieve such Owner from his
obligation to commence and complete construction of a Residence upon the Lot within the time
periods specified herein. Forthe purposes of this sub-paragraph (h), construction ora Residence will
be deemed "completed" when the exterior of the Residence (including but not limited to the
foundation, walls, roof, windows, entry doors, gutters, downspouts, exterior trim, paved driveway
and landscaping) has been completed in conformity with the Lot Development Plan.
(i) Mailboxes. All mailboxes installed upon Lots shall be uniform and shall be of a type,
color and manufacture approved by the Architectural Review Board. Such mailboxes shall be
installed upon posts approved as to type, size and location by the Architectural Review Board and
the United States Post Office.
(j) Sentic Systems. No septic tank, absorption field or any other on-site sewage disposal
system (other than a lateral main connected to a sanitary sewage collection system operated by the
Clay Township Regional Waste District or a successor public agency or public utility) shall be
installed or maintained on any Lot.
(k) Water Systems. Each Owner shall connect to such water line maintained by a private
or public water utility to provide water for domestic use on the Lot and shall pay all connection,
availability or other charges lawfully established with respect to connections thereto.
Notwithstanding the foregoing, an Owner may establish, maintain and use an irrigation water well
on his Lot.
(1) Drainage. In the event storm water drainage from any Lot or Lots flows across another
Lot, provision shall be made by the Owner of such Lot to permit such drainage to continue, without
restriction or reduction, across the downstream Lot and into the natural drainage channel or course,
although no specific drainage easement for such flow of water is provided on the Plat. To the extent
not maintained by the Drainage Board, "Drainage Easements" reserved as drainage swales shall be
maintained by the Owner of the Lot upon which such easements are located such that water from any
adjacent Lot shall have adequate drainage along such swale. Lots within Camden Walk may be
included in a legal drain established by the Drainage Board. In such event, each Lot in Camden
IFalk will be subject to assessment by the Drainage Board for the costs of maintenance of the portion
of the Drainage System and the Lake Control Structures included in such legal drain, which
assessment will be a lien against the Lot. The elevation of a Lot shall not be changed so as to affect
materially the surface elevation or grade of surrounding Lots. Perimeter foundation drains, sump
pump drains, downspouts and water softeners, shall be connected whenever feasible into a
subsurface drainage tile. Downspouts and drains shall be designed to disperse runofffor overland
flow to street or swale collection systems. Each Owner shall maintain the subsurface drains and tiles
located on his Lot and shall be liable for the cost of all repairs thereto or replacements thereof.
(m) Outbuildings and sheds are specifically prohibited except that Declarant may allow them
on a case by case basis.
I 1. Maintenance of Lots.
(a) Vehicle Parkin,,. No camper, motor home, track, trailer, boat or disabled vehicle may
be parked or stored overnight or longer on any Lot in open public view.
(b) Signs. Except for such signs as Declarant may in its absolute discretion display in
connection with the identification or development of Camden Walk and the sale of Lots therein and
such signs as may be located in any Common Area or Community Area, no sign of any kind shall
be displayed to the public view on any Lot except that two (2) signs of not more than four (4) square
feet may be displayed at any time for the purpose of advertising the property for sale, or may be
displayed by a builder to advertise the property during construction and sale. A builder shall display
a "sold" sign on the Lot when he has sold the property.
(c) Fencing. No fence, wall, hedge or shrub planting higher than eighteen (18) inches shall
be permitted between the front property line and the front building set-back line except where such
planting is pan of Residence landscaping and the prime root thereof is within four (4) feet of the
Residence. Corner Lots shall be deemed to have two (2) front yards. Trees shall not be deemed
"shrubs" unless planted in such a manner as to constitute a "hedge". All fencing shall be wrought
iron in appearance, and the Architectural Review Board may not approve a fence which either is not
wrought iron or does not have a wrought iron appearance. All fencing shall be uniform in height,
style and color and substantially similar in material. No fence shall be erected or maintained on or
within any Landscaping Easement or Sign Easement except such as may be installed by Declarant
and subsequently replaced by the Corporation in such manner as to preserve the uniformity of such
fence. All fences on Lake Lots shall be wrought iron or similar material. No fence may be erected
on a Lot without the prior approval of the Architectural Review Board, which shall approve the
location of all fences; provided, however, that all fencing erected on a Lot must be erected either (i)
within three (3) inches of the property line of such Lot, or (ii) more than ten (10) feet from the
property line of such Lot. Owners of Lots adjoining Lots on which a fence is erected within three
(3) inches of the property line shall have the right to connect his or her fence to the fence on the
adjoining Lot. The Architectural Review Board may establish further restrictions with respect to
fences, including limitations on (or prohibition of) the installation offences in the rear yard of a Lot
abutting a Lake and design standards for fences. All fences shall be kept in good repair. No fence,
wall, hedge or shrub planting which obstructs sight lines at elevations between two (2) and six (6)
feet above the street shall be placed or permitted to remain on any comer Lot within the triangular
area formed by the street property lines and a line connecting points 25 feet from the intersection of
said street lines, or in the case of a street line with the edge of a driveway pavement or alley line.
