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HomeMy WebLinkAboutAUL Amendment 401 AMENDMENT TO GROUP ANNUITY CONTRACT G 36,865 (THE CONTRACT) ISSUED BY AMERICAN UNITED LIFE INSURANCE COMPANY (AUL) TO THE TRUSTEES OF THE CITY OF CARMEL RETIREMENT PLAN (THE CONTRACTHOLDER) This Amendment is effective on JANUARY 01, 2013. AUL and the Contractholder hereby agree that the Contract is amended as follows: By replacing the corresponding paragraph of§2.1 with the following: If we can allocate a Contribution to a Participant's Account, but we have not received Investment Option elections for that Participant, the Contribution will be credited to the following default Investment Option: American Century® Livestrong 2015, 2020, 2025, 2030, 2035, 2040, 2045, 2050, or 2055, based on the Participant's date of birth. Subsequently received Investment Option elections for that Participant will be used to allocate future Contributions only. We will transfer amounts previously allocated for that Participant to such default Investment Option, plus gains or minus losses thereon, only if we are directed to make a transfer. This transfer request must be submitted in a format specifically authorized by us. And by replacing the first paragraph of§6.1 with the following: Annuity Purchases: Prior to notification of contract termination (but not thereafter), you may withdraw all or a portion of a Participant's Account Value to provide an annuity reflecting Plan benefits. Such a withdrawal is not subject to a Withdrawal Charge or Market Value Adjustment. On the date we receive an annuity purchase request, we transfer the entire Participant Account to the FIA if it is an available Investment Option, otherwise to the default Investment Option listed in §2.1. Such amounts remain in the FIA or the default Investment Option until the full Account Value (reflecting gains and losses) is applied to purchase the annuity on the last day of the month preceding the Annuity Commencement Date. As of that annuity purchase date, such Participant Account funds are no longer maintained in this contract. CONTRACTHOLDER AUL By Signature Page Attached Title Date Date OM-K.defaultinvest CITY OF CARMEL, INDIANA By and through its Board of Public Works and Safety mes ra. ard, Presiding Officer Date Mar , An urke, Board Member Date v1 Lori Watson oard Member Date ATTES • q- / 7-/3 iana Cordray, IA , Clerk-Treasurer Date