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HomeMy WebLinkAboutTri Party Agreement Community Bank-CRC-1212 Rangeline PropertiesTRI -PARTY AGREEMENT This Tri -Party Agreement (the "Agreement ") is executed the IL, day of September, 2009, by and among Community Bank (the "Lender "), (the "Borrower "), and The City of Carmel Redevelopment Commission ( "CRC ")_ IZiz gi}nit 2 -r,*%6 P ,D,e6r411 r5, L__€ 1. Definitions. Accrued interest shall mean the Base Rate Accrued interest or the Adjusted Rate Accrued interest, as applicab.ie. Adjusted Outstanding Principal Balance shall mean the amount, on the Purchase Date, of the principal balance of advances of proceeds of the Loan through the Purchase Date that: (a) have been made to pay Permitted Costs; and (b) remain outstanding; which amount shall include all Lender Costs (including, specifically, all Lender Costs that are owed by Borrower as a result of a Loan Default), . Adjusted Purchase Price shall mean the sum of (a) the Adjusted Rate Accrued Interest; and (b) the Adjusted Outstanding Principal Balance. Adjusted Rate Accrued interest shall mean all interest on the Adjusted Outstanding Principal Balance that . has accrued, and remains unpaid, as of the Purchase Date, regardless ofwhethersuch interest has accrued at the Base Rate, the Default Rate, or the Judgment Rate, as applicable, Base Outstanding Principal Balance shall mean the amount on the Purchase Date, of the principal balance of advances of proceeds of the Loan through the Purchase Date that (a) have been made to pay Permitted Costs; and (b) remain. outstanding; which amount shall include all Lender Costs:, to the extent that such Lender Costs have been incurred in the absence of a Loan Default (excluding', specifically, all Lender Costs that are awed by Borrower as a result of a Loan Default); provided that in no event shall the Base Outstanding Principal: Balance exceed $3,000,0O0.O0_ Base Purchase Price shall mean the sum of (a) the Base. Rate Accrued Interest; and (b) the Base Outstanding Principal Balance. Base Rate Accrued Interest shall mean all interest on the .Base Outstanding Principal Balance that has accrued at the Base Rate, and remains unpaid, as of the Purchase Date. ie. `75- Base Rate shall mean an interest rate of % per annum. Collateral shag mean: (a) the Real Estate; (b) the Project; (c) the. Rents; (d) the Leases; and (e) the Contracts. Contracts shall mean all contracts and agreements that, relate to the design, construction, or operation of the portion of the Real Estate and the Project that is subject to the lien of the Mortgage (including, without limitation, all construction contracts; architectural contracts, and contracts forsupplies, material, and /or labor); Cure Notice shall mean a written notice pursuant to which CRC notifies Lender that CRC has elected to cure a Loan Default by Borrower as permitted pursuan t to Section 5. C Default Rate shall mean the "gt o JPs g� L % c " as defined in the Note. Fee Title Interests shall mean: (a) fee sim ple title to the Real Estate and the Project; and (b.) full title to, and vested ownership of the Rents and the Lease; subject to the matters shown in the title commitment issued by jvt:0,AlN 1 jTL6 , as lfp5i A - Citg 7/7-t e., with an Effective Date of Sffr6+1131 -1) 2-0 Guaranties shall mean the Guaranty executed by?i=€ue- +FSICaztV min favor of Lender; and (b) the Guaranty executed by 6-0.C- in favor of Lender. 2009 Walla& Sam= & fuss, PC. Use without permission prahihited. C:IUSLIAKaY1113acnments \Ca Ti Party Agreement.wpd. Judgment Rate shall mean the interest rate on any money judgment entered against Borrower in favor of Lender on the Note. Laws shall mean all applicable federal, state, or local laws, statutes, ordinances, rules, or regulations, or any orders or decrees of any court, agency, or regulatory body. Leases shall mean all: (a) leases, tenancies, occupancy rights, occupancy agreements, and agreements for the sale, lease, or granting of other interests in any part of the Real Estate or the Project; and (b) guaranties of the foregoing. Lender Costs shall mean costs, expenses, fees, and charges payable to Lender in accordance with the Loan Documents.. Loan shall mean a loan from Lender to Borrower made to fsnance the payment of Permitted Costs in the maximum principal amount of $3,000,000.. Loan Default shall mean an "Event of Default" under any of the Loan Documents (including, withoutlim itation, the failure by Borrower to pay on the Maturity Date the full outstanding principal balance of the Note and all accrued interest on the Note; provided that, if "Event of Default" is