No tree shall be permitted to remain within such distances of such intersections unless the foliage
line is maintained at sufficient height to prevent obstruction of such sight lines.
(d) Nuisances. No noxious or offensive activity shall be carded on upon any Lot nor shall
anything be done thereon which may be, or may become, an annoyance or nuisance to the
neighborhood. Barking dogs shall constitute a nuisance.
(e) Gerbane and Refuse Disposal. No Lot shall be used or maintained as a dumping ground
for trash. Rubbish, garbage or other waste shall be kept in sanitary containers out of public view.
All equipment for storage or disposal of such materials shall be kept clean and sanitary.
(0 Livestock and Poultrv. No animals, livestock or poultry of any kind shall be raised, bred
or kept on any Lot, except that dogs, cats or other household pets may be kept provided that they are
not kept, bred or maintained for any commercial purpose. The owners of such permitted pets shall
confine them to their respective Lots such that they will not be a nuisance. Owners of dogs shall so
control or confine them so as to avoid barking which will annoy or disturb adjoining Owners.
(g) Outside Burning. No trash, leaves, or other materials shall be burned upon a Lot if
smoke therefrom would blow upon any other Lot and, then, only in acceptable incinerators and in
compliance with ail applicable legal requirements.
(h) Antennas and Receivers. No antenna, satellite dish, or other device for the transmission
or reception of radio, television, or satellite signals or any other form of electromagnetic radiation
shall be erected, used or maintained outdoors and above ground, whether attached to a building or
otherwise, on any residential Lot without the written approval of the Architectural Review Board,
which approval shall not be unreasonably withheld; provided, however, that any such device may
be installed and maintained on any Lot without the necessity of such written approval if: (a) it is not
visible from neighboring Lots, streets or common area; or (b) the Owner, prior to installation, has
received the written consent of the Owners of all Lots who would have views of the device from
their Lots; or (c) the device is virtually indistinguishable from structures, devices or improvements,
such as heat pumps, air conditioning units, barbecue grills, patio furniture, and garden equipment,
which are not prohibited by these covenants or by-laws, or (d) it is a satellite dish two (2) feet or less
in diameter and not affixed to the roof of a residence.
(i) Exterior Lights. No exterior lights shall be erected or maintained between the building
line and rear lot line so as to shine or reflect directly upon another Lot.
(j) Electric BuR Killers. Electric Bug Killers, "zappers", and other similar devices shall not
be installed at a location or locations which will result in the operation thereof becoming a nuisance
or annoyance to other Owners, and shall be operated only when outside activities require the use
thereof and not continuously.
(k) Tennis Courts. No tennis court shall be installed or maintained on any Lot without prior
written approval from the Architectural Review Board.
(i) Swimming Pools. No swimming pool or equipment or building related thereto shall be
constructed without the prior approval of the Architectural Review Board. No swimming pool shall
be located on a Lot abutting within 35 feet from the water's edge of a Lake at normal pool elevation
as established on the engineering design plans for the Lake filed with the Zoning Authority. Ifa
variance permitting installation of a mechanical pool cover in lieu of fencing has been or may be
obtained from the Zoning Authority, then the Architectural Review Board may require, as a
condition to the location of a swimming pool on a Lot, that the Owner install a mechanical pool
cover. If the Board imposes such requirement, then a mechanical pool cover of a type and
manufacture approved by the Architectural Review Board shall be installed by the Owner in
compliance with all applicable legal requirements established by the Zoning Authority as a condition
to such variance, and all requirements established by the Architectural Review Board.
12. Camden Walk Homeowners Association. Inc.
(a) Membership. Each Owner shall automatically be a Member and shall enjoy the
privileges and be bound by the obligations contained in the Articles and By-Laws. IfaPerson would
realize upon his security and become an Owner, he shall then be subject to all the requirements and
limitations imposed by this Declaration on other Owners, including those provisions with respect
to the payment of Assessments.
(b) Powers. The Corporation shall have such powers as are set forth in this Declaration and
in the Articles and By-Laws, together with all other powers that belong to it by law.
(c) Classes of Membership and Votim, Riv. hts. The Association shall have the following
two (2) classes of voting membership:
Class A. Class A members shall be all Owners with the exception of the Declarant.
Class A members shall be entitled to one (1)vote for each Lot owned. When more than one
person holds an interest in any Lot, all such persons shall be members. The vote for each Lot
shall be exercised as the members holding an interest in such Lot determine among
themselves, but in no event shall more than one vote be cast with respect to any Lot.
Class B. The Class B member shall be the Declarant. The Declarant shall be entitled
to five (5) votes for each Lot owned. For purposes of this calculation, it shall be assumed
that Declarant owns all Lots, which number shall be reduced as Lots are conveyed by the
Declarant to an Owner. The Class B membership shall cease and be converted to Class A
membership on the happening of either of the following events, whichever occurs earlier:
(a) when the total number of votes outstanding in the Class A membership is equal to the
total number of votes outstanding in the Class B membership; or, (b) December 31, 2020.