not a defined term in any Loan Document, then, with respect to suoh Loan Document, there shall be a Loan Default if Borrower is in default thereunder beyond any applicable notice, grace, or cure. periods. Loan Default Notice shall mean a written notice pursuant to which Lender notifies CRC that a Loan Default exists.. Loan Documents shall mean the documents evidencing andtor securing the Loan (including, without limitation, the Note, the Mortgage, and the Guaranties). Loan Interests shall mead;: (a) the Loan; (b) the Loan Documents; (c) the first lien of the .M ortgage on the Real Estate and the Project; and (d) all rights and interests of Lender with respect to the Loan and under the Loan Documents (including, specifically, the right to (i) foreclose the lien of the Mortgage; (ii) enforce any security interest or collateral assignment on or of the Collateral; (iii) otherwise enforce the terms and conditions of the Loan Docum ents; (iv) collect the full outstanding principal balance of the Note and all accrued interest on the Note; and (v) exercise all rights and remedies afforded by the Indiana Code to mortgagees andior secured parties. Loan Interests Closing shall mean the closing: with respect to the purchase by CRC of the Loan Interests. Maturity Date shall mean el f0 /20fIL ,, the date on which the full outstanding principal balance of the. Note and all accrued interest n the Note are scheduled to become due pursuant to the Note. Mortgage shall mean: (a) that certain Real Estate Mortgage executed by Borrower in favor of Lender; (b) that certain Assignment of Lease and Rents executed by Borrower in favor of Lender; and (c) that certain Security Agreement executed by Borrower in favor of Lender. Note shall mean that certain promissory note in the principal amount of $3,000,000 executed by Borrower in favor of Lender. Outside Closing Date shall mean, with respect to the Loan. Interests Closing, the date that is: (a) in the case of the exercise by CRC of the Purchase Option, 30 days after delivery of the Purchase Exercise Notice; or (b) in the case of the exercise by Lender of the PutOption 15 days afterthe expiration of the Standstill Period. Outstanding Principal Balance shall mean the Base Outstanding Principal Balance or the Adjusted Outstanding Principal Balance, as applicable. ffi 2009 WallaekSomers & Haas, PC. Use without permission prohibited. C,\tr g\Karl\Documents \CB Tri Party Agseement.wpd Permitted Casts shall mean: (a) the portion of the purchase price paid by Borrower at sheriffs sale to acquire fee simple title to the Real Estate; and (b) the costs and expenses of Borrower obtaining and closing the Loan. Permitted Release shall mean a release of all of the Real Estate, the Project, and the Collateral from the liens, security interests, and collateral assignrnents that are granted by, or made in, the Mortgage and the other Loan Documents, in connection with payment accepted by Lender as payment in full of the outstanding principal balance of the Note and all accrued interest on the Note. Project shall mean the building and related improvements that are located on. the Real Estate. Purchase Date shall mean the date on which CRC closes on the purchase of the Loan. Interests fro Lender: Purchase Exercise Notice shall mean a written notice pursuant to which CRC notifies Lender that CRC is . exercising the Purchase Option. Purchase Option shall mean the option (but not the obligation) of CRC to require Lender to assign the Loan Interests for the Base Purchase Price. Purchase Price shall rnean the Base Purchase Price or the Adjusted Purchase Price, as applicable. Put Exercise Notice shall mean a written notice pursuant to which Lender notifies CRC that Lender is exercising the Put Option. Put Option shall mean the option (but not the obligation) of Lender to require CRC to purchase the Loan Interests for the Base Purchase Price.. Real Estate shall mean that certain real estate more particularly depicted and /or described on Exhibit A, together with all fixtures attached thereto and real property interests appurtenant thereto. Rents shall mean all rents, royalties, income, proceeds, and /or profits from the operation of the Real Estate and the Project. Standstill Period shall mean the period, (a) commencing upon delivery of a Loan Default Notice; and (b) ending on the last to occur of the date: (i) that is 30 days after delivery to CRC of a Loan Default Notice. or a Maturity Default Notice; or (ii) of the expiration of the cure period provided to CRC pursuant to Section 5. Notwithstanding the foregoing, if either: (a) CRC has exercised. the Purchase Option; or (b) Lender has exercised the Put Option; then the Standstill Period shall end on the date that is the first to occur of (a) the date on which the Loan interests Closing occurs; or (b) the Outside Closing Date;: provided that, if due to a failure of Lender,. the Loan Interests Closing does not occur prior on or before the Outside Closing Date, then the Standstill Period shall be extended until the Loan interests Closing occurs. 