(d) Reserve for Renlacements. The Board of Directors shall establish and maintain the
Reserve for Replacements by the allocation and payment to such reserve fund of an amount
determined annually by the Board to be sufficient to meet the cost of periodic maintenance, repairs,
renewal and replacement of the Community Area. In determining the amount, the Board shall take
into consideration the expected useful life of the Community Area, projected increases in the cost
of materials and labor, interest to be earned by such fund and the advice of Declarant or such
consultants as the Board may employ. The Reserve for Replacements shall be deposited in a special
account with a lending institution, the accounts of which are insured by an agency of the United
States of America or may, in the discretion of the Board, be invested in obligations of, or fully
guaranteed as to principal by, the United States of America. The Reserve for Replacements shall
initially be funded thru the collection from an Owner at closing of the sum of $500.00 per closing
of (i) the transfer of a Lot by Declarant to an Owner other than a builder who acquires title for the
purpose of constructing a residence for subsequent sale on (ii) the transfer of a Lot by a builder to
an Owner.
(e) Limitations on Action bv the Cornoration. Unless the Class B Member and (i) at least
two-thirds of the Mortgagees (based on one vote for each first mortgage owned) or (ii) two-thirds
(2/3) of the Class A Members (other than Declaran0 have given their prior written approval, the
Corporation, the Board of Directors and the Owners may not: (i) except as authorized by Paragraph
13(a), by act or omission seek to abandon, partition, subdivide, encumber, sell or transfer the
Community Area (but the granting or easements for public utilities or other public purposes
consistent with the intended use of the Community Area shall not be deemed a transfer for the
purposes of this clause); (ii) fail to maintain fire and extended coverage on insurable Community
Area on a current replacement cost basis in an amount at least one hundred percent (100%) of the
insurable value (based on current replacement cost); (iii) use hazard insurance proceeds for losses
to any Community Area for other than the repair, replacement or reconstruction of the Community
Area; (iv) change the method ofdeterminingthe obligations, assessments, dues or other charges that
may be levied against the Owner of a Residence; (v) by act or omission change, waive or abandon
any scheme of regulations or their enforcement pertaining to the architectural design or the exterior
appearance of Residences, or the maintenance and up-keep of the Community Area; or (vi) fail to
maintain the Reserve for Replacements in the amount required by this Declaration.
(f) Mergers. Upon a merger or consolidation of another corporation with the Corporation,
its properties, rights and obligations may, as provided in its articles of incorporation, by operation
of law be transferred to another surviving or consolidated corporation or, alternatively, the
properties, rights and obligations of another corporation may be operation of law be added to the
properties, rights and obligations of the Corporation as a surviving corporation pursuant to a merger.
The surviving or consolidated corporation may administer the covenants and resffictions established
by this Declaration within the Property together with the covenants and restrictions established upon
any other properties as one scheme. No other merger or consolidation, however, shall effect any
revocation, change or addition to the covenants established by this Declaration within the Property
except as hereinafter provided.
(g) Termination of Class B Membershin. Wherever in this Declaration the consent, approval
or vote of the Class B Member is required, such requirement shall cease at such time as the Class
B Membership terminates, but no such termination shall affect the rights and powers of Declarant
set forth in Paragraphs 16(b), 16(0, 17, or 20 (b).
(h) Board of Directors - During the Development Period, the Declarant shall appoint all
directors, shall fill all vacancies in the Board of Directors, and shall have the right to remove any
Director at any time, with or without cause. After the Development Period, the Owners shall elect
a Board of Directors of the Association as prescribed by the Association's Articles and By-Laws.
The Board of Directors shall manage the affairs of the Association. Directors need not be members
of the Association.
(i) Obligations - The Corporation shall fulfill the obligations which, per the terms of this
Declaration, it is required to fulfill.
13. Assessments.
(a) Creation of the Lien and Personal Obligation of Assessments. Declarant hereby
covenants, and each Owner of any Lot by acceptance of a deed thereto, whether or not it shall be so
expressed in such deed, is deemed to covenant and agree, to pay to the Corporation the following:
(1) General assessments, (2) Special Assessments, such Assessments to be established and collected
as hereinafter provided.
All Assessments, together with interest thereon and costs of collection thereof, shall be a
charge on the land and shall be a continuing lien upon the Lot against which each Assessment is
made until paid in full. Each Assessment, together with interest thereon and costs of collection
thereof, shall also be the personal obligation of the Person who was the Owner of the Lot at the time
when the Assessment became due.
(b) General Assessment.
(i) Purpose of Assessment. The General Assessment levied by the Corporation shall
be used exclusively to promote the recreation, health, safety, and welfare of the Owners of
Lots, to fulfill the obligations of the Corporation specified in this Declaration, and for the
improvement, maintenance and operation of the Community Area and all sign easements and
landscape easements. The General Assessment shall also be levied for the payment of real
estate taxes allocable to the Community Areas, which real estate taxes shall be paid by the
Corporation from the date hereof, notwithstanding that the Declarant may retain title to all
or part of the Community Area.
(ii) Basis for Assessment.
(1) Lots Generally. Each Lot owned by a person other than Declarant shall
be assessed at a uniform rate without regard to whether a Residence has been
constructed upon the Lot.
(2) Lots Owned by Declarant. No Lot owned by Declarant shall be assessed
by the Corporation except such Lots as have been improved by the construction
thereon of Residances which shall be subject to assessment as provided in Clause (1)
above.
(3) Chance in Basis. The basis for assessment may be changed with the
assent of the Class B Member and of(i) two-thirds (2/3) of the Class A Members
(excluding Declarant) or (ii) two-thirds (2/3) of the Mortgagees (based on one vote
for each first mortgage owned) who are voting in person or by proxy at a meeting of
such members duly called for this purpose.
(iii) Method of Assessment. By a vote of a majority of the Directors, the Board of
Directors shall, on the basis specified in subparagraph (ii), fix the General Assessment for
each assessment year of the Corporation at an amount sufficient to meet the obligations
imposed by this Declaration upon the Corporation. The Board of Directors shall establish
the date(s) the General Assessment shall become due, and the manner in which it shall be
paid.
(iv) Allocation of Assessment. Except as otherwise expressly provided herein, the
cost of maintaining, operating restoring or replacing the Community Area shall be allocated
equally among owners of all Lots and shall be uniformly assessed.
(c) Special Assessment. The Corporation may levy in any fiscal year a Special Assessment
applicable to that year and not more than the next four (4) succeeding fiscal years for the purpose
of defraying, in whole or in part, the cost of any construction, repair, or replacement of a capital
improvement upon or constituting a part of the Community Area, including fixtures and personal
property relating thereto, provided that any such Assessment shall have the assent of the Class B
Member and of a majority of the votes of the Class A members whose Lots are subject to assessment
with respect to the capital improvement who are voting in person or by proxy at a meeting of such
members duly called for this purpose.
(d) DateofCommencementofAssessments. TheG-eneralAssessmentshall commencewith
respect to assessable Lots on the first day of the month following conveyance of the first Lot to an
Owner who is not Declarant. The initial General Assessment on any assessable Lot shall be $750.00
per year and shall be adjusted according to the number of whole months remaining in the assessment
year.
15
(e) EffectofNonpaymentofAssessments;RemediesoftheCorooration. Any Assessment
not paid within thirty (3 0) days after the due date may upon resolution of the Board of Directors bear
interest from the due date at a percentage rate no greater than the current statutory maximum annual
interest rate, to be set by the Board of Directors for each assessment year. The Corporation shall be
entitled to institute in any court of competent jurisdiction any lawful action to collect the delinquent
Assessment plus any expenses or costs, including attorneys' fees, incurred by the Corporation in
collecting such Assessment. If the Corporation has provided for collection of any Assessment in
installments, upon default in the payment of any one or more installments, the Corporation may
accelerate payment and declare the entire balance of said Assessment due and payable in full. No
Owner may waive or otherwise escape liability for the Assessments provided for herein by non-use
of the Community Area or abandonment of his Lot.
(f) Subordination of the Lien to Mort~aees. The lien of the Assessments provided for herein
against a Lot shall be subordinate to the lien of any recorded first mortgage covering such Lot and
to any valid tax or special assessment lien on such Lot in favor of any governmental taxing or
assessing authority. Sale or transfer of any Lot shall not affect the assessment lien. The sale or
transfer of any Lot pursuant to mortgage foreclosure or any proceeding in lieu thereof shall,
however, extinguish the lien of such Assessments as to payments which became due more than six
(6) months prior to such sale or transfer. No sale or transfer shall relieve such Lot from liability for
any Assessments thereafter becoming due or from the lien thereof.
(g) Certificates. The Corporation shall, upon demand by an Owner, at any time, furnish a
certificate in writing signed by an officer of the Corporation that the Assessments on a Lot have been
paid or that certain Assessments remain unpaid, as the case may be.
(h) Exempt Property. The following property subject to this Declaration shall be exempt
from the Assessments, charge and lien created herein: (1) all properties to the extent of any
easement or other interest therein dedicated and accepted by the local public authority and devoted
to public use and (2) the Community Area.
(i) Annual Budget. By a majority vote of the Directors, the Board of Directors shall adopt
an annual budget for the subsequent fiscal year, which shall provide for allocation of expenses in
such a manner that the obligations imposed by the Declaration will be met.
14. Architectural Control.
(a) The Architectural Review Board. Until the end of the Development Period, an
Architectural Review Board consisting of two (2) Persons shall be appointed by the Declarant. After
the expiration of the Development Period, the Architectural Review Board shall be appointed by the
Board of Directors.