2. Option to Purchase. (a) General if there is a Loan Default, then the Purchase Option and the Put Option shall apply. (b) Exercise. (i) Lender shall deliver a Loan Default Notice to CRC concurrently with any notice provided to Borrower with respect to the Loan Default; provided that, if Lender: (A) is not obligated to (or otherwise does not) provide any such notice to Borrower; and (8) intends to exercise any of its rem wises with respect to such Loan Default; then Lender shall deliver a Loan Default Notice to CRC prior to exercising any such remedies. ® 209 Wailack Somers & Haas, PC. Ilse without permission prohibited C :11.1,3131KarNlvauments \CB Tri Party Agre®entwpd (ii) At any time after CRC receives a Loan Default Notice, CRC may exercise the Purchase Option by delivering an Purchase Exercise Notice to Lender. (iii) At any tine after Lender delivers a Loan Default Notice to CRC, Lender may exercise the Put Option by delivering a Put Exercise Notice to Lender; provided that, prior to the last to occur of the date: (A) that is 15 days after delivery of the Loan Default Notice to CRC; or (S) of the expiration of the cure period provided to CRC pursuant to Section 5; the. Loan Default is cured, then the exercise by Lender of the Put Option shall . be deemed to be rescinded and of no further force or effect. (d) Limitations on Remedies. Notwithstanding anything to the contrary set forth in the Loan Documents, except to avoid loss of, or damage to, the Collateral, Lender shall not exercise any of its remedies with respect to a Loan Default (including that Lender shall not apply the Default Rate or accept a deed in lieu of foreclosure) until the expiration of the Standstill Period, provided that (A) the foregoing shall not prohibit Lender torn delivering a Put Exercise Notice to CRC pursuant to Subsection 2(c)(ii)', and (B) if, prior to the expiration of the Standstill Period, either: (A) CRC delivers a Purchase Exercise Notice to Lender; or (B) Lender delivers a Put Exercise Notice to CRC; then Lender shall not exercise any of its . remedies: with respect to such Loan Default (including that Lender shall not apply the Default Rate or accept a deed in lieu of foreclosure) .unless, due to a failure of CRC, the Loan Interests Closing has not occurred as of the Outside Closing Date; (e) Adjusted Purchase Price. Notwithstanding anything to the contrary set forth herein; if: (i) there is a Loan Default (ii) Lender has complied fully with the terms and..condittons of Section 2 (including that Lender refrains from exercising any of its remedies with respect to the Loan Default, except as permitted in Subsection 2(d)); (iii) after the expiration of the Standstill Period, Lender properly exercises remedies that are available to it with respect to the Loan Default (iv) Lender has not exercised the Put Option; and (v) subsequent to the proper exercise by Lender of its available remedies, CRC exercises the Purchase Option; then the applicable Purchase Price shall be the Adjusted Purchase Prig, 3. Closing. (a) CRC Exercise. If CRC exercises the Purchase Option, then the Loan interests Closing shall occur on or before the date that is 3D days after CRC delivers the Purchase Exercise Notice. (b) Lender Exercise. IfLender exercises the Put Option, then the Loan Interests Closing shall occur on or before the date that is 15 days after the expiration of the Standstill Period;. (c). Loan Interests: Closing.. At the Loan Interests Closing: (i) CRC shall pay the Purchase Price; and (ii) Lender shall assign the Loan interests to CRC pursuant to assignment documents that: (A) are adequate to vest the Loan interests in CRC free and clear of the rights or interests of any other party; (B) contain certifications by Lender to the effectthatLender: (1) is not in default under this Agreement ( including, without limitation, that Lender is in compliance with the terms and conditions of Section 4); and (2) is not aware of any valid defenses or offsets of Borrower to: (a) enforcement by CRC, as assignee of Lender, of the Loan Documents; (6) collection by CRC, as assignee of Lender, of any amounts due from Borrower under the Loan Documents; and /or (y) exercise by CRC, as