(b) Pumoses. The Architectural Review Board shall regulate the external design,
appearance, use, location and maintenance of the Property and of improvements thereon in such
manner as Io preserve values and to maintain a harmonious relationship among structures,
improvements and the natural vegetation and topography.
(c) Chan~,e in Conditions. Except as other, vise expressly provided in this Declaration, no
improvements, alterations, repairs, change of colors, excavations, changes in grade, planting or other
work that in any way alters any Lot or the exterior of the improvements located thereon from its
natural or improved state existing on the date such Lot was first conveyed in fee by the Declarant
to an Owner shall be made or done without the prior approval by the Architectural Review Board
of a Lot Development Plan therefor. Prior to the commencement by an Owner other than Declarant
of (i) construction, erection or alteration of any Residence, building, fence, wall, swimming pool,
tennis court, patio, pier, dock, recreational equipment, or other structure on a Lot or (ii) any plantings
on a Lot, a Lot Development Plan with respect thereto shall be submitted to the Architectural
Review Board, and no building, fence, wall, Residence, or other structure shall be commenced,
erected, maintained, improved, altered, made or done, or any plantings made, by any Person other
than Declarant without the prior written approval by the Architectural Review Board of a Lot
Development Plan relating to such construction, erection, alteration or plantings. Such approval
shall be in addition to, and not in lieu of, all approvals, consents, permits and/or variances required
by law from governmental authorities having jurisdiction over Camden Walk, and no Owner shall
undertake any construction activity within Camden Walk unless legal requirements have been
satisfied. Each Owner shall complete all improvements to a Lot strictly in accordance with the Lot
Development Plan approved by the Architectural Review Board. As used in this subparagraph (c),
"plantings" does not include flowers, bushes, shrubs or other plants having a height of less than 18
inches.
(d) Procedures. In the event the Architectural Review Board fails to approve, modify or
disapprove in writing a Lot Development Plan within thirty (3 0) days after such plan has been duly
filed with the Architectural Review Board in accordance with procedures established by Declarant
or, if Declarant is no longer a Class B member, the Board of Directors' approval will be deemed
granted. If Declarant is no longer a Class B member, a decision of the Architectural Review Board
may be appealed to the Board of Directors which may reverse or modify such decision by a two-
thirds (2/3) vote of the Directors then serving.
(e) Guidelines and Standards. The Architectural Review Board shall have the power to
establish such architectural and landscaping design guidelines and standards as it may deem
appropriate to achieve the purpose set forth in subparagraph (b) to the extent that such design
guidelines and standards are not in conflict with the specific provisions of this Declaration. If
Declarant is no longer a Class B member, any such guideline or standard may be appealed to the
Board of Directors which may terminate or modify such guideline or standard by a two-thirds (2/3)
vote of the Directors then serving.
15. Community Area.
(a) Ownership. The Community Area shall remain private, and neither Declarant's execution
or recording of any instrument portraying the Community Area, nor the doing of any other act by
Declarant is, or is intended to be, or shall be construed as, a dedication to the public of such
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(f) Additional Rights of Use. The members of the family and the guests of every Person
who has a right of enjoyment to the Community Area and facilities may use the Community Area
and facilities subject to such general regulations consistent with the provisions of this Declaration
as may be established from time to time by the Corporation and included within the Register of
Regulations.
(g) Damaae or Destruction bv Owner. In the event the Community Area is damages or
destroyed by an Owner or any of his guests, tenants, licensees, agents, or member of his family, such
Owner authorizes the Corporation to repair said damaged area; the Corporation shall repair said
damaged area in a good workmanlike manner in conformance with the original plans and
specifications of the area involved, or as the area may have been modified or altered subsequently
by the Corporation in the discretion of the Corporation. The amount necessary for such repairs shall
become a Special Assessment upon the Lot of said Owner.
(h) Conveyance of Title. Declarant may retain the legal title to the Community Area or any
portion thereof until such time as it has completed improvements thereon, but notwithstanding any
provision herein, the Declarant hereby covenants that it shall convey the Lakes and Lake Control
Structures to the Corporation, free and clear of all liens and financial encumbrances. Owners shall
have all the rights and obligations imposed by this Declaration with respect to such Community Area
prior to conveyance, except that the Corporation shall not be liable for payment of taxes and
insurance for such Community Area until title is conveyed.
16. Easements.
(a) Plat Easements. In addition to such easements as are created elsewhere in this
Declaration and as may be created by Declarant pursuant to written instruments recorded in the
Office of the Recorder of Hamilton County, Indiana, Lots are subject to drainage easements, sewer
easements, utility easements, sign easements, entry way easements, landscaping easements, lake
maintenance access easements and non-access easements, either separately or in any combination
thereof, as shown on the Plat, which are reserved for the use of Owners, public utilities companies
and governmental agencies as follows:
(1) Drainage Easements. (DE) are created to provide paths and courses for area and
local storm drainage, either overland or in adequate underground conduit, to serve the needs
of Camden Walk and adjoining ground and/or public drainage systems; and it shall be the
individual responsibility of each Owner to maintain the drainage across his own Lot. Under
no circumstance shall said easement be blocked in any manner by the construction or
reconstruction of any improvement, nor shall any grading restrict, in any manner, the water
flow. Said areas are subject to construction or reconstruction to any extent necessary to
obtain adequate drainage at any time by any governmental authority having jurisdiction over
drainage, by Declarant, and by the Architectural Review Board, but neither Declarant nor the
Architectural Review Board shall have any duty to undertake any such construction or
reconstruction. In the event the Declarant or the Architectural Review Board undertakes any
such construction or reconstruction, its obligations to restore the affected real estate after any
such construction or reconstruction shall be limited to re-grading and re-seeding. Under no
circumstances to shall the Declarant be liable for any damage or destruction to any fences,
structures, or other improvements which are damaged, destroyed or remodeled by Declarant,
or its agents or employees as a result of such construction or reconstruction. Said easements
are for the mutual use and benefit of the Owners.
(ii) Sewer Easements. (SE) are created for the use of the local government agency
having jurisdiction over any storm and sanitary waste disposal system which may be
designed to serve Camden Walk for the purpose of installation and maintenance of sewers
that are a part of said system.
(iii) Utility Easements. (ERE) are created for the use of Declarant, the Corporation
and all public utility companies, not including transportation companies, for the installation
and maintenance of mains, ducts, poles, lines and wires, as well as for all uses specified in
the case of sewer easements.
(iv) Entry Way Easements. (EWE) are hereby created in the area of the Entry Ways
for the use of Declarant, the Architectural Review Board and the Corporation for the
installation, operation and maintenance of the Entry Ways.
(v) Lendscapin~ Easements. (LE) are created for the use by Declarant, the
Architectural Review Board and the Corporation for the planting and maintenance of trees,
shrubs and other plantings.
(vi) Lake Maintenance Access Easements. (LMAE) are created for the use of
Declarant, the Corporation, the Drainage Board and the Clay Township Regional Waste
District for the purpose of gaining access to the Lake, the Lake Control Structures, the
Drainage System in the course of maintenance, repair or replacement of any thereof.
(vii) Non-Access Easements. are depicted on the Plat and are created to preclude
access from certain Lots to abutting rights-of-way across the land subject to such easements.
No planting shall be done, and no hedges, walls, or other improvements shall be erected or
maintained in the area of such easements except by the Declarant during the Development
Period and, thereafter, by the Association. No fences shall be erected or maintained in the
area of such easements.
(viii) Sign Easements - There are strips of grounds shown on the Plat and reserved
for mounding easements, landscape easements, and sign easements. Declarant hereby
reserves unto itself during the Development Period and thereafter unto the Association, such
easements for the purposes of providing signs which either (i) advertise the Property, and the
availability of Lots the identity of participating builders, or events, or (ii) identify the
Property. Declarant reserves unto itself during the Development Period and thereafter unto
the Association, the exclusive and sole right to erect signs and install landscaping, mounding,
and screening within these strips of ground shown on the Plat as landscaping, mounding, and
sign easements. No planting shall be done, and no hedges, wails, or other improvements
shall be erected or maintained in the area of such easements except by the Declarant during
the Development Period and, thereafter, by the Association. No fences shall be erected or
maintained in the area of such easements, except as may be installed by the Declarant.
(ix) Community Area Access Easement - The Declarant and the Corporation shail
have an undefined easement over any and all Lots for the purpose of gaining access to any
Community Area in order to maintain or repair said Community Area.
All easements mentioned herein include the fight of reasonable ingress and egress for the exercise
of other rights reserved. No structure, including fences, shall be built on any drainage, sewer or
utility easement, but a paved driveway necessary to provide access to a Lot from a public street or
Roadway shall not be deemed a "structure" for the purpose of this Restriction.
(b) General Easement. There is hereby created a blanket easement over, across, through and
under the Property for ingress, egress, installation, replacement, repair and maintenance of
underground utility and service lines and systems, including but not limited to water, sewers, gas,
telephones, electricity, television, cable or communication lines and systems. By virtue of this
easement it shall be expressly permissible for Declarant or the providing utility or service company
to install and maintain facilities and equipment on the Property and to excavate for such purposes
if Declarant or such company restores the disturbed area. All such restoration shall be limited to re-
seeding and re-grading only and Declarant shall be under no obligation to repair or replace any
improvements or landscaping. No sewers, electrical lines, water lines, or other utility service lines
or facilities for such utilities may be installed or relocated in the Property except as proposed and
approved by Declarant prior to the conveyance of the first Lot in the Property to an Owner or by the
Architecturai Review Board thereafter. Should any utility furnishing a service covered by the
general easement herein provided request a specific easement by recordable document, Declarant
or the Corporation shall have the right to grant such easement on the Property without conflicting
with the terms thereof. This blanket easement shall in no way affect any other recorded easements
on the Property, shaii be limited to improvements as originally constructed, and shall not cover any
portion ora Lot upon which a Residence has been constructed.