assignee of Lender, of the rights and remedies afforded by the Indiana. Code to mortgagees and/or secured parties (including, without limitation, the right and remedy of foreclosing or enforcing the Mortgage or any lien, security interest, or collateral assignment on or of the Collateral); and (C) otherwise reasonably are acceptable to CRC. 0 2009 Wailack Somers & FTaaq PC. Use without permission prohibited. C: \LAIIIKarI\Documents\CB Tri Party Agcementwpd (d) Closing f=ailure. Notwithstanding anything to the contrary set forth herein, if: (i) the applicable Purchase Price is the Base Purchase Price; and (ii) due to a failure of CRC, the Loan Interests Closing does not occur on or before the Outside Closing Date; then the applicable Purchase Price automatically shall become the Adjusted Purchase Price. 4. Prohibitions. in each case, except with the prior written consent, of CRC: (a) Lender shall not accelerate the maturity date of the Loan or the payment of all or any portion of the Outstanding Principal Balance, unless and until Lender has complied with the terms and conditions of Section 5 and either: (i) CRC does not elect to cure the applicable default by Borrower within the time permitted pursuant to Section 5; or (ii) CRC: (A) timely . elects to cure such default by Borrower, but (B) does not complete the foregoing within the time permitted pursuant to Section 5; (b) Lender shall not apply any proceeds of insurance policies or condemnation awards, payments; damages, or proceeds other than either to (i) reduce the Outstanding Principal Balance; or (ii) repair andlorrestore the Project; as provided in Sect ons2 -Hp of the Mortgage; (c) Lender shall not modify, amend, or revise Section 21 0 of the Mortgage, if the effect of the modification, amendment, or revision is to cause the application of proceeds of insurance policies or condemnation awards, payments, damages; or proceeds, other than as provided in such Sections as in effect on the date. hereof,' (d) Lender shall not modify, amend, or revise any of the Loan Documents to increase the default rate of interest to an amount that exceeds the Base Rate plus %. (e) Lender shall not condition acceptance of a prepayment of all or any portion: of the Outstanding Principal Balance upon receipt of a prepayment premium or penalty; (() Lender shall not advance Loan proceeds: for any purpose other than payment of the Permitted Costs; provided that the foregoing shall not prohibit Lender from advancing. Loan proceeds to pay Lender Costs in compliance with the terms and conditions of the Loan Documents and this Agreement; (g) Lender shall not advance more than $3,OOO,001).00 of Loan proceeds: (i) except as provided in the Loan Documents; and (ii) notwithstanding the terms and conditions of the Loan Documents', until: (A) there is a default by Borrower; and (B) Lender has complied with the terms and conditions of Section 5 and either: (1) CRC does not e[ectto cure the default by Borrower within the time permitted pursuant to Section 5; or (2) CRC: (a) timely elects to cure such default by Borrowers but (6) does not complete a cure within the time permitted pursuant to Section 5; provided that notwithstanding the foregoing, if CRC has exercised the Purchase Option or Lender has exercised the Put Option; then: (A) Lender shall not advance more than $3,000,000.00 of Loan proceeds unless the Loan Interests Closing does not occur on or before the Outside Closing Date; and (B), if the Loan interests Closing does not occur on or before the Outside Closing Date due to a failure of Lender, Lender shall not advance more than $3,000,000.00 of Loan proceeds; (h) Lender shall not advance Loan proceeds for any purpose other than to pay Permitted Costs: (1) except as provided in the Loan Documents; and (ii) notwithstanding the terms and conditions of the Loan Docurn ents, until: (A) there is a default by Borrower; and (B) Lender has complied with the terms and conditions of Section 5 and either: (1) CRC. does not elect to cure the default by. Borrower within the time permitted pursuant to Section 5; or (2) CRC; (a) tint ely elects to cure such default by Borrower; but (6) does not complete a cure within the time permitted pursuant to Section 5; provided that, notwithstanding the foregoing, if CRC has exercised the Purchase Option or Lender has exercised the Put 0ption,then: (A) Lender shall not advance Loan proceeds for any purpose other than to pay Permitted Costs unless c2009Waliack Soul= & Haas, PC. Use without permission prohibited. C:1USe1Z Karl4 Doemuents \CB 'hi Party Agreementwpd the Loan interests Closing does not occur on or