(c) Public Health and Safety Easements. An easement is hereby created for the benefit of,
and granted to, all police, fire protection, ambulance, delivery vehicles, and all similar Persons to
enter upon the Community Area in the performance of their duties.
(d) DrainaueBoardEasement. Aneasementisherebycreatedforthebenefitof, andgranted
to, the Drainage Board to enter the Property and ail Lots therein to the extent necessary to exercise
its rights with respect to all or any part of the Drainage System or Lake Control Structures which are
included within any legai drain.
(e) Crossing, Underaround Easements. Easements utilized for underground service may be
crossed by driveways, waikways and Lake Access Easements provided prior arrangements are made
with the utility company furnishing service. Such easements as are actually utilized for underground
service shall be kept clear of all other improvements, including buildings, patios, or other pavings,
other than crossings, driveways, walkways or Lake Access Easements, and neither Declarant nor any
utility company using the easements shall be liable for any damage done by either of them or their
assigns, agents, employees, or servants to shrubbery, woes, flowers or other improvements of the
Owner located on the land covered by said easements.
(0 Declarant's Easement to Correct Drainage. For a period often (10) years from the date
of conveyance of the first Lot in the Property, Declarant reserves a blanket easement and right on,
over and under the ground within the Property to maintain and to correct drainage of surface water
in order to maintain reasonable standards of health, safety and appearance. Such right expressly
includes the right to cut any trees, bushes or shrubbery, make any grading of the soil, or to take any
other similar action reasonably necessary. If such grading or cutting of trees, bushes or shrubbery
is in an area designated on the Plat as a Drainage Easement, then Declarant's obligation to restore
the affected real estate shall be limited to re-grading and re-seeding, and neither the Declarant nor
its agents, employees or assignees shall be liable for any damage or destruction to any
improvements, structures or fencing located on or in such existing Drainage Easement. If such
grading or cutting of trees, hushes or shrubbery is not in an area already designated on the Plat as
a Drainage Easement, Declarant will restore the affected property to its original condition as nearly
as practicable. Declarant shall give reasonable notice of is intention to take such action to all
affected Owners, unless in the opinion of Declarant an emergency exists which precludes such
notice.
(g) Water Retention. The Owner of each Lot, by acceptance of a deed thereto, consents to
the temporary storage (detention) of storm water within the drainage easements (DE) on such
Owner's Lot.
17. Dcclarant's Use During Construction. Notwithstanding any provisions to the contrary
contained herein or in any other instrument or agreement, Declarant or its sales agents or contractors
may maintain during the period of construction and sale of Lots and Residences in the Property,
upon such portion thereof as is owned or leased by Declarant, such facilities as in the sole opinion
of Declarant may be reasonably required, convenient or incidental to the construction and sale of
Lots and Residences, including, but without limiting the generality thereof, a business office, storage
area, construction yards, signs, model Residences and sales offices.
18. Enforcement. The Corporation, any Owner or Declarant shall have the right to enforce,
by proceeding at law or in equity, all restrictions, conditions, covenants, reservations, liens and
charges now or hereafter imposed by the provisions of this Declaration, but neither Declarant nor
the Corporation shall be liable for damage or any kind to any Person for failure either to abide by,
enforce or carry out any of the Restrictions. No delay or failure by any Person to enforce any of the
Restrictions or to invoke any available remedy with respect to a violation or violations thereof shall
under any circumstances be deemed or held to be a waiver by that Person of the right to do so
thereafter, or an estoppel of that Person to assert any right available to him upon the occurrence,
recurrence or continuation of any violation or violations of the Restrictions. In any action by
Declarant, the Corporation or an Owner to enforce this Declaration, such party shall be entitled to
recover all costs of enforcement, including attorneys' fees, if it substantially prevails in such action.
19. Approvals by Declarant. As long as there is a Class B Member, the following actions
shall require the prior approval of Declarant: the dedication or transfer of the Community Area; the
merger or consolidation of the Property with other real estate; mortgaging of the Community Area;
amendment of this Declaration; and changes in the basis for assessment or the amount, use and time
of payment of the Initial Capital Assessment.
20. Amendments.
(a) Generally. This Declaration may be amended at any time by an instrument signed by
both (i) the appropriate officers of the Corporation acting pursuant to the authority granted by not
less than two-thirds (2/3) of the votes of the Class A members cast at a meeting duly called for the
purpose of amending this Declaration and, (ii) the Declarant, so long as the Declarant still owns at
least one (1) Lot.
(b) By Declarant. Declarant hereby reserves the right unilaterally to amend and revise the
standards, covenants and restrictions contained in this Declaration during the period prior to
December 31,2010. Such amendments shall be in writing, executed by Declarant, and recorded with
the Recorder of Hamilton County, Indiana. Declarant shall give notice in writing to such Owners
and Mortgagees of any amendments. Except to the extent authorized in Paragraph 15(b), Declarant
shall not have the right at any time by amendment of this Declaration to grant or establish any
easement through, across or over any Lot which Declarant has previously conveyed without the
consent of the Owner of such Lot.
(c) Effective Date. Any amendment shall become effective upon its recordation in the office
of the Recorder of Hamilton County, Indiana.
21. Interpretation. The underlined titles preceding the various paragraphs and subparagraphs
of this Declaration are for convenience of referance only, and none of them shall be used as an aid
to the construction of any provision of this Declaration. Wherever and whenever applicable, the
singular form of any work shall be taken to mean or apply to the plural, and the masculine from shall
be taken to mean or apply to the feminine or to the neuter.
22. Duration. The foregoing covenants and restrictions are for the mutual benefit and
protection of the present and future Owners, the Corporation, and Declarant, and shall run with the
land and be binding on all parties and all Persons claiming under them until January 1, 2021, at
which time said covenants and restrictions shall be automatically extended for successive periods
of ten (10) years, unless changed in whole or in part by vote of those Persons who are then the
Owners ora majority of the Lots in the Property.
23. SeverabiliW. Every one of the Restrictions is hereby declared to be independent of, and
severable from, the rest of the Restrictions and of and from every other one of the Restrictions, and
of and from every combination of the Restrictions. Therefore, if any of the Restrictions shall be held
to be invalid or to be unenforceable, or to lack the quality of running with the land, that holding shall
be without effect upon the validity, enforceability or "running" quality of any other one of the
Restrictions.
24. Non-Liability of Declarant. Declarant shall not have any liability to an Owner or to any
other Person with respect to drainage on, over or under a Lot. Such drainage shall be the
responsibility of the Owner of the Lot upon which a Residence is constructed and of the builder of
such Residence, and an Owner, by an acceptance of a deed to a Lot, shall be deemed to agree to
indemnify and hold Declarant free and harmless from and against any and all liability arising from,
related to, or in connection with drainage on, over and under the Lot described in such deed.
Declarant shall have no duties, obligations or liabilities hereunder except such as are expressly
assumed by Declarant, and no duty of, or warranty by, Declarant shall be implied by or inferred from
any term or provision of this Declaration.
above.
IN TESTIMONY WHEREOF, witness the signatures of Declarant as &the date set forth
"DECLARANT"
CAMDEN WALK, LLC
an Indiana limited liability company
By:
James Caito, Member
Richard Carriger, Member
Stephen Wilson, Member
By:
By:
STATE OF INDIANA )
) SS:
COUNTY OF )
Before mc the undersigned, a Notary Public in and for said County and State, personally appeared
,lames Cairn, and he being first duly sworn by me upon his oath, says that the facts alleged in the foregoing
instrument are tree.
Witness my hand and Notarial Seal this day of
1999.
My Commission Expires:
Residing in
County
Nota~ Public
Printed Name
STATE OF INDIANA )
) SS:
COUNTY OF )
Before me the undersigned, a Notary Public in and for said CounW and State, personally appeared
Richard Carriger, and he being first duly sworn by me upon his oath, says that the facts alleged in the
foregoing instrument are tree.
Witness my hand and Notarial Seal this day of
,1999.
My Commission Expires:
Residing in County
Notmy Public
Printed Name
STATE OF INDIANA )
) SS:
COUNTY OF )
Before me the undersigned, a Notmy Public in and for said County and State, personally appeared
Stephen 14~lson, and he being first duly sworn by me upon his oath, says that the facts alleged in the
foregoing instrument are true.
Witness my hand and Notarial Seal this __ day of
, 1999.
My Commission Expires:
Notary Public
Residing in County Printed Name
Prepared By: Charles D. Frankenberger, NELSON & FRANKENBERGER, 3021 E. 98th St., Suite 220,
Indianapolis, IN 46280, 317/844-0106
Send to: James Caito, P. O. Box 553, Carmel, Indiana 46082
Send Tax Statements to: James Caito, P. O. Box 553, Carmel, Indiana 46082
EXHIBIT "A"
Pert of the Northeset Quarter of Section 8, Township 17 North, Range 3 East In Cloy
Town.hip, Hamilton County, indlmla being more particularly cleserlbed ce followe:
Beginning at the Southe~t corner of sold Quarter Section; thence South 88 degrese 45
minutes 10 eeconde West (a~umed bearing) along the South line of cold Quarter Section
2702.61 feet to the Southvtest corner thereof; thenoe North O0 degrees 10 minutes 48
eeconde £o~t along the West line of ~old Quarter Section 898.36 feet; thence North 88
degrees 45 minutes 10 esconde Eaet parallel with the afereeald South line 2704.18 feet to
a point on the East line of esld Quarter Section; thence South O0 degr~ 16 minutes 50
esconde West along ~ld Ecet line 896.40 feet to the PLACE OF BEGINNING,
containing 55.736 acres, more or lees, oub~ect to ~11 legal hl~'tways, eeesments, rlghte-of-
wny, and other restriction of record. -
EXHIBIT "B"
Sixty (60) acres, more or less, located in Hamilton County, Indiana
on the Southwest comer of 106a Street and Towne Road.