before the Outside Closing Date; and (B) if the Loan Interests Closing does not occur on or before the Outside Closing mate due to a failure of Lender, Lender shall not advance Loan proceeds for any purpose other than to pay Permitted Costs; (i) Lendershall notwaive, release, delete, or corn promise the limitations and restrictions under Section ) try of the Mortgage or consent to Borrower, directly or indirectly: (I) selling, transferring, assigning, conveying, mortgaging, pledging, or otherwise disposing of the Real Estate, the Project, or the Collateral; or (ii) creating or permitting to occur any changes, direct or indirect, in the ownership or control of Borrower; in any case: (i) except as provided in the Loan Documents; and (11) notwithstanding the terms and conditions of the Loan Documents, until: (A) there is a default by Borrower; and 03) Lender has complied with the terms and conditions of Section 5 and either: (1) CRC does not elect to cure the default by Borrower within the time permitted pursuant to Section 5; or (2) CRC: (a) timely elects to cure such default by Borrower; but (8) does not complete a cure within the time permitted pursuant to Section 5; provided that, notwithstanding the foregoing, if CRC has exercised the Purchase Option or Lender has exercised the Put Option, then: (A) Lender shall not waive, release, delete, or compromise the limitations and restrictions under Section /h of the Mortgage or consent to Borrower, directly or indirectly: (1) selling, transferring, assigning, conveying, mortgaging, pledging, or otherwise disposing of the Real Estate ortbe Project or (2) creating or permitting to occurany changes, director indirect, in the ownership or control of Borrower; unless the Loan Interests Closing does not occur on or before the Outside Closing Date; and (B) if the Loan Interests Closing does not occur on or before. the Outside Closing Date due to a failure of Lender, Lender shall not waive, release, delete, or compromise the limitations and restrictions under Section f (, of the Mortgage or consent. to Borrower, directly or Indirectly: (1) selling, transferring, assigning, conveying, mortgaging, pledging:, or otherwise disposing of the Real Estate or the Project; or (2) creating or permitting to occur any . changes, direct or indirect, in the ownership or control of Borrower; (j) Lender shall not (1) waive, release, delete, or compromise the terms or conditions of Section tar , or 1 of the Mortgage; or (ii) waive or release an Event of Default under Section }(P or 11 of the Mortgage; (k) Len. d`er shall not waive., release, delete, or compromise the obligations of Borrower to pay the Accrued Interest or the Outstanding Principal Balance, except (i) in compliance with the terms and conditions of this Agreement; or (ii) if the Purchase Price is reduced commensurately; (1) Lender shall not consent to Borrower directly or indirectly selling, transferring, assigning, conveying, mortgaging, pledging, or otherwise delegating or disposing of its interests in or to, its rights to or under, or its obligations under or for, the Loan or the Loan Documents; (m) Lender shall not release the Collateral: (1) as collateral for the Loan; or (ii) from any Tien, security interest, or collateral assignment that is granted by or made in the Mortgage or the other Loan Documents; in either case except in the event of a Permitted Release; (n) Lender shall not subordinate or compromise: (i) any lien, security interest, or collateral assignment on, in, or of the Collateral that is granted by, or made in, the Mortgage or the other Loan Documents; or 01) the priority thereof; (o) Lender shall not consent to any second or subordinate lien, security interest, or collateral assignment on, in, or of the Real Estate or the Project, except: (1) for the lien of current . real estate taxes, assessments, and governmental charges; (ii) for mechanic's liens being discharged pursuant to the terms and condition's of Section 8 of the Mortgage; or (111) if there is a default by Borrower with respect to which Lender has complied with the terms and ® 2009 W ellack Somas & Baas, PC. Use without permission prolzibited. C :1LJSKarllDocamenta\C3 Tri Party Agtement wpd conditions of Section 5, and either: (A) CRC does not elect to cure the default by Borrower within the time permitted pursuant to Section 5; or (B) CRC: (1) timely elects to cure such default by Borrower; but (2) does not complete a cure within the time permitted pursuant to Section 5; provided that, notwithstanding the foregoing, if CRC has exercised the Purchase Option or Lender has exercised the Put Option, then: (A) Lender shall not consent to any second or subordinate lien, security interest, or collateral assignment on, in, or of the Real Estate or the Project unless the Loan Interests Closing does not occur on or before the Outside Closing Date; and (B) if the Loan Interests Closing does not occur on or before the Outside Closing Date due to a failure. of Lender, Lender shalt' not consent to any second or subordinate Hen, security interest, or collateral assignment on in, or of the Real Estate or the Project; (p) Lender shall not modify, amend, or revise any of the Loan Documents (or waive, release., delete, or compromise the rights and remedies of Lender thereunder) so that, if the Loan Interests were assigned to CRC, the Loan. Documents would not provide to CRC, as assignee: (i) the right to collect the Accrued Interest and the Outstanding Principal Balance.; (ii) an enforceable mortgage: lien on the Real Estate and the Collateral; (iii) an enforceable security interest and collateral assignment in and of the Rents, Leases, Contracts, and. Equipment; (iii) the right to call en, and enforce, the Guaranties; and (iv) the rig htand remedy of foreclosing or enforcing the Mortgag e or any lien security interest, or collateraiassignment on, in, or of the Collateral; and (q) Lender shall not directly or indirectly sell, transfer, assign, convey, pledge, or otherwise delegate or dispose of its interests in or to, or its rights to or under, any of the Loan Interests, ex cept subject to the terms and conditions of this Agreement and the rights of CRC hereunder ;: 5 CRC Cure Right (a) Notices. Lender shall provide to CRC copies of all notices of defaults delivered to Borrower pursuant to the Loan Documents, which copies shall be delivered simultaneously with the notice delivered . to Borrower; provided that if no notice of default is required to be delivered to Borrower priorto a default becoming a Loan Default, their, priorto exercising any of its remedies under the Loan Documents with respect to any default (including, . without limitation, imposing a default rate of interest), Lender shall deliver written notice to CRC. (b) Default. If such notice is for a default that is curable by CRC,: then CRC shall have the option (but not the obligation) to cure such default; provided that, to exercise such option, CRC shall deliver a Cure. Notice to Lender on or before the date that is 30 days after CRC: receives notice from Lender of the existence of such default. If CRC timely elects to cure the default, then CRC shall effectuate the cure within: (i) ten days after delivery of the Cure Notice, in the event of a monetary default or (ii.) 30 days after delivery of the Cure Notice, in the case of a default other than a monetary .default; provided that, if such default is of a nature that it reasonably cannot be cured within 30 days, then, so long as CRC commences the cure within the 30 day period, the period for com pleting the cure shall be extended for as long as CRC diligently is pursuing such completion, which extension shall not exceed a period of 90 days. (c) Standstill. Notwithstanding anything tote contrary set forth in the Loan Documents, Lender shall not exercise any of its remedies under the Loan Documents with respect to any default (including, without limitation, that Lender shall not apply the Default Rate or accept a deed in lieu of foreclosure) until the expiration of the Standstill Period. If CRC cures a default by Borrower pursuant to this Section, then: (1) Lender shall accept such action by CRC as a cure by Borrower, (li) Lender shall not exercise any of its remedies under the Loan Documents with respect to the default, as cured by CRC; and (iii) Borrower, immediately upon receipt of written demand, shall reimburse CRC for all costs and expenses incurred by CRC in connection with effectuating such cure. C 2009 Wallack Somers & Haas, PC. Use without permission prohibited. C:1i3argarr Docuntents\CB Tri Party Agremneniwpd 6. Assignment. No party shall assign this Agreement, or its rights or obligations hereunder, without the prior written consent of each of the other parties; provided that: (a) without the prior written consent of Borrower or Lender, CRC may assign this Agreement to another agency or instrumentality of the City of Carmel, Indiana, of equal or superior creditworthiness and financial capacity to perform the obligations of CRC hereunder; and (b) without the prior written consent of Borrower or CRC, Lender may assign this Agreement to any subsidiary or affiliate of Lender_ Notwithstanding any assignment permitted under this Section: (a) each party shall remain liable to perform all of the terms and conditions to be performed by it underthis Agreement; and (b) the consent of the other parties with respect to an assignment shall not release the assigning party from such performance. 7. Deliveries. Each party shall execute and deliver such additional documents and instruments as reasonably may be reasonably required by the other parties to accomplish the purposes of this Agreement. 8. indemnity. Eaoh of Lender, Borrower, and CRC shall indemnify and hold harmless the other parties from and against any and all claims, damages, losses, and expenses (including, without limitation, attorneys' fees) arising from, or in connection with the breach by Lender, Borrower, or CRC, respectively, of any term or condition of this Agreement 9. Authority. Each undersigned person executing this Agreement on behalf of Lender, Borrower, and CRC represents and certifies that (a) he or she is empowered, and has been authorized by all necessary action of Lender, Borrower; and CRC, respectively, to execute and deliver this Agreement, (b) he or she has full capacity, power, and authority to enter into and carry out this Agreement and (c) the execution', delivery, and performance of this Agreement have been authorized by Lender, Borrower, and CRC, respectively.. 10. Notice. Any notice required or permitted to be given by either party to this Agreement. shall be in writing, and shall be deemed to have been given when (a) delivered in person to the other party (b) sent by facsimile, with electronic confirmation of receipt; or (c) sent by national overnight delivery service, with confirmation of receipt addressed as follows: to Lender at L i w6Sfiri "*c; jt{o6Gi+S vi /".-1 O ; to Borrower at '7O 5 i rte, ;4- go /fit/ s 1'004. r t APO 6/49'377 and to CRC at City of Carmel, Indiana, One Civic Square', Carmel, Indiana 46032, Facsimile: 317- 844 -3496, Attn: Les Olds, with a copy to Karl F, Haas, Esq., Wallack Somers & Haas, PC, One Indiana Square, Suite 1500., Indianapolis, Indiana 45204, Facsimile: 317 - 231 -9900 Any party may change its address for notice from time to tii.ne by delivering notice to the other parties as provided above, 11. Force Majeure. Notwithstanding anything to the contrary set forth herein, if any party is delayed in or prevented from, observing or performing any of its obligations under, or satisfying any term or condition of, this Agreement as a result of: (a) an actor omission of any other party; or (b) any other cause that is not within the reasonable control of such party (including, without limitation, unusually inclement weather, the unusual unavailability of materials, equipment, services or tabor, and utility or energy shortages or acts or omissions of public utility providers, but excluding a lack of financial resources); then: (a) such observation, performance,, or satisfaction shall be excused for the period of days that such observation, performance, or satisfaction is delayed or prevented; and (b) the deadlines for observation, performance, and satisfaction, as applicable, shall be extended for the same period. 12. Miscellaneous. Subject to the terms and conditions of Section 6, this Agreement small inure to the benefit of, and be binding upon, each of Lender, Borrower. and CRC, and their respective successors and assigns, This Agreement constitutes the entire agreement among the parties with respect to the subject matter hereof, and may modified only by a written agreement signed by each of the parties_ The invalidity, illegality, or unenforceability of anyone or more of the terms and conditions of this Agreement shall not affect the validity, legality, or enforceability of the remaining terms and conditions hereof. This Agreement shall be governed by, and construed in accordance with, the laws of the State of Indiana. This Agreement may be executed in counterparts, each of which shall be an original, but all of which, when taken together, shall constitute a single instrument. All Exhibits referenced in this Agreement are attached hereto and incorporated herein by reference. 0 2009 Wallach Somers & Haas, PC. Use without permission prohibited. C:[Ub\Kari\Documents05 Tri Party Agrcement,wpd IN WITNESS WHEREOF, Lender, Borrower, and CRC have executed this Agreement as of the date set forth above, COMMUUNN1 BANK By: Printed: _ 44s —, f" Title: As. i -ri i V t", S iDE'4 1 2t2--C ZZb -i iES 1.-d- (L. By: Printed: ?i4-4 -k L ou-F Title: h tt w 01 6 TH, ` T CARMEL REDEVELOP ENT OP Ronald E. Carter, President Ci 2009 Wallach Somers & Haas, PC. Use without permission prohibited. Cl AY, 1KartsDocuanents \CE Tri Party.Apreement